You can redeem your U.S. Bank Cash+ rewards online or through the mobile app. You can also redeem your U.S. Bank Cash+ rewards by calling (888) 229-8864 or the number you see on the back of your card.

Here is how to redeem your U.S. Bank Cash+ rewards:

1. Log in to your online account.
2. Select "My Accounts" at the top of the page.
3. Choose "Redeem Rewards & Access Card Benefits".
4. Choose your desired redemption option and follow the prompts to complete your request.

Here are your U.S. Bank Cash+ rewards redemption options:

• Cash back: You can simply have your cash back rewards deposited into your U.S. Bank deposit account (savings, checking, or money market accounts). This option requires redeeming at least $25.
• Statement credit: Your cash back rewards can be applied to reduce your balance but will not count toward your minimum payment. This option requires redeeming at least $25.
• U.S. Bank Rewards Card: You can also redeem your rewards as a prepaid U.S. Bank Rewards Card. This option requires redeeming at least $25 ($5 increments thereafter).
• Real-Time rewards: You can enroll in Real-Time rewards to use your cash back rewards as you make your eligible purchases. There's a $10 minimum redemption for Real-Time Rewards.

Don't forget that the U.S. Bank Cash+ rewards expire 36 months after the billing cycle in which they were earned.

The U.S. Bank Cash+ credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the U.S. Bank Cash+.

You should note that while your credit score is an important factor, there are plenty of other things...

The U.S. Bank Cash+ rental car insurance provides coverage in case of physical damage, vandalism or theft, up to the cash value of most vehicles.

You have to decline the rental agency's insurance to be eligible. Certain vehicles (e.g. trucks, large vans) and situations (e.g. drunk driving, injury) aren't...

The U.S. Bank Cash+ starting credit limit is between $1,000 - $1,500, but that's not a given.

Your credit limit is decided based on many factors, such as your income, existing debts, credit history and overall creditworthiness.

If you're not satisfied with your starting credit limit, you can request an...

The U.S. Bank Cash+ categories for bonus rewards include fast food, department stores, home utilities and more. More specifically, with the U.S. Bank Cash+ you get 5% cash back on two categories of your choice (up to $2,000 each quarter), 5% back on prepaid air, hotel and car reservations booked...

You can apply for the U.S. Bank Cash+ card online or by calling (800) 532-4019 .

If you'd rather apply in person, visit your nearest U.S. Bank branch.

Applying for this card will result in a hard pull on your credit report, which may hurt your credit...

The U.S. Bank Cash+ card's cash advance limit isn't disclosed. Each cardholder's cash advance limit will be determined based on their credit limit and creditworthiness. There's no way to know your exact limit before being approved for the card.

But you shouldn't decide on a credit card because of...

Yes, the U.S. Bank Cash+ will do a hard pull. You will need a credit score of at least 700 to get it and there is no way to get pre-approved.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce...

No, the U.S. Bank Cash+ card doesn't accept joint applications. You can, however, add a joint owner to an existing U.S. Bank account.

You can do this online by signing in to your account.

From the My Accounts page click on Customer Service, then Self-Service. From the Credit...

Your U.S. Bank Cash Plus minimum payment is 1 percent of the full balance + any late, annual and/or account fees as well as any over-limit balance.