WalletHubNo annual feeIntro APR on purchasesHigh rewards rate$300 initial rewards bonusSpending caps on rewardsNo intro APR on balance transfersBalance transfer feeForeign fee
$300 statement credit
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
$300 statement credit
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Excellent Credit
$0
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
Choose how to redeem your cash rewards - as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire.
To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
0% intro APR for 9 billing cycles, 18.49% - 28.49% Variable APR after that
APR: 18.49% - 28.49% Variable
Balance Transfer Fee
by John Kiernan
September 25th, 2023
No annual fee
Intro APR on purchases
High rewards rate
$300 initial rewards bonus
Spending caps on rewards
No intro APR on balance transfers
Balance transfer fee
Foreign fee
| cash advance fee | 4% |
| cash advance APR | 29.49% Variable |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | See Terms |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | See Terms |
No annual fee.
0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Can't find what you are looking for? Submit your question about Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can apply for the Business Advantage Cash Rewards Credit Card online.
Alternatively, you can apply for the Business Advantage Cash Rewards card in a Bank of America branch, considering that it is issued by Bank of America.
You can check the status of your application online or by calling customer service at 866.422.8089.
You can redeem cash rewards from your Business Advantage Cash Rewards card either online or by phone.
Sign into your Online Banking account, select your Bank of America card, and click on the Rewards tab. If redeeming by phone, call 1 (800) 434-8313.
The Bank of America Customized Cash Rewards Business Card cash rewards are earned by cardholders when making purchases with this card by returning a percentage of the money spent. The accumulated cash back rewards can then be used in a variety of ways, such as paying your credit card bill, getting a check, or making a direct deposit to a Bank of America bank account.
How to Get Bank of America Customized Cash Rewards Business Card Cash Back
Yes, Business Advantage Cash Rewards transactions can be imported to QuickBooks. It's one of the features you get with your online banking.
Once you're logged into the online banking page, just go to "Activity", and then hit the "Download" button.Once you've got the file, you can import it onto Quickbooks.If you want more details, you can get them here.
To get the Bank of America Customized Cash Rewards Business Card sign-up bonus, new cardholders must spend $3,000 within the first 90 days of opening an account. The Bank of America Customized Cash Rewards Business Card bonus is $300 as a statement credit.
Keep in mind, however, that you will not be eligible for this introductory bonus if you currently have the Bank of America Customized Cash Rewards Business Card, regardless of whether you previously received the bonus. You also may not be eligible if you recently earned the bonus.
In addition to the sign-up bonus, the Bank of America Customized Cash Rewards Business Card offers 1 - 3% cash back on purchases. Its annual fee is $0, and you need excellent credit to get approved for the card.
The main Bank of America Customized Cash Rewards Business Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and excellent credit.
Bank of America Customized Cash Rewards Business Card Requirements
You need enough income to afford monthly bill payments on the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card. While the terms and conditions of the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.
Keep in mind that the income you list on a credit card application doesn't...
The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Bank of America Customized Cash Rewards Business Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Bank of America Customized Cash Rewards Business Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and...
To check your Bank of America Customized Cash Rewards Business Card balance, log in to your Bank of America account online or call credit card customer service at 1-888-287-4637. It's also possible to check your Bank of America Customized Cash Rewards Business Card balance through the Bank of America app.
How to Check Your Bank of America Customized Cash Rewards Business Card Balance
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Offer last updated: Sep 25th, 2023 at 15:31 ET
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