What is the Chase Freedom foreign transaction fee?
The Chase Freedom foreign transaction fee is 3% of each transaction in U.S. dollars. This fee will get added as a surcharge to any Chase Freedom transaction processed abroad or through an international online merchant. So, the Chase Freedom, Chase Freedom Unlimited, Chase Freedom Flex and Freedom Student cards have a foreign transaction fee of 3% of each transaction in U.S. dollars. But many Chase credit cards also come with no foreign transaction fees.
Chase Freedom foreign transaction fees:
- Chase Freedom foreign transaction fee: 3% of each transaction in U.S. dollars.
- Chase Freedom Unlimited foreign transaction fee: 3% of each transaction in U.S. dollars.
- Chase Freedom Flex foreign transaction fee: 3% of each transaction in U.S. dollars.
- Freedom Student foreign transaction fee: 3% of each transaction in U.S. dollars.
- Best Chase credit cards with no foreign transaction fee: Chase Sapphire Preferred® Card and Chase Sapphire Reserve®.
Despite their foreign transaction fees, Chase Freedom, Chase Freedom Unlimited, Chase Freedom Flex and Freedom Student provide plenty of value when used strictly for domestic transactions. Chase Freedom Flex offers $200 for spending $500 in the first 3 months. There's also an introductory purchase APR of 0% for 15 months (15.24% - 23.99% (V), based on creditworthiness, thereafter). And Freedom Student offers $50 after your first purchase made in the first 3 months.
Chase Freedom cards also have attractive ongoing rewards. Chase Freedom offers 5% cash back on up to a specific amount spent per quarter in rotating categories, and 1% on all other purchases. Chase Freedom Unlimited offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). Chase Freedom Flex earns 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases. And Freedom Student earns 1% cash back on all purchases.