Don't book travel with them! You won't get to dispute any charges if it's booked through chase ultimate rewards travel. I lost more than $200 to a merchant that provided wrong information on the booking. Chase refused to refund me.

Great Second card after getting a starter card. With the 5% rotating categories and maximizing rewards through travel, it seems like a great contender to have in you wallet for a lot of you purchases.

So far the card is pretty good but, can’t spend the points on Amazon even though the card is already linked. Doesn’t show at check out.

I myself didn't get instant approval either. Chase said it needed further review before approval. I was just saying oh well to myself but then couple days later when logged into my Chase app to make a payment to other UR cards I noticed a new card popped up (freedom flex). Clicked on details and got a CL of $21,000. I knew I was under the 5/24 rule and credit is excellent arourd 780. It maybe during these times it needs manual second review to be sure of consideration.

Applied online but was not instantly approved. It said "application is under review". But not to worry because Chase isn't doing a whole lot of instant approvals right now. So I called the reconsideration line to see if I could speed things along and was then approved over the phone with a $8800 credit limit. They pulled from Experian and Equifax with 772/769 FICO scores. I had just under 3% revolving credit utilization, had no new inquiries for past 12 months, and was clear of the 5/24 rule by just 1 card.
This is by far the best rewards card with no annual fee ever offered by any credit card company so I made sure to have all my ducks in a row going in to the application process.
Here are the benefits:
-5% cash back on groceries on up to $12k for the first year..that is $600 in cash back for the first year
-5% on rotating categories on up to $1500 in spending per quarter..almost the same categories as the discover it cash back rewards card but in different quarters. that is $300 in cash back assuming you max out each category
-$200 welcome bonus
soo we are at $1100 in cash back for the first year soo far.
-3% back on dining
-3% back at drugstores
-5% back on Lyft
-3 free months of DoorDash Dash Pass and 50% off the following 9 months...that is $45 for an entire year of dash pass($120 value)
But this is just the beginning of the benefits. The Freedom Flex is one of a few zero annual fee cards that is the top tier World Elite Mastercard and the benefits through MasterCard are substantial. To name a few:
-cell phone insurance(damaged or stolen) on up to $800 per claim.
-Price Protection and Purchase Protection extended to 120 days.
-An additional year added to your warranty on any item you purchase with 3 or less years
-for every 5x lyft rides you take in one month, you get a $10 lyft credit once per month
-and the list goes on and on
This card combines the benefits of the amex blue cash everday for the first year, the benefits of the SavorOne indefinitely, the discover it cash back rewards card, and the original Freedom card. This is a no brainer