How do I get a Chase Freedom Unlimited credit limit increase?
To get a Chase Freedom Unlimited® credit limit increase, you'll need to call customer service at (800) 945-2000 in order to make a request. Alternatively, you can request a credit limit increase through the Secure Message Center from your online account or through the Chase mobile app .
Here's what you should know about Chase Freedom Unlimited credit limit increases:
- How to increase your chances of approval: To increase your chances of being approved for a higher credit limit, make sure to pay your bill on time for at least six straight months, reduce your outstanding debt, and update your income information on the account. Chase will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
- How to request a Chase Freedom Unlimited credit limit increase: To request a credit limit increase over the phone, call (800) 945-2000. Then, enter your account information and follow the prompts to get connected to a customer service representative. Alternatively, log in to your online account or on the mobile app and contact customer service through the Secure Message Center to make a request.
- The impact of a Chase Freedom Unlimited credit limit increase on your credit score: When you request a Chase Freedom Unlimited credit limit increase, Chase may conduct a hard pull of your credit report, which might cause a short-term dip in your credit score. Chase cannot do a hard pull without your permission, though.
It is worth noting that sometimes you may be eligible for a Chase Freedom Unlimited credit limit increase without even making a request. The Chase Freedom Unlimited card may offer an automatic credit limit increase if Chase's regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase results in a soft pull of your credit report, which does not affect your credit score.