Can I get approved for the Chase Freedom Unlimited card if I have no credit?
You cannot get Chase Freedom Unlimited with no credit. It's a high-end credit card so you will need excellent credit to get it.
Earn an extra 1.5%
on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back.
Earn an extra 1.5%
on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back.
Excellent Credit, Good Credit
$0
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% intro APR for 15 months, 19.24% - 27.99% (V) APR after that
0% intro APR for 15 months, 19.24% - 27.99% (V) APR after that
Balance Transfer Fee
Earn rate: 1.5 - 5% cash back
0% for 15 months on purchases and balance transfers
$0 annual fee
Balance transfer fee
Foreign transaction fee
Potential for a high regular APR
cash advance fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
cash advance APR | 29.24% (V) |
foreign transaction fee | 3% of each transaction in U.S. dollars |
smart chip | Yes, chip-and-signature |
max late fee | See Terms |
max overlimit fee | See Terms |
max penalty APR | 29.99% (V) |
grace period | See Terms |
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Can't find what you are looking for? Submit your question about Chase Freedom Unlimited® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You cannot get Chase Freedom Unlimited with no credit. It's a high-end credit card so you will need excellent credit to get it.
No, the Chase Freedom Unlimited credit card does not offer price protection anymore. Chase dropped the benefit a while back for most of its cards.
Generally, credit card price protection allows cardholders to receive a refund for the difference between an item's original purchase price and a lower...
The Chase Freedom balance transfer limit will be a portion of your entire credit limit. You can consult it from your monthly statement, through your account at chase.com, in the Chase app or by calling Chase's customer service at 800-935-9935.
Sorry, you need an SSN in order to apply for it.
Theft, damage and collision. With that said, it doesn't cover all kinds of cars, and you have to decline the insurance policy from the local company. You're also not covered for things like driving under the influence or off-roading.
It's a minimum of $300, but you may get more than that.
Yep, it's 3% of each transaction.
Yes, the Chase Freedom Unlimited® is a cash back credit card, which gives 1.5 - 5% cash back on purchases and has an annual fee of $0. The Chase Freedom Unlimited also offers an extra 1.5% cash back on everything you buy, up to $20,000 spent in the first...
Chase Freedom Unlimited® works by giving cash back on purchases in the form of rewards points, which are then redeemable for cash back at a rate of 1 cent per 1 point. There is no minimum amount of rewards you need to accumulate before redeeming for cash back, and your...
Yes, Chase Freedom Unlimited does a hard pull. Having said that, please note that the Chase Freedom Unlimited requires a credit score of at least 700 (i.e. good credit).
At this point, it is worth mentioning that you can check if you prequalify for the Chase Freedom Unlimited...
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