Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
APR on Purchases
0% intro APR for 12 months, 17.49% - 23.49% (V) APR after that
Balance Transfer
APR: 17.49% - 23.49% (V)
Balance Transfer Fee:Either $5 or 5% of the amount of each transfer, whichever is greater.
The Chase Ink Cash card is a very good credit card for business owners with good credit who want to earn cash back rewards, and it’s easily worthwhile considering its $0 annual fee. The Chase Ink Cash card’s eye-catching cash rewards start with a $900 initial bonus for spending $6,000... show more
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Ink Cash's Additional Info
cash advance fee
Either $15 or 5% of the amount of each transaction, whichever is greater.
Can't find what you are looking for? Submit your question about Ink Business Cash® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
If someone you refer is approved, you'll receive 20,000 bonus points, worth $200 cash back (or $250 toward travel booked through Chase Ultimate Rewards with the Chase Ink Preferred). You're eligible for five referral bonuses (100,000 points total) each calendar year.
Online, enter your name, zip code and last 4 digits of your Ink Business card number. Then, click “Get Started.” You should see your referral link and a list of options for sharing the link.
From the mobile app, log in with your Chase online username and password. You should see the “Refer friends” option. The next page will include the referral link and your sharing options.
Share your referral link Once you click the “Copy Link” button, you can send your link through text, e-mail or social media. You can always copy the referral link and e-mail it on your own. If you have a Facebook or Twitter account, you can post a general invitation link, too.
Wait for your referrals to be approved The application deadline is set for later than the last day you can refer to allow the individual time to consider the offer. When a referral is approved for the Ink Business card using your referral link, you'll receive 20,000 bonus points. If they are denied, you won't receive the bonus. Rejected applications do not count against your five annual referrals limit.
Collect and redeem your bonus points Your bonus points will post to your Chase Ultimate Rewards account within two months of your referral's application being approved. Because of privacy concerns, Chase will not disclose information on the application status(es) of any referral(s).
Points do not expire as long as your account stays open. You can only refer people for the Chase card you own. If you refer them for the Ink Business card and they apply for another Chase card, you won't receive a bonus.
The Chase Ink referral bonus makes for a nice addition to the cards' initial bonuses: $900 after spending $6,000 within 3 months with the Ink Cash card and the Chase Ink Business Unlimited, and 100,000 points if you spend at least $15,000 in the first 3 months from account opening with the Chase Ink Preferred card.
The main difference between the Ink Cash and the Ink Plus® Business Credit Card is that only the former is available to new applicants. But it's still worth seeing how they stack up against each other, especially if you already have the Ink Plus® Business Credit Card and are thinking...
The best Ink Business Cash® Credit Card promotion is an initial bonus of $900. To get this Ink Cash Card promotion, cardholders must spend $6,000 in the first 3 months. There are a few other notable Ink Cash promotions to take advantage of as well.
The credit score you need for Chase Ink Cash is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that...
Despite being called Chase Ink Cash, this card actually gives points that you can redeem for cash at a rate of 1 cent per point. You and authorized users on your card earn Chase Ink Cash points when you make purchases. You'll earn 5 points per $1 on the first...
Yes, the Ink Cash does have travel insurance. Ink Cash rental car insurance covers damage or theft of cars rented for business purposes, as long as the purchases are charged to the card.
To file an Ink Cash travel insurance claim, you'll need to contact the Benefit Administrator. For...
You get Chase Ink 5% cash back on up to $25,000 spent on office supplies and phone, internet and cable TV services each account anniversary year. But it's not cash back as you'd normally think about it. The card earns 5 Ultimate Rewards points per $1 spent. You can trade...
Yes, the Ink Business Cash® Credit Card is a cash back credit card, which gives 1 - 5% cash back on purchases and has an annual fee of $0. The Ink Cash also offers an initial bonus of $900 for spending $6,000 in the first 3 months after account...
Share your insights and review the Ink Business Cash® Credit Card
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855 reviews
855 reviews
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Todd Poole @dotloop81
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5 Star Rating
I've been using the Ink Cash card from Chase for the last 2 years. The first year was great with 0% interest and the regular rate of 13.24% is very good compared to most cards. We use it for everyday purchases with our business and that usually works out to 25-40 purchases a month. This has been a good card for me so far with no problems at all.
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Imadoki Lin @imadoki.lin
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1 Star Rating
This is a great card overall, however MAKE SURE TO REDEEM your points monthly if your purchases are in the $$$$$$ per month. If you do not redeem them, you will LOSE THEM FOREVER IF YOUR ACCOUNT GETS CLOSED FOR ANY REASON. Chase bank can close your credit card account without giving the CONSUMER any prior notice and they will not let you redeem any of the points earned on the account. By the way, if you have a chase checking account and you are thinking about closing it, be warned your chase credit card will also be closed, even though the Chase employee says otherwise. That's what happened to me, before I closed my business account, I asked the Chase employee if my Chase Credit Card will be affected and she said "NO". Well, guess what, my business credit card account got closed few days later and I have over $1500 in cash back rebate that Chase credit card department says "The rebates are forfeited once the credit card account is closed for ANY reason". Good Luck to the REST of Y'all!!!!
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Noella Mortellaro @noellam
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5 Star Rating
This is my business credit card. I use it mostly for purchases over the internet. What I really like about it was that on one day I ordered multiple items from 3 different countries. I really did not think about that fact much, but the people at Ink Cash Business Card thought that these transactions were suspect. They called me within a few hours asking me if I had been to these countries. It took me a few seconds then I realized that the places I ordered from were outside the US. I told them that these were internet purchases and that they were all legitimate.
I was so happy that they were watching out for me like this, I feel a little safer using this card.
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Phuong Heft @phuongh_1
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5 Star Rating
The Ink Cash Business Card is what I currently use for my companies funds. Until something better comes out on the market, there really isn’t any other way to go. I get 2% cash back on the money my delivery trucks spend at gas stations and that adds up to quite a bit. We make a ton of deliveries every single day. I use it to pay our Internet and phone bills as well, since I get even more cash back for that. There is nothing better on this planet than getting paid to spend money, and that’s just the way I like it. Thanks to the Ink Cash Business Card, we’ve been soaring in rewards!
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Cory Grant @cory_grant_980
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5 Star Rating
This is a great card for small business owners. I shopped around extensively before signing up and was surprised to discover how little incentives exist with big name cards. This card is terrific, what you see is what you get and they always deliver. You don't have to mess around with points, you just get great savings. The savings on gas was actually a lifesaver as a start up company that involved incessant travel throughout the state. Customer service is friendly, personable and always willing to help you solve any problem or just answer questions without being tied to a script. I am so pleased I will use Ink services to sign up for any additional personal credit cards I need and I won't hesitate to recommend them to all my fellow small business owners.
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cai Sia @encyclopedia888
Thanks for the recommendation and honest review. If I am to begin a small business after graduating college, I will definitely consider this card. The savings on gas sounds like a huge plus!
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Michael Lamb @michael.lamb.7127
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5 Star Rating
I have been using Chase Ink for a number of years now and I have got to say it is one of the best deals out there. Not only do you get the sign up bonus of a couple hundred bucks, but since I use a cell phone a lot (and the bill can get huge at times) Ink makes that more affordable by rebating 5% of the total cellphone bill. Got to love that! Customer service is also fantastic. If I have any sort of issue it takes only one call to deal with the problem. Very nice people to work with! Do get this card.
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Sung Kensinger @sungk_2
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5 Star Rating
My favorite business credit card is the Chase Ink business card. I have the Ink Cash card, which I chose originally because I prefer cash back to rewards points, although I understand they have a points card too. I love the cash rewards because they never expire. It's exactly the right card for my business. There's never been an annual fee, which I love. What I like most is the consistency: I know exactly what to expect, and that's exactly what I get. My business is very small, so I can only recommend the card based on my experiences, but I would recommend it to any small business owner. As far as Chase is concerned, I'm a customer for life!
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Justin Sisley @justin.sisley.9
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5 Star Rating
I have one of these cards for my business, ScooterCabs. We've had the card for about 9 months now and have had 0 problems. We got a promotional 6 months no interest, which was great to put all the startup costs on. We got it paid off and now use it for all our ongoing expenses. The point system is great; the cash back is extremely effective for helping to pay off the balance each month. Our business uses a lot of gas (we're a designated driver service) so it's great to have an extra percentage there. We also get more back when we use it for phone bills. Our drivers all carry a company cell phone so this is great for us!
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Tim Hansell @whatupyall
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5 Star Rating
With my newly formed independent publicist company I wanted a credit card I could use in conjunction. I work in the entertainment industry and Ink allows me to spend on office supplies, wireless services, landline communications, and cable services. I also am a fan of 2% back in gas since I'm on the road a lot as well as dining rewards since I'm often taking clients out. I've already earned $150 back after my first purchase and have already earned an extra $100 for already spending $5,000. I'm eating out or entertaining clients almost daily, and can't imagine using another card. Being a brand new business the 0% into APR for the first six months was a key for me since I'm a new business. If you have a business similar to mine I highly recommend Ink.
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Joe Weider @joe_weider
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3 Star Rating
The last time I took a look at the Chase Ink Cash Business Credit Card, it only offered 0% on purchases and balance transfers for 6 months, which wasn’t very competitive. Chase has obviously upped the ante with its revamped Ink Cash offer since it now offers 0% for 12 months. Since business credit cards don’t have the same protection against random interest rate increases as personal credit cards, having a year of an assured 0% rate would be helpful for a small business owner looking to use a single credit card for business spending and funding. It also lets people who want to do a balance transfer make purchases with their card without wasting a bunch of dough on interest that comes from not having a grace period (when you revolve a balance you don’t have one!).
If I were in the market for small business cards, I still think I’d go with the Ink Bold with Ultimate Rewards and either the No Balance Transfer Fee Slate Card or one of the Citicards offering 0% for 18 months, depending on if I wanted to transfer a balance or just avoid interest on new purchases, instead of the Ink Cash. The Ink Bold just offers better rewards and the others are personal cards with way longer 0% rates than the Ink Cash. Whichever way you turn though, it’s clear that Chase is sure stepping up its game and is a major player in the low interest and business card areas.
I bet my man Won Buddy Lee is loving it, isn’t that right?
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