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Chase Liquid Prepaid Card

Key Fees1,723Reviews277Q&AContact

Usage Fees

Activation Fee: None

Monthly Fee: $4.95

Signature Transaction Fee: Free

Pin Transaction Fee: Free

ATM Fees

In Network ATM Transaction Fee: $0

ATM Network Size: 16000 ATMs

Out of Network ATM Transaction Fee: $2.5

Foreign ATM Transaction Fee: 3%

Chase Liquid Prepaid Card's Additional Info

live customer support

Free

automated customer support

Free

reload options

Direct Deposit, Cash Reload, Bank Transfer, Check Reload

cancellation fee

Free

inactivity fee

Free

You can use Chase Liquid to make your day-to-day purchases – up to $3,000 a day. Use it at clothing and grocery stores, pharmacies, and more – anywhere VISA® is accepted you can use Chase Liquid. You can also use Chase Liquid to shop online

Get Chase Liquid at your local branch. You'll receive a fully functioning card immediately, with no fees to open or activate. Just add a $25 initial deposit to get started

Use Chase Liquid anywhere VISA® is accepted and get cash at any Chase ATM or branch. Track balances and spending on-the-go with text banking. All free, 24/7

Reload easily without any fees with Direct Deposit or at more than 16,000 Chase DepositFriendly℠ ATMs

Zero Liability Protection for any unauthorized card transactions when you notify Chase promptly

Monthly service fee: $4.95 per month; waived when linked to a qualifying checking account

Chase Liquid Prepaid Card Q&A

Can't find what you are looking for? Submit your question about Chase Liquid Prepaid Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

Does this card help build credit history?

243

Upvotes

243

WalletHub

No, unfortunately this card will not help you build credit history. While a lot of people refer to prepaid cards as “prepaid credit cards,” they are actually more similar to debit cards. You aren't being offered a credit line, nor are you responsible for repaying borrowed money. As a result, your prepaid card activity wouldn't tell lenders much, and prepaid cards aren't even listed on your credit reports. The easiest way to build credit is to open a credit card account and keep it in good standing. Doing so will add positive information to your credit reports on a monthly basis and thereby help you improve your credit score. You can learn more about the differences between prepaid cards and credit cards here: https://wallethub.com/edu/prepaid-credit-cards/25607/

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How can I get a Chase Liquid if I have an entry on ChexSystems?

Upvotes

WalletHub

You can no longer get a Chase Liquid card. It was replaced by Chase Secured Banking.

Chase Secure Banking has the same $4.95 monthly fee as Chase Liquid. The new account includes a Visa debit card for payments and access to 17,500 Chase-branded ATMs, access to Chase's mobile app...

View more answers

Is direct deposit available with this card?

Upvotes

WalletHub

Yes, direct deposit can be set up on this card. You can do it by completing the direct deposit form (which can be downloaded from your Chase online account) and giving it to your employer. You can also have any tax refunds and/or government benefit checks direct deposited to your...

How do you apply online?

Upvotes

WalletHub

Right now the card is only available at Chase branches. When you go to a Chase branch to apply be sure to bring two forms of ID including a valid photo ID (driver's license, passport, etc.) and initial load of $25 or more.

Are there any fees for loading the card?

Upvotes

WalletHub

No, there are no fees for reloading this card. You can do so by setting up direct deposit, using the Chase mobile app to deposit a check, transferring money from your bank account or loading cash at a Chase DepositFriendly ATM. You can find the closest ATM at https://locator.chase.com/

How can I link my Chase Liquid Card to my PayPal account?

Upvotes

WalletHub

You will need to sign in to your PayPal account, go to Profile > Add/Edit Credit Card and fill in the information. You will be guided through the process. Hope this helps.

Why does it say 100% guaranteed approval? Some people on here said they got declined due to ChexSystems.

Upvotes

WalletHub

You can get rejected for this pre-paid card, as Chase runs a check of your financial history before accepting your application. Getting rejected only happens in a very small number of cases though and it is not necessarily because of a bad ChexSystems report.

Can I transfer money from my Chase account to the prepaid card?

Upvotes

WalletHub

Yes, if you have a checking or savings account, you can transfer money online. Hope this helps. Best of luck!

Can I reload this card at Walmart?

Upvotes

thom Fotenberg, WalletHub Credit Card Analyst

No, unfortunately you cannot reload your card at Walmart, but there are over 11,500 Chase DepositFriendly ATMs where you can do so. You can use this site to find the one that is closest to you: https://locator.chase.com/ If you want a card that allows reloads at Walmart, check out the...

I have bad credit. Can I still apply for the Chase Liquid?

Upvotes

WalletHub

Most likely, yes. Only a very small number of applicants are rejected, usually only those with a bad banking history, rather than a bad credit history.

Chase Liquid Prepaid Card Reviews

Share your insights and review the Chase Liquid Prepaid Card

3.8

What's Your Rating?

Joe Fejeran
March 18, 2019 • @dyjofe09

I have tried to link my chase liquid prepaid debit card to Postmates for quick payout of my earnings but unable to do so as I keep getting a message that it is a credit card and can only use prepaid debit cards.

Comment

Nathaniel Belteton
March 19, 2019 • @e_j_1993

I can assist you with that. Do you have number to be reached

Comment

mariecheveres2
October 24, 2018 • @mariecheveres2

I dont like the fact i deposited a check now im waiting 2 weeks for my funds... never again will i do that again. Had I would of know that I would of never did it. I've been emailing then and no reply buck from anyone.... not cool... waiting for my own money

Comment

monie295
February 13, 2019 • @monie295

Going thru this now never again

Comment

William Mnatly
September 1, 2018 • @wmantly

So far I am very happy with this account. From reading the reviews on this site, I think this account is miss understood. THIS IS NOT A PRE-PAID CREDIT CARD!!! Please stop comparing Chase Liquid to them! It's more of a light risk (for you and the bank) checking account. This account does not act like a credit card. I doubt they even report to the credit agencies like credit card's do. If you are considering getting this account type, please be informed. This account is not to build your credit. Its to get into Chase and have of there great features with a poor banking/credit history.

Comment

patrobinson653
October 15, 2016 • @patrobinson653

I give it a thumbs up

Comment

Tyrions always SR
September 21, 2018 • @Tyrion

I give it a thumbs up too

Comment

Debra Floyd
June 20, 2016 • @debraf16

It all sounds great to me

Comment

DCore Gonzalez Orengo
February 12, 2016 • @dcoreg

Some cashing check places offers prepaid reload cards not worth it .
Get the liquid is fast convenience and 4.95 a month that's nothing and it's super convenient .

Comment

Caitlyn Werly
June 19, 2016 • @caitlyn_werly

I live at Grant. Al and i couldn't find the card any where. What do you advice?

Comment

Tony Serrano
January 20, 2016 • @tonys_7

I've had this card for almost 3 years now and have had no issues at all. So they charge $4.95 a month, big deal. The flexibility and customer service I receive are worth it. Plus the fact that I can get documents notarized for free at my local branch because I have this account when needed is great. On top of that, they've started using the security chip on the card as well. I'll take this card over any other prepaid card any day.

Comment

Alexandria Santos
January 11, 2016 • @alexandrias4

I have it my husband got it also and we love it. I have had no problems the use is easy, everything is explained up front . I had unauthorized purchases and they called, texted and emailed as soon as it happened

Comment

John Vinzon
December 20, 2015 • @johnv_16

Some how I got a negative balance on this chase liquid and they put me on checksystem wtf prepaid card supose to prevent u from using money j don't have of getting a nsf

Comment

DCore Gonzalez Orengo
February 12, 2016 • @dcoreg

Always make sure if your balances. It's your job not the bank itself . Have control of your finances. .

Comment

LaTrisha Love
December 17, 2015 • @latrishal

I like what everyone is saying about the card what I have read but your company needs to put what location have this card at so people can get it

Comment

DCore Gonzalez Orengo
February 12, 2016 • @dcoreg

Every chase branch bring only 2 id and the 25 dollars to open it

Comment

Review Chase Liquid Prepaid Card

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