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Rewards%APR363Reviews3Q&AContact
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Earn 10,000 bonus points after you spend $500 on purchases in the first 3 months from account opening- that's $100 in rewards
Earn 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
2X points on dining at restaurants.
1 point per dollar spent on all other purchases.
There are no limits to the number of points you can earn and points never expire.
Can't find what you are looking for? Submit your question about Chase Sapphire® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You will have to book through Ultimate Rewards, but flights from most airlines should be available. You can check out your options by signing into your account here: https://ultimaterewardspoints.chase.com/travel . Hope this helps.
Yes, the grace period for this card is 21 days. Although that's not as long as some cards' grace periods, it's still pretty good compared to the many cards with no grace period at all. Please let us know if you have any more questions.
Share your insights and review the Chase Sapphire® Card
5
66%
4
17%
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11%
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4%
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2%
4.4
363 reviews
363 reviews
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Kraig Lasher @kraig_lasher1
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3 Star Rating
I do not currently have this credit card but for unrelated matters. I was pretty happy when I did have it. I need to build my credit back up to even be accepted for this card again I believe now. Anyway, when I had this card I enjoyed no annual fees because it was the first card I had with that benefit. I also liked gaining reward points because it was also the first card I ever had with that option as well. The low interest rate is also great! Ahhhh, I miss having good credit but I assure you this card is not the reason why my credit fell into the bad realm. I won't be able to get a card with this card's type of interest rate for quite some time I believe. There was a few times I was annoyed with having this card but it is good that they annoyed me because it shows that they are on top of things and making sure nobody stole my card. They called me a few times to make sure I had made certain purchases, each time when I was out of state. At the time I was just annoyed because I was young and thinking they were spying on me and not trusting me with my own card, but in reality they were looking out for my best interests.
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Princess Sally @princess.sally.921
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4 Star Rating
I got this card about 8 months ago because I needed a card that offered rewards. After doing some research the Chase Sapphire Card seemed like it would be the best deal. They offered me 10,000 points to sign up and there is no annual fee. I have not had to contact anyone at the company yet, so as far as customer service, I really do not have any information. At this point in time I have no negative comments. Some of the positives about this card are that I can go to their website and check my points balance at any time. Also on purchase at restaurants, I earn double points. I have made a habit of using this card exclusively when dining out to take advantage of this. The points really seem to add up quickly when doing this. So far, very positive experience.
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Shelly LeBlanc @shelly.leblancedgerton
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4 Star Rating
I got this credit card because I wanted to transfer a balance from another credit card with a higher interest rate. The customer service was great concerning the transfer transaction. I was a little disappointed that there was an additional fee for transferring the balance, but overall I believe it was a good investment. I would have paid much more in fees/interest had I not transferred the balance. I really like the rewards program because I am all about getting paid to make purchases. I am hoping that this card with the reduced interest rate will really help me to get my debt under control. I hope that I will continue to have great customer service experiences and be able to keep my debt on this card and pay it off in a reasonable amount of time.
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Michelle Bui @meeshellbui1
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5 Star Rating
I first wanted this credit card after seeing my mother having it since it was so pretty, a sapphire blue, who wouldn’t want it! But after getting it I was extremely satisfied with having it. It gives you such superb rewards, like getting 10,000 bonus points after the first three months and you spend $500. Also, if you spend a certain amount of money you can get that money back which is pretty awesome. You can also get offers relating to miles, which is about 20% off the airlines that are partnered with it. I was really worried at first about the interest rate, but after having it for a while I realized that it was nothing I had to worry about at all, I didn’t even notice the annual fee or interest rate since it is really small anyway.
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Nick Mann @nick.mann.94849
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5 Star Rating
I got this card based on a recommendation from a friend and can't say I've regretted the decision at all. Aside from having a nice little reward system, it also has barely any fees whatsoever to speak of. Not to mention, the customer service here is some of the best around. They've always helped me with my issue, been very polite, and acted as if they actually cared about my inconveniences. It's also worth mentioning that the online service they have in place is very easy to use, highly efficient, and has a solid amount of security behind it. I honestly don't see myself changing my card ever again and absolutely recommend it to anyone (especially any college students) looking for a new card or alternative to the one they already have.
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John Tanne @antonio.quezada.3192
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5 Star Rating
I got this credit card because I wanted to improve my credit. This credit card gives you great rewards. It has a nice introductory incentive, you can earn 10,000 bonus points after you spend $500 in the first 3 months. The Points you gain never expire and there are no limits on how many points you can earn. You can redeem points for travel, gift cards, merchandise, cash back and more. I have to say that I am a big fan of this credit card and this one is definitely solid and a nice reward to have for anyone. It also has a twenty four- seven dedicated service advisor. I love that. I hate to talk to machines.
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Greg Harris @greg.harris.56211497
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4 Star Rating
I have owned this Credit Card for several years, being upgraded to Chase Sapphire a couple of years ago. Normally, I would keep a small balance, and sometimes I would pay it off entirely. Overall, I have had positive experiences with this credit card. Two examples jump immediately to mind. First, my wife was traveling in Asia for school and she used the credit card to purchase something. I immediately received a phone call from their fraud detection unit asking me if these charges were authorized. Second, I have occasionally used the automated systems with operators' assistance. The bank's customer service has always been wonderful. Finally, and most importantly, I have enjoyed the rewards I have received. I have mostly taken cash back, but a long time ago, I would seek travel benefits and electronics and never had a problem. I would strongly recommend this bank for credit card usage.
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Greg Takeshima @gregtake1
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4 Star Rating
I jumped on the chance to get 40,000 points from Chase when they offered it a few months ago. So far the Chase system and credit card is a relatively good credit card that offers a prorated amount of miles, approximately 20% off partner airlines. After earning your points you can also cash them out for cash if you so prefer. I've only had to contact Chase once to inquire about a charge and the customer service rep was kind enough to delete the charge as it was on their fault of their system. The APR is normal (~14-18% depending upon your credit worthiness) for a rewards card. Great card with a few perks that make it worth it. My Chase Sapphire is branded a visa so when the vendor doesn't take AMEX or Discover I whip this guy out to keep my rewards coming.
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Jennifer Carlyle @metallic361
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5 Star Rating
I have had a Chase Sapphire Card for about a year now and use it frequently. I usually pay off most of my balance each month, and have been gaining rewards points too. The rewards program is great, and it's not something you will find with other cards out there. You can pick out free stuff with your points, and even get money back. There is no annual fee which is the best part in my opinion. I have not had any trouble out of the company or using the card, and it is definitely one I would recommend to others. You really need to have excellent credit to get this card, but it’s also one of the best cards out there.
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Joe LoGuirato @joe.loguirato
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2 Star Rating
Unlike most others, I did not have a positive experience with this credit card, or with this bank in general. They offered a "bonus point" program that seemed great and worthwhile, but after the first three months, I noticed that I had not been rewarded all of the points I should have been. In fact, after some calculations, I found that they had cheated me out of at least 50 % or more of my points, and when I called customer service, it took over an hour before I was able to talk to a representative, and another two hours until someone was finally able to solve the problem (after much confusion and arguments). Overall, the amount of time spent dealing with the point system issue, on top of long waits and poor customer service, was not worth it for me. I no longer use this credit card, and I have switched to one that better suits my tastes.
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