Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Accepted Credit Scores
Excellent Credit, Good Credit
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
APR on Purchases
16.74% - 23.74% (V)
APR: 16.74% - 23.74% (V)
Balance Transfer Fee
Chase Sapphire Preferred Pros & Cons
Up to 6.25% back when redeeming for travel
No foreign transaction fees
$95 Annual fee
1 point per $1 base earn rate
Chase Sapphire Preferred's Additional Info
|cash advance fee||Either $10 or 5% of the amount of each transaction, whichever is greater.|
|cash advance APR||25.74% (V)|
|foreign transaction fee||$0|
|smart chip||Yes, chip-and-signature|
|max late fee||See Terms|
|max overlimit fee||See Terms|
|max penalty APR||29.99% (V)|
|grace period||See Terms|
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
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