Can I transfer my HELOC balance to Chase Slate?
1
UpvoteReply
Alex Wise
Sorry, can't transfer a HELOC balance to Chase Slate. They don't allow a transfer from a line of credit account to a credit card account.
Chase Slate®
Chase Slate®
We're sorry, but the Chase Slate® may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review Chase Slate®'s rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
APRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 15 months, 14.99% - 23.74% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 14.99% - 23.74% (V) APR after that
Balance Transfer Fee
WalletHub Review
by John Kiernan
September 17th, 2022
Chase Slate Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
Reports to the three major credit bureaus
No rewards
No rewards bonus
Foreign fee
Requires good/excellent credit
Chase Slate's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 24.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 21 days |
No longer open to new applications
$0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
0% Intro APR for 15 months on purchases and balance transfers. After that, the regular variable APR applies.
No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply.
Questions & Answers
Can't find what you are looking for? Submit your question about Chase Slate® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
If I transfer $6,000 on the Chase Slate, what would be my minimum monthly payment?
1
UpvoteReply
@pinkstar
Your Chase Slate minimum payment for a balance of $6,000 should be around $300.
Can I transfer a balance to the Chase Slate from a credit card where I am an authorized user?
1
UpvoteReply
Rob Hennesey
You can transfer a balance to Chase Slate as an authorized user of the original card, as long as the original card isn't also from Chase.
How many cash advances can I make with my Chase Slate credit card?
1
UpvoteReply
Paige Philips
There's no maximum number of Chase Slate withdrawals. However, you do have an overall cash advance limit (which varies from person to person). Keep in mind, you want to take out cash as rarely as possible, because every time you withdraw, you'll pay a fee and high interest.
What is the Chase Slate returned payment fee?
1
UpvoteReply
Phil Mango
The maximum you'd have to pay for a returned payment on a Chase Slate card is $35. Keep in mind, you'll also face a penalty APR of 30%.
They may let it go if it's your first offense, but call them and make a case.
Is the Chase Slate card a Visa or Mastercard?
1
UpvoteReply
Frieda Reiss
Could be either, oddly enough. But it doesn't really matter.
Why were my bills sent by regular mail rather than email?
1
UpvoteReply
How do I apply for a card for balance transfer only
0
UpvotesReply
How do I apply for the Chase Card
0
UpvotesReply
How can I sign up for this credit card?
0
UpvotesReply
Compare The Chase Slate
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Purchase Intro APR0% up to 21 months from account opening
Transfer Intro APR0% for 15 months|Transfer Fee: $0
Transfer Intro APR0% for 15 months|Transfer Fee: 3%
Transfer Intro APR0% up to 21 months from account opening on qualifying balance transfers|Transfer Fee: 3% intro for 120 days, then up to 5% (min $5)
Regular APR14.99% - 23.74% (V)
Regular APR17.99% - 27.99% (V)
Regular APR16.74% - 28.74% Variable
Rewards RateNone
Rewards Rate1.5 - 5% Cash Back
Rewards RateNone
People Also Apply For
Chase Slate Reviews
Share your insights and review the Chase Slate®
3.4
2,402 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Report Abuse
4 Star Rating
I applied for the Chase Slate card due to an awesome Balance Transfer promotion which allowed for no APR for 1.5 years along with no transfer fees. I was able to use it for this and it helped me reduce my debt on another card. Unfortunately, once the promotion ended, my use for the card declined as the APR I have is pretty high at 21%. I now only use the card for absolute emergencies, and even then I tend to try to avoid it. It does have a low minimum monthly payment, but I tend to pay off the card whenever I can in one payment to avoid the high interest rate.
Comment
Report Abuse
5 Star Rating
I got 12.99% AFTER 0% for 15mths, the best rate. Thank you CHASE. No annual fees, easy international usage with CHIP+Signature. Use it everywhere.......I have no use for BT due to none or low-balance (but OTHERS may take advantage of BT.)..
Comment
Report Abuse
4 Star Rating
I got the Chase Slate card 8 months ago and so far I am pleased with it. Easy to apply for, approved within minutes and I like the introductory offer of 0% APR for the first 15 months. I really like Chase's mobile app so I can pay my balance on the go, and their emails reminding of a payment due. I like this card’s interest rates better than my Capital One card.
Comment
Report Abuse
5 Star Rating
I have had this card for several years now . I think its most exciting feature is 0% rate for 15 months . Its better than many other cards available in the business . Also the minimum monthly payment is considerably less to keep you going . It does not offer any rewards so you are not really attracted towards more and more shopping . I happily use it to clear off any of my year end debts each and every year . Thinking about the ease of payment makes me feel relaxed .The credit history is one thing that people should think of before getting it , because for them it should be really clear.Also whenever I travel out of country , I can use it frequently without really worrying about high transaction rates .
Comment
Report Abuse
4 Star Rating
I like the most of the characteristics of this Chase Slate card, especially the $0 introductory balance transfer fee, although I do wish it were longer than 60 days, maybe 90 days at least. The cash advance fee seems a bit high given the good to excellent credit rating one needs for this card, so I don't think I would get too many cash advances with it, but you never know so it is good to have it just in case. In contrast to my Citibank card it is much better though. I think the best thing about this card is probably the smart chip that adds security to it which has been a big concern for me since I had some shady charges placed on one card last year. I wish they would put this on all cards. Overall, I think applying for this card is a very good idea.
Comment
Report Abuse
4 Star Rating
I liked this card because of the 0% interest on the balance transfers. It was helpful to give me some time as I worked down debt that I accumulated during college. I wasn't a huge fan of the transfer fee but I understand how/why it works.
Comment
Report Abuse
2 Star Rating
"Pay less interest. Save on balances and new purchases" - seems legit. Taking a glance the no charge for balance transfers and 15 months interest free make this a great idea for anyone with any kind of interest fee or credit card balance. I find the fee for balance transfers after 60 days odd, my current card has no such fee. Additionally, the interest rates after the first 15 months are high and a bit confusing. Which rate will you be given? And it says that they are variable but only give three rates... I am considering using this card but mainly for the first 15 months of interest free use, my current card has a much better fixed rate.
Comment
Report Abuse
1 Star Rating
I signed up for this card specifically for the $0 balance transfer fee. I spoke with a live representative on the phone to set up the balance transfer. I told them that I wanted to transfer a balance from my business line of credit with my other bank to the card. I specifically informed them that this was a business line of credit and not just a credit card. I asked if this was ok and they said it would work. So I waited and waited and I never saw my balance transfer. I called Chase to ask what the status was and THEN they tell me that they denied the transfer because it was a business line of credit. So this is totally messed up. I was pretty much lied to. There is nothing in writing about this policy of theirs when you sign up, and even the representative on the phone didn't say anything. I tried speaking to a manager and explain how unfair this all was. And he just told me it was a "business decision" to decline the transfer and they outright refused to tell me why it had to be that way. So I guess I'll find a plan B and figure something out. But I will certainly never give them any of my business again and I strongly encourage that you do not either. I would only expect them to pull something like this again.
Comment
Report Abuse
4 Star Rating
The Chase Slate credit card is an amazing option for those who have fallen a little behind on their bills and need a quick solutions to provide them with what they need. I say this because it offers a very competitive APR and the late penalties aren’t too bad either. I also like the fact that the minimum monthly payments aren’t too high. They are pretty good about allowing you to increase your credit limit after you have made your minimum monthly payment on time for several months. Overall, this is a great option for those who want a basic credit card.
Comment
Report Abuse
1 Star Rating
I will NOT ever apply for a Chase Slate Credit Card. From my husband’s experience, he has had this credit card for over 12 years. When we got in a spot we really had to use it (his mother passed away and she didn't have insurance and we didn't have the money on hand for her funeral), the balance was over 12k. He has called numerous times trying to get interest rate down and they would not. He's paying 24% interest. We finally got it down to around 8k. So we got an equity line in Sept. and sent a check to pay off the balance shown on the most recent statement and it cleared 6 days before the actual due date. This month we received a new bill saying we owe them 86.68 in interest. I don't know about you but I find this ridiculous! They are saying it is residual interest and we owe it to them. In my opinion we do not because I paid off the balance from the latest statement before the due date. I believe the world should know how they will treat you when you pay off a balance. They will bill you for interest on zero dollars and tell you, you have to pay it! Chase has basically told me they falsify their statements to make you believe that’s the amount you owe by the due date and they will not reverse the fee. BE VERY CAREFUL WITH THIS COMPANY!
Comment
Review Chase Slate®
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For
Offer last updated: Sep 17th, 2022 at 02:22 ET
People Also Apply For
PURCHASE INTRO APR
0% for 15 months
TRANSFER INTRO APR
0% for 15 months 3% Transfer Fee
REGULAR APR
17.99% - 27.99% (V)
ANNUAL FEE
$0
REWARDS RATE
1.5 - 5% Cash Back
BONUS OFFER
$200
MINIMUM CREDIT