I originally applied for this particular card because of the balance transfer option. The annual percentage rates on my other cards were getting outrageous, and I was looking for a credit card that offered a lower rate. I did a lot of research on credit card rating web sites, and the Chase Slate card looked ideal because it offered fifteen months of zero percent annual percentage rate charges--which applied to all balance transfers within the first few weeks. So far I have had the card for about four months and have been able to pay down a lot more of my debt than before (when I was paying an arm and a leg in interest fees alone). I would definitely recommend the Chase Slate card to anyone who has high interest debt that they need to pay off quickly. I haven't had any difficulties with this card since getting it.

The Chase Slate credit card is for those with excellent or good credit (660 and above FICO score). I think it's a great card for those who fit into this credit range, as the interest rate for purchases is 0% for 15 months, and the regular rate afterwards can be as low as 12.99%. Some cards can start at 18%. There is no annual fee, and the grace period is a fair 21 days. However, there are no rewards.

Because this card is for those who fall into a lower credit score, the fact there are no rewards is a good thing, because there will be no enticement to make purchases simply to get accumulate rewards. Ultimately, the benefit of the card is that it is standard and allows you flexibility without any unnecessary extras for new card holders.

The card also offers 0% interest on Balance transfers, which is a optimal for paying off any other credit card on other higher interest cards. This is also the only nationally advertised deal with no transfer fee. The max late fee is $35, which is very fair, and just enough to cause new card holders to want to avoid the charge again without too much a punishment. Some cards can charge as high as $50 in late fees. The card has good customer service, and online transfers are easy to do as well. Payments can be made using the Chase app also. There are text messages and email alerts which remind you to make a payment.

An interesting point to note is the vertical card design, as opposed to the standard horizontal one. I think the look of the card affects how people perceive and use the card, and because it's not as typical-looking, and perhaps not as aesthetically interesting otherwise, it may deter people from using it as much, which may be a helpful thing if you're trying not to spend but still need a card. It's a psychological connection, but worth noting.

The Chase Slate also has "Blueprint," a budgeting tool which helps you save money on interest and stick to your goals of paying down balances quicker. Just by having the card, this is completely free. Chase claims that customers who set up their plan and and stick to their “Split It” or “Finish It” Blueprint plan usually pay their balance two times faster compared to their other cardholders. This obviously saves a lot of money over time, and is a unique tool.

The Chase Slate card is good for those who are looking to build up their credit, or simply don't need a card with any extra bonuses. It is helpful to have in case of emergencies, and with the 0% introductory rate, you're not paying interest for the first year, which means you don't have to pay off the bill right away, a nice perk for those who do pay in full and on time. Even though there are no rewards, the simplicity of the card and how it encourages you to work to get better credit is the real reward of the card.

I have had this card for several years and have been very pleased with what it offers. The 0% interest for balance transfers up to 15 months is generous. They offer this as the introduction rate but also from time to time for existing customers. The BluePrint features really help you to pay a balance down faster, avoid interest on specific purchase types and track all spending so that you can better manage your money. Nice card to have overall. The only reason I am not giving it 5 stars is because there is no rewards program.

I love this card!!!! I love the zero interest for 15 months and the free 60 day balance transfers. You can do balance transfers easily online, and the customer service is fantastic! I would recommend this card to everyone, it's worth it's weight in gold just for that alone. LOVE IT!

I mean what can I say I have had this card for a while and all I can say is, this card has never let me down. I mean everyone knows about the amazing ARP and the 0% intro rate, but its the other things that make this card great. Like the max late fee is only 35.00, the mobile apps, and the easy application process. Overall this card is great my only major gripe is that there are no rewards programs, which is a mainstay now of almost every credit card these days. I am very happy with this card overall I feel like this was a great investment and I also like having this in case of an emergency. Thanks again !!!!

Great introductory APR, term and balance transfer offers to get my finances moving in the right direction...thank you Chase!

The Chase Slate card offers a great balance transfer rate, 0 % for the first 15 months. After the 15 month period the new APR is 12.99%, 17.99%, and 22.99%. This is a great option to have for those with higher APR's on other cards. The Chase Slate card is also offered to those with good credit instead of just excellent. Another perk of this card is that the is $0.00 annual fee for holding this card. If you happen to be late on a payment the max late fee is $35. In other cards I have seen as high as a $50 late fee.

Overall this is a pretty good card. The APR is very reasonable. Would recommend to other people

The Slate Credit Card from Chase offers a 0% introductory rate for 15 months. The application process is very smooth. They also have a below average percentage rate than other credit cards. I would recommend to others consumers. It also offers $0 annual fees.

The Chase Slate card gave me a great 0% intro APR and balance transfer, so I could transfer my higher interest cards over. Not only was the introductory period great, but the actual fixed interest it gave me was 12% much lower than my other credit cards which had around 18%. This is the best card I have seen or had for anyone wanting a low interest card with great standard benefits.