How do I apply for the Chime Credit Card?
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Chime Credit Card
Chime Credit Card
Info about Chime Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APR207Reviews11Q&AContactAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Bad Credit
Minimum Security Deposit
$200*
Fees
One-Time Fees$0
Annual Fees$0
Monthly Fee$0
APR on Purchases
N/A
Editor's Take
Chime Credit Card Pros & Cons
No membership fees
No foreign fee
Qualify with bad credit
No rewards
No rewards bonus
Requires security deposit
Chime Credit Card's Additional Info
| cash advance fee | $0 |
| cash advance APR | N/A |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $0 |
| max overlimit fee | $0 |
| max penalty APR | N/A |
*No minimum security deposit required, but your spending limit equals the amount that you transfer from your Chime Spending Account.
To be eligible for the card, you will need a Chime Spending Account and to receive a payroll direct deposit of at least $200 within 365 days of applying.
No credit check to apply.
Turn on Safer Credit Building and your balance will be automatically paid on time, every month.
Each month, your payments will be reported to the major credit bureaus to help you build credit over time.
Add money from your Chime Spending Account into Credit Builder Secured account anytime.
Questions & Answers
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Compare The Chime Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APRN/A
Regular APR26.99% (V)
Regular APR10.99% Variable
Rewards RateNone
Rewards RateNone
Rewards Rate1 - 2% Cash Back
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Chime Credit Card Reviews
Share your insights and review the Chime Credit Card
4.6
207 reviews
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5 Star Rating
Verified CustomerGreat card ,good card to build your credit easy and simple don’t have to do nothing but use the card cause chimes pay your bill every month when you set up auto pay
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5 Star Rating
Verified CustomerAwesome card. Helps you build credit as you spend normally. Additionally this is just a great company all around. Get paid early, up to $200 extra every month in overdraft without any and I do mean any fees. Only time you see a fee is if you use an out of network ATM, but, there’s so many in network ATM’s and cash back locations it’s really your fault if you can’t find one
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5 Star Rating
Verified CustomerGreat credit card. Must have to rebuild credit score from the ground up. No hidden fees and easy to use app to help with any money transfers.
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5 Star Rating
Verified CustomerThis card is amazing it helps me boost my credit and allows me to never miss a payment while making payments on things I’m already paying for
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5 Star Rating
Verified CustomerThis is by far the best way to build your credit score and I am very pleased with the other services that they offer like SpotMe let's you overdraft on debit card purchases with no fees!
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5 Star Rating
Verified CustomerGreat card, does everything a unsecured card would without all the unnecessary fees that the tack on monthly. Thanks chime for looking out.
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4 Star Rating
Verified CustomerIt is a good card because it is a safe card to use and you can build your credit up slowly tell you can get a better credit card where you get a line of credit
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4 Star Rating
Verified CustomerI am just going to recommend Anyone to try the Chime Credit Builder Card,it really does build your credit Everytime you use you card for any purchase it is sending that data to the credit Bureau boosting them points
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5 Star Rating
Verified CustomerVery happy with chime, it has been an awesome experience banking with them... I tell all of my friends about the company and what an great experience I've had
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5 Star Rating
Verified CustomerThis is an awesome card to have in my wallet. Everybody should have this card. This card has no fees. This card is helping my credit score slowly but surely.
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Review Chime Credit Card
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Offer last updated: Apr 13th, 2022 at 00:38 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
26.99% (V)
ANNUAL FEE
$0
REWARDS RATE
None
REWARDS BONUS
None
MINIMUM CREDIT