Chime Credit Card

Chime Credit Card
Info about Chime Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APR482Reviews18Q&AContactAccepted Credit Scores
Bad Credit
Minimum Security Deposit
$200*
Fees
APR on Purchases
N/A
WalletHub Review
Chime Credit Card Pros & Cons
No membership fees
No foreign fee
Qualify with bad credit
Requires security deposit
Chime Credit Card's Additional Info
cash advance fee | $0 |
cash advance APR | N/A |
foreign transaction fee | 0% |
smart chip | Yes |
max late fee | $0 |
max overlimit fee | $0 |
max penalty APR | N/A |
*No minimum security deposit required, but your spending limit equals the amount that you transfer from your Chime Spending Account.
To be eligible for the card, you will need a Chime Checking Account and to receive a payroll direct deposit of at least $200 within 365 days of applying.
No credit check to apply.
Turn on Safer Credit Building and your balance will be automatically paid on time, every month.
Each month, your payments will be reported to the major credit bureaus to help you build credit over time.
Add money from your Chime Spending Account into Credit Builder Secured account anytime.
Questions & Answers
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Is the Chime credit card a secured card?
Yes, the Chime Credit Card is a secured credit card. This means that this card requires a refundable security deposit, which Chime holds as collateral until the account is closed. The minimum amount you can deposit to your Chime Spending Account is $200*.
Keep in mind that...
What's the starting credit limit for the Chime Credit Card?
There is no pre-set starting credit limit for the Chime Credit Card. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.
Here's how...
Do I need a bank account to get the Chime Credit Card?
Yes, you need a bank account to get the Chime Credit Card. More specifically, you need a Chime checking account so that you can move your direct deposit to your Credit Builder account.
If you don't have a Chime checking account, you can apply online for one. Applying...
What credit bureau does the Chime Credit Card use for approval?
The Chime Credit Card doesn't use any credit bureaus for approval, as it doesn't do a credit check.
If you're approved, however, your activity will be reported to the major credit bureaus (TransUnion, Experian, and Equifax) each month.
Chime have bill pay on checking account
Can I rent a car with my Chime Credit Card?
Yes, you can rent a car with your Chime Credit Card. Just keep in mind that you need to have enough available credit to cover the hold the rental agency will put on your card.
That's why secured cards aren't the best option for car rentals, considering their...
How do I apply for the Chime Credit Card?
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