I need a $10000 on the card but what is the payment per month
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Chime Credit Card
Chime Credit Card
Info about Chime Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APR482Reviews18Q&AContactAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Bad Credit
Minimum Security Deposit
$200*
Fees
One-Time Fees$0
Annual Fee$0
Monthly Fee$0
APR on Purchases
N/A
WalletHub Review
Chime Credit Card Pros & Cons
No membership fees
No foreign fee
Qualify with bad credit
Requires security deposit
Chime Credit Card's Additional Info
| cash advance fee | $0 |
| cash advance APR | N/A |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $0 |
| max overlimit fee | $0 |
| max penalty APR | N/A |
*No minimum security deposit required, but your spending limit equals the amount that you transfer from your Chime Spending Account.
To be eligible for the card, you will need a Chime Checking Account and to receive a payroll direct deposit of at least $200 within 365 days of applying.
No credit check to apply.
Turn on Safer Credit Building and your balance will be automatically paid on time, every month.
Each month, your payments will be reported to the major credit bureaus to help you build credit over time.
Add money from your Chime Spending Account into Credit Builder Secured account anytime.
Questions & Answers
Can't find what you are looking for? Submit your question about Chime Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Is the Chime credit card a secured card?
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Brianne Larch
Yes, the Chime Credit Card is a secured credit card. This means that this card requires a refundable security deposit, which Chime holds as collateral until the account is closed. The minimum amount you can deposit to your Chime Spending Account is $200*.
Keep in mind that...
What's the starting credit limit for the Chime Credit Card?
0
UpvotesReply
Jason Miles
There is no pre-set starting credit limit for the Chime Credit Card. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.
Here's how...
Do I need a bank account to get the Chime Credit Card?
0
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John Miller
Yes, you need a bank account to get the Chime Credit Card. More specifically, you need a Chime checking account so that you can move your direct deposit to your Credit Builder account.
If you don't have a Chime checking account, you can apply online for one. Applying...
What credit bureau does the Chime Credit Card use for approval?
0
UpvotesReply
Evelyn Boros
The Chime Credit Card doesn't use any credit bureaus for approval, as it doesn't do a credit check.
If you're approved, however, your activity will be reported to the major credit bureaus (TransUnion, Experian, and Equifax) each month.
Chime have bill pay on checking account
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Can I rent a car with my Chime Credit Card?
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Sebi Mitchell
Yes, you can rent a car with your Chime Credit Card. Just keep in mind that you need to have enough available credit to cover the hold the rental agency will put on your card.
That's why secured cards aren't the best option for car rentals, considering their...
View more answers
How do I apply for the Chime Credit Card?
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Compare The Chime Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APRN/A
Regular APR18.9%
Regular APR29.74% (V)
Rewards RateNone
Rewards RateNone
Rewards RateNone
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Chime Credit Card Reviews
Share your insights and review the Chime Credit Card
4.6
241 reviews
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5 Star Rating
Verified CustomerLove Chime no more overdraft fees and the spot me boost comes in handy I’ve already saved thousands by using Chime I would recommend this to everyone
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5 Star Rating
Verified CustomerIt's helping my credit score a lot, plus helping me manage my credit better so I can reap the rewards of very good credit scores. At first I was hesitant, but now I'm happy with the results.
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5 Star Rating
Verified CustomerHighly recommend for anyone who is trying to rebuild their credit!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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5 Star Rating
Verified CustomerChime bank is an excellent resource to build credit. They arrive fast to resolve customer issues and customer service Is always very nice
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5 Star Rating
Verified CustomerI love my chime credit card it always comes in handy for me and it never lets me overdraft on top of that I can build my credit without having to pay a fee Oreo interest-rate
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5 Star Rating
Verified CustomerThe best card on the market in my experience. This Bank is so accommodating I share it at my Job and told 1700 employees what to expect and why they should look into chime ❗️
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3 Star Rating
Verified CustomerLove it and help me a lot help building my credit and it is amazing so i can have a chance to get car , house , ect… life is tough
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3 Star Rating
Verified CustomerI wish I had more money , to Increase my spending with chime. I kindly appreciate the rewards and benefits you guys are offering and supplying now , but I still need more Help
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5 Star Rating
Verified CustomerChime has helped me build my credit some much in this first 3 months than anything else I've EVER done. Thanks chime. I do really appreciate it
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5 Star Rating
Verified CustomerIt is the best card I have ever had. I can do anything I want with it. It builds credit really good. I put money I spend money it builds credit. It is that easy! Plus it looks good in your wallet!
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Review Chime Credit Card
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Offer last updated: Jan 18th, 2023 at 12:41 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
18.9%
ANNUAL FEE
$39
REWARDS RATE
None
BONUS OFFER
None
MINIMUM CREDIT