0% Intro APR
for 21 months on balance transfers from the date of first transfer.
0% Intro APR
for 21 months on balance transfers from the date of first transfer.
Excellent Credit, Good Credit
$0
0% intro APR for 12 months, 14.49% - 24.49% (V) APR after that
0% intro APR for 21 months, 14.49% - 24.49% (V) APR after that
Balance Transfer Fee
by John Kiernan
May 10th, 2022
0% intro APR for 12 months on purchases
0% intro APR for 21 months on balance transfers
$0 annual fee
5% (min $5) balance transfer fee
Foreign transaction fee
High regular APR
No rewards
| cash advance fee | 5% (min $10) |
| cash advance APR | 25.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 23 days |
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
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The standard variable APR for Citi Flex Plan is 14.49% - 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Don't see what you're looking for? Submit your question about Citi® Diamond Preferred® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The main difference between the Citi Diamond Preferred and the Citi Rewards+ Card is that the Citi Diamond Preferred doesn't offer any rewards. Meanwhile, the Citi Rewards+ Card comes with a rewards rate of 1 - 5 points per $1 spent, and is the only credit card that automatically rounds up rewards to the nearest 10 points on all purchases.
You can transfer a car loan to your Citi Diamond Preferred card by requesting a balance transfer the following ways:
Keep in mind that while this card offers a transfer intro APR of ... show more
Citi Diamond Preferred does not have bonus spending categories. The card does not offer ongoing rewards, as its signature feature is an introductory 0% APR on balance transfers and new purchases. Diamond Preferred offers 0% for 21 months on balance transfers. The intro rate on purchases is 0% for 12... show more
You can check your Citi Diamond Preferred pre-approval status through Citi's online pre-approval tool. You will have to provide your name, your address and the last 4 digits of your Social Security number. Check the box stating you're aware that pre-approval is not a credit card application and your... show more
The Citi Diamond Preferred card over the limit fee is no more than $25 the first time it occurs. After that, it increases to $35 for every over the limit transaction during the next six billing periods.
However, Citi cannot charge an over the limit fee without prior consent... show more
Citi doesn't really disclose a Citi Diamond Preferred income requirement. And there's a lot of other things that affect your application too. Your income, your score, your payment history and possible negative marks all come into play.
Just make sure your score is over 750, and you should have... show more
There's no rush. I have heard people that got their accounts closed after 18 months from inactivity, but that's rare. And although not using your card won't hurt your credit, it's better to use your card a little than to not use it at all.
The highest credit limit for the Citi Diamond Preferred card can be over $10,000, according to multiple reports from cardholders on online forums. Citibank does not typically disclose the maximum spending limit for any of its unsecured credit cards. Not everyone is likely to qualify for the highest credit limit,... show more
Share your insights and review the Citi® Diamond Preferred® Card
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Offer last updated: May 10th, 2022 at 09:06 ET
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