Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card
0% Intro APR
for 21 months on balance transfers from the date of first transfer.
0% Intro APR
for 21 months on balance transfers from the date of first transfer.
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 12 months, 14.49% - 24.49% (V) APR after that
Balance Transfer
0% intro APR for 21 months, 14.49% - 24.49% (V) APR after that
Balance Transfer Fee
Editor's Take
Citi Diamond Preferred Pros & Cons
0% intro APR for 12 months on purchases
0% intro APR for 21 months on balance transfers
$0 annual fee
5% (min $5) balance transfer fee
Foreign transaction fee
High regular APR
No rewards
Citi Diamond Preferred's Additional Info
cash advance fee | 5% (min $10) |
cash advance APR | 25.99% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | 29.99% (V) |
grace period | 23 days |
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
Get free access to your FICO® Score online.
With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
The standard variable APR for Citi Flex Plan is 14.49% - 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Citi Diamond Preferred FAQ
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How can I pay my Citi Diamond Preferred card?
The easiest way you can pay your Citi Diamond Preferred card is either online or over the phone, by calling (800) 823-4086. Alternatively, you can pay your credit card bill through the Citi mobile app, at a Citibank ATM or via mail.
Here's how to pay your ... show more
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Citi Diamond Preferred Reviews
Share your insights and review the Citi® Diamond Preferred® Card
What's Your Rating?
I have never utilized any types of rewards system with this card, as I just don't use it often enough for purchases to make it account for anything. Interests rates for this card are great, as long as you make your payments on time and take advantage of the promotional percentages for transfers and things. I feel confident using my Citi Diamond Preferred Card, and have even been contacted by them once when I was on vacation to confirm that I was, in fact, the one using the card.
In terms of card benefits, the rewards system is ok. The points go towards discounts on things at citi's rewards website (like 10 dollars off a 50 dollar gift card), so it's not bad. With that respect they are great.
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