Earn 2% cash back:
unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Earn 2% cash back:
unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent Credit, Good Credit
$0
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
18.49% - 28.49% (V)
0% intro APR for 18 months, 18.49% - 28.49% (V) APR after that
Balance Transfer Fee
by John Kiernan
February 7th, 2023
Offers 2% cash back
$0 annual fee
Multiple redemption options
Low intro APR on balance transfers
3% foreign transaction fee
No initial rewards bonus
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.74% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 23 days |
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Can't find what you are looking for? Submit your question about Citi® Double Cash Card – 18 month BT offer to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
A bank account is not necessary to apply and be approved for the Citi Double Cash card.
However, you need a bank account to be able to pay your bills each month, either online, by phone or by mail.
To cancel a Citi Double Cash Card, call customer service at 1 (855) 473-4583 or log in to the Citibank website or mobile app and click Services to view your options. Cardholders can also cancel an account in person at a Citibank branch, or by mail.
Be aware...
No, the Citi Double Cash Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card and a metal credit card, though, so don't dismiss the Citi Double Cash Card just because it isn't...
There are no Citi Double Cash Card categories for bonus rewards. This card gives 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases).
There are plenty of other credit cards that do offer bonus rewards in specific categories, though....
It takes 7 to 10 business days to get the Citi Double Cash card after approval.
If it's been more than 10 business days, but you still haven't received your card, a good idea would be to call their customer service line at (800) 950-5114.
The Citi Double Cash card's APR in the first year is 18.49% - 28.49% (V), based on your creditworthiness.
But this card does offer a transfer intro APR of 0% for 18 months for balances transferred within 4 months of account opening. This offer comes with a balance...
The Citi Double Cash uses mostly Experian for approval, but could pull your credit report from TransUnion or Equifax, too, depending on the state you live in.
But don't be alarmed by the randomness of it. As long as you use your credit responsibly, all reports will show the same...
The Citi Double Cash is not a secured card.
It is an unsecured card for good credit (i.e. a credit score of 700+). That means that credit will be extended based on your creditworthiness, income and debt. No need to fund a security deposit to get it.
The Citi Double Cash purchase tracker tallies eligible purchases minus payments to determine your cash back rewards balance. A cumulative balance of rewards eligible to redeem will appear on your statement and online account every billing period.
The Double Cash card offers 2% on all eligible purchases. You'll earn...
If pre-selected for Citi Double Cash, you can complete and return the application you received in the mail or apply online, if you want to get the card. From the website address included in the mailing, enter the invitation code listed in the offer and your last name, then click...
Share your insights and review the Citi® Double Cash Card – 18 month BT offer
To help people learn more about the Citi Double Cash Card, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Feb 7th, 2023 at 13:52 ET
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers:
