Citi Simplicity® Card
Citi Simplicity® Card
Accepted Credit Scores
Excellent Credit, Good Credit
APR on Purchases
0% intro APR for 12 months, 14.74% - 24.74% (V) APR after that
0% intro APR for 21 months, 14.74% - 24.74% (V) APR after that
Balance Transfer Fee
Citi Simplicity Card's Additional Info
|cash advance fee||5% (min $10)|
|cash advance APR||25.24% (V)|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$0|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||23 days|
No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
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