Comerica Bank Visa® Platinum Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The Comerica Bank Visa® Platinum Card. Compare to other cards and apply online in secondsJohn KiernanWalletHub
Info about Comerica Bank Visa® Platinum Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
%APR151Reviews15Q&AContact
APRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 18 months, 18.99% - 28.99% (V) APR after that
Balance Transfer
0% intro APR for 18 months, 18.99% - 28.99% (V) APR after that
Balance Transfer Fee:3% (min $5)
WalletHub Review
Comerica Bank Visa® Platinum Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
High regular APR
Comerica Bank Visa® Platinum Card's Additional Info
Can't find what you are looking for? Submit your question about Comerica Bank Visa® Platinum Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
A credit score of 750 is needed for the Comerica Bank Visa® Platinum Card. That means this card only accepts people with excellent credit.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Comerica Bank Visa® Platinum Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Comerica Bank Visa® Platinum Card credit score requirement. You can check your credit score for free on WalletHub.
The Comerica Visa Platinum balance transfer limit can be as high as your credit limit.
If the balance you wish to transfer is higher than your new card's credit limit, Comerica might post the entire amount to your account, or just the matching amount. But it may as well...
No, the Comerica Visa Platinum isn't a business card. It is a consumer credit card, designed for personal use. Particularly, this card is relatively well-suited for balance transfers.
It has a purchase and transfer intro APR of 0% for 18 months for balances transferred in the first 620 days...
The Comerica Bank Visa® Platinum Card annual fee is $0. The annual fee is not the only fee you need to worry about, though. There are other types of fees that come with the Comerica Bank Visa® Platinum Card that worth your attention.
Here are the Comerica Bank Visa® Platinum Card fees:
The issuer does not disclose the starting Comerica Visa Platinum credit limit. It will be determined based on your creditworthiness, income, and debt.
However, considering that it requires excellent credit, applicants in this credit range (with stable incomes) can expect credit card credit limits between $3,500 and $7,500. High-income applicants...
The Comerica Bank Visa® Platinum Card's foreign transaction fee is 3%. You'll be charged this fee each time you use your card in another currency.
If you're planning a trip or do a lot of international online shopping, you should look for a credit card more that's suitable for this purpose. Check...
The Comerica Visa Platinum minimum payment is $30 or 1% of your new balance, whichever is greater plus interest and any late, annual or other account related fees.
If the resulting amount is greater than $30, the total is rounded to the next highest dollar not to exceed your new...
Share your insights and review the Comerica Bank Visa® Platinum Card
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12%
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3.9
151 reviews
151 reviews
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Donna Tobin @donnabean
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1 Star Rating
I made a mistake and overpaid my credit card balance in March 2022 . In an email from customer service they agreed to send me a check for the amount I overpaid. 6 weeks have gone by no check and no help on the phone or email. I received a letter from them stating they transferred the money owed to me electronically to my financial institution. What! They will not tell me where they sent my money! I have spoken to numerous agents and none of them ever heard of such a thing and told me this payment was refunded but can not see where it went. I have requested any and all tracking on this (check) but I have not heard anything. Not a small amount either $1158.48
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joe_locus @joe_locus
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1 Star Rating
JUNK! Cut and RUN!!! Seriously. Comerica has NOTHING do with with this card. Elan Financial Services is the card hold. They are absolutely terrible. The left hand doesn't know up from down. The right hand doesn't know anything at all.
You will be given a super low limit. It will not change.
They give out the 0% intro rate. But that limit will be VERY low. And they will not increase that limit. This card is only good for a young person who might want to get their credit started ONLY.
If you are an adult with established credit. Don't get this card. I thought COMERICA backed it.
COMERICA is NOT officiated with the services AT ALL. You can't go into a branch for services or with questions. They will only call the phone number on the back of the card for you.
Again, Elan Financial Services holds the card. 1 star- rating on yelp. 2 star- Wallethub 3- Glassdoor
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davesmemoreno @davesmemoreno
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2 Star Rating
Great promotional rate but you know there's a catch right? Everything about the customer service aspect of this care is difficult and clunky. We were waiting on balance transfers that were cancelled by Comerica because their verification department called a work number instead of our home numbers to verify, for starters. I made an online payment for our first bill and then my wife couldn't use her card the next day. The first rep. told me it wasn't because of a late payment, probably the chip on the card, but assured me my payment would clear by the evening. Then I couldn't use my card in the evening and called in again. The second rep. clarified that the first rep had been wrong and the payment wouldn't clear for one more day.
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Cheryl P @ms_cheryl40
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1 Star Rating
Very disappointed i was told if i pay on time within 6mos i could see a credit increase which was a lie. I have been with them for 2years and 6mos. All i get you have too fill out a application again and it is not guaranteed they will do it. I have paid on time and paid over what my monthly is.
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Joe Weider @joe_weider
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2 Star Rating
I’ll tell you one thing up front, I’d much rather go to Comerica Park than a Comerica Bank, but that doesn’t really have anything to do with the bank or its products. Speaking of which, why don’t we see how the Comerica Bank Visa Platinum Credit Card stacks up against some of the more well known names in the credit card industry? Starting with rewards…wait, the Comerica Visa Platinum Card doesn’t offer rewards (not the best first impression, huh), so let’s move onto rates. The Visa Platinum Card from Comerica Bank does offer 0% on purchases as well as balance transfers for 12 months, which is pretty good, but not great when you consider that 0% rates are available for as long as 18 months from Citi. In terms of fees, the Comerica Bank Platinum Card doesn’t have an annual fee, which means it’s an average offer instead of a bad one (there’s nothing that would warrant paying an annual fee). Nevertheless, it’s pretty clear that you could do better than the Comerica Bank Credit Card, so lets talk options.
No, not whether Collin Balestar has any minor league options left (he’s on the Tigers who play in Comerica bank), but alternatives to the Comerica Bank Visa Platinum Card. If you want low introductory rates, the Citi Platinum Select and Diamond Preferred cards are good options. If you want rewards, some cards to consider are the Chase Sapphire Preferred, the Capital One Venture Card, and the Capital One Cash Credit Card. Anyway you go, you’ll be going somewhere better than the Comerica Bank Visa Platinum Credit Card.
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Faye @fayelayne
Actually, they currently have an offer for 0% APR transfer fee for 20 months. There could be other improvements by now. This is an OLD comment, and commenter seems to know a lot about the cards...could be a competitor.
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