With this card do you have to pay the balance in full like the original american express
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Credit One Bank American Express® Card
Credit One Bank American Express® Card
Info about Credit One Bank American Express® Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards8Reviews3Q&AContactRewardsAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Good Credit, Fair Credit
Annual Fee
$39
Rewards
Earn unlimited 1% cash back rewards on all purchases—no categories to choose or points to redeem.
Earned rewards are credited to your account automatically. Terms apply.
APR on Purchases
24.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Editor's Take
Credit One Bank American Express® Card Pros & Cons
Qualify with fair credit
Membership fees
No rewards bonus
No intro APR on purchases
No balance transfers allowed
Credit One Bank American Express® Card's Additional Info
| cash advance fee | 8% (min $5) |
| cash advance APR | 24.24% (V) |
| foreign transaction fee | 3% (min $1) |
| smart chip | Yes |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 24 days |
Get up to $150,000 in Travel Accident Insurance coverage when you travel.
Monitor your credit health and track your progress with free online access to your Experian credit score every month.
Stay in-the-know with transaction notifications, payment reminders, and fraud alerts delivered via text, push notification, or email.
Stay worry-free with Zero Fraud Liability, which protects you against any unauthorized charges.
Questions & Answers
Don't see what you're looking for? Submit your question about Credit One Bank American Express® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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When will I know if I was approved
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What's the starting credit limit for the Credit One American Express card?
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Compare The Credit One Bank American Express® Card
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APRNot Offered
Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Regular APR24.24% (V)
Regular APR12.74% - 23.74% Variable
Regular APR12.74% - 23.74% Variable
Rewards Rate1% Cash Back
Rewards Rate1 - 5% Cash Back
Rewards Rate1 - 2% Cash Back
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Credit One Bank American Express® Card Reviews
Share your insights and review the Credit One Bank American Express® Card
3.0
8 reviews
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3 Star Rating
Verified CustomerJust fine. Doesn't seem any better or worse than any other credit card. I did like how they gave me a cushy credit limit. It's definitely been helpful.
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5 Star Rating
Verified CustomerGreat card to have and a great way to build credit. Thank you for allowing me the privilege of being apart of the Credit One Bank family.
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5 Star Rating
Verified CustomerI applied as an opportunity to increase my credit score. The rewards are a bonus and my budget has remained balanced since March of 2019. Thank you.
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1 Star Rating
As a Capital One and Navy Federal CU cardholder, I would NOT get this card. The whole system is flawed! They approved me, and opened an account with a $1000 credit limit, then sent me an actual card. THEN (understandable if beforehand) asked for things to prove my identity, income, and address. I submitted my California ID (which has my current address), social security card, Department of Veterans Affairs Benefits letter (also has my address), Passport, and Social Security Card. HOWEVER said that they cannot take the "hold" off, so that I can actually USE it, unless I submitted a utility bill. Problem: I don't have to pay utilities where I live. Their unfathomable solution: Get whomever is responsible for the utilities, or owns the building to submit a letter that states that I live there, along with THEIR copy of of a utility bill, and a copy of THEIR identification. INSANE!
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1 Star Rating
Verified CustomerPoor customer service and technical support. I would choose another card company if at all possible because their service is terrible.
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1 Star Rating
Verified CustomerThe customer service is horrible and they don't allow for credit line increases in the first 12 months even when balance is paid in full. I CLOSED MY ACCOUNT
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+ 2 users submitted a rating without writing a full review
Review Credit One Bank American Express® Card
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Offer last updated: Jun 22nd, 2022 at 05:00 ET
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PURCHASE INTRO APR
0% for 15 months
TRANSFER INTRO APR
0% for 15 months 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Transfer Fee
REGULAR APR
12.74% - 23.74% Variable
ANNUAL FEE
$0
REWARDS RATE
1 - 5% Cash Back
BONUS OFFER
None
MINIMUM CREDIT