The credit score you need for the Credit One Bank American Express® Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Credit One Bank American Express® Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the Credit One Bank American Express® Card credit score requirement. You can check your credit score for free on WalletHub.

To activate your Credit One Bank American Express® Card, call (877) 825-3242 or go to the Credit One activation webpage. Your new Credit One Bank American Express® Card will be ready to make purchases in just a few minutes no matter which method you use to activate it....

The Credit One Bank American Express® Card minimum payment is $30 or 5% of the statement balance, plus past due amounts – whichever is higher. If the statement balance is less than $30, then the minimum payment will be equal to the balance. In addition, if you recently missed a...

You can check your Credit One Bank American Express® Card's application status either online or over the phone by calling (877) 825-3242. For both methods, you'll need to provide your Social Security Number so that Credit One can match you to your application. It should only take a...

Yes, the Credit One Bank American Express® Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry...

No, the Credit One Bank American Express® Card is not a charge card, it is a regular credit card.

The main difference between a charge card and a traditional credit card is that charge cards don't allow you to carry a balance between months.

Both types of cards...

You can get approved for the Credit One Bank American Express® Card immediately after applying if you're a clear match for the card's approval requirements. If you don't get approved right away, then it might take up to three weeks for the application to be processed. In that case, you...

No, you cannot use your Credit One Bank American Express® Card instantly after approval. Credit One does not disclose the card's information and does not offer virtual card numbers prior to the card's arrival.

After approval, you'll have to wait about 7-10 business days to receive the card before...

The starting credit limit for the Credit One Bank American Express® Card is $300 or more; everyone who gets approved for this card is guaranteed this limit. However, depending on your credit standing, you could get a much higher credit limit. The higher your credit score and income are, the...