Fair Credit
$39
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
24.24% (V)
Balance Transfers Not Allowed
by John Kiernan
May 5th, 2022
Rewards on eligible purchases
Qualify with fair credit
Membership fees
No rewards bonus
No intro APR on purchases
No balance transfers allowed
| cash advance fee | $5/8%, whichever is greater (see terms) |
| cash advance APR | 24.24% (V) |
| foreign transaction fee | 3% or $1, whichever is greater |
| smart chip | Yes, chip-and-signature |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 0 or 24 Days (see terms) |
With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Automatic reviews for credit line increase opportunities
View your Experian credit score online for free, terms apply
Choose your monthly payment due date for added convenience, terms apply
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
Show off your personality by selecting from a variety of card designs, a fee may apply
Can't find what you are looking for? Submit your question about Credit One Bank® Platinum Visa® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can reach customer service for your Credit One Platinum card by reaching out to Credit One's Account Information department by phone at (877) 825-3242.
For other specific inquiries, please check Credit One Bank's web page for the relevant contact information.
Your Credit One Platinum Visa is usually mailed the next business day after getting approved.
At the time of your credit approval, you should've received an e-mail stating that you'll be receiving your credit card in the mail within 10 business days. And then, the PIN would also follow.
This one is a good option, or Opensky.
No, you cannot use your Credit One Platinum card instantly upon approval. You'll have to wait for the card to reach you, in just about 2 weeks.
They usually increase the limit automatically, but you can always request it from their website. Still, I'd wait until at least six months have passed if I were you. That'll give you the best approval odds.
You can't load this card, it's a credit card. If you're asking how to pay your bill, the best way would be online. Just make an account here: https://www.creditonebank.com/account-setup .
Yes got mine in a sealed envelope & I can say it provides good protection of your information.
Some do, I got 500 CLI. There's no standard limit increase, it depends on how long you've had the account for, and how well you've kept the monthly payments.
Share your insights and review the Credit One Bank® Platinum Visa®
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Offer last updated: May 5th, 2022 at 10:40 ET
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