You can try calling them at 877-825-3242 and asking for a reduction. If you've got good payment history, and are polite, they might lower it. Otherwise, just look for a card with a lower rate.

To retrieve your account information, you can give Customer Service a call at 1-877-825-3242, or you can set up online account access here: https://www.creditonebank.com/account-setup.

Each authorized user that you add to your Credit One Platinum account adds an additional $19 to your annual fee.

Keep in mind that the authorized users receive full access to your account's credit line but are not legally responsible for payments. That's why only the primary account holder... show more

If your Credit One Bank Visa application was denied, there are a few possible reasons behind it. The most common causes for a lender rejecting your application are:

• Low credit score
• Debts
• Not enough income
• Recent bankruptcy
• Too many recent inquiries on your report
... show more

You can use your Credit One Platinum card for cash advances. Any ATM should do the trick, if you have your cash advance PIN. If you don't, you can obtain one from 877-825-3242.

Keep in mind that cash advances are extremely expensive, so only get one if you absolutely need to.

You can pay your Credit One Platinum card with cash in MoneyGram or Western Union locations.

The receive code for sending a payment through MoneyGram is 1430. When sending a payment through Western Union, the code city is "CREDITONEBANK" and the code state is "NV."

Yes, unfortunately you'll see a hard pull after applying.

It could be anywhere between $0 and $99. Once you get approved, they'll let you know.

You can in theory, but it's a lot harder to get approved. It's a good idea to talk to an attorney about it. In some cases you need court approval and justification for why you want to get a new line of credit during this time.