Fair Credit
$39
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
26.24% (V)
Balance Transfers Not Allowed
by John Kiernan
September 30th, 2022
Rewards on eligible purchases
Qualify with fair credit
Membership fees
High Regular APR
Foreign fee
| cash advance fee | $5/8%, whichever is greater (see terms) |
| cash advance APR | 26.24% (V) |
| foreign transaction fee | 3% or $1, whichever is greater |
| smart chip | Yes, chip-and-signature |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 0 or 24 Days (see terms) |
With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Automatic reviews for credit line increase opportunities
View your Experian credit score online for free, terms apply
Choose your monthly payment due date for added convenience, terms apply
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
Show off your personality by selecting from a variety of card designs, a fee may apply
Can't find what you are looking for? Submit your question about Credit One Bank® Platinum Visa® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can try calling them at 877-825-3242 and asking for a reduction. If you've got good payment history, and are polite, they might lower it. Otherwise, just look for a card with a lower rate.
To retrieve your account information, you can give Customer Service a call at 1-877-825-3242, or you can set up online account access here: https://www.creditonebank.com/account-setup.
You can use your Credit One Platinum card for cash advances. Any ATM should do the trick, if you have your cash advance PIN. If you don't, you can obtain one from 877-825-3242.
Keep in mind that cash advances are extremely expensive, so only get one if you absolutely need to.
You can pay your Credit One Platinum card with cash in MoneyGram or Western Union locations.
The receive code for sending a payment through MoneyGram is 1430. When sending a payment through Western Union, the code city is "CREDITONEBANK" and the code state is "NV."
Yes, unfortunately you'll see a hard pull after applying.
It could be anywhere between $0 and $99. Once you get approved, they'll let you know.
You can in theory, but it's a lot harder to get approved. It's a good idea to talk to an attorney about it. In some cases you need court approval and justification for why you want to get a new line of credit during this time.
Share your insights and review the Credit One Bank® Platinum Visa®
Fantastic I enjoyed the card very much very convenient realistic finance charges OK could be a little lower but I am satisfied.. Gives me everything I need, do me everything I need nothing less
Good card to build your credit...
It has been a good card and they gave me an unsecured card before anyone else would and my credit is on the rise just be sure to not use the whole card because your credit will drop a lot of your credit utilization is high. I found out the hard way even though I pay it off at the beginning of the month my score still drops a lot and it’s not updated that quick but in all they have been good to me and they monitor my credit and help stay on top of everything all on their mobile app !
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Offer last updated: Sep 30th, 2022 at 11:45 ET
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