Fair Credit
$39
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
25.49% (V)
Balance Transfers Not Allowed
by John Kiernan
September 17th, 2022
Rewards on eligible purchases
Qualify with fair credit
Membership fees
High Regular APR
Foreign fee
| cash advance fee | $5/8%, whichever is greater (see terms) |
| cash advance APR | 25.49% (V) |
| foreign transaction fee | 3% or $1, whichever is greater |
| smart chip | Yes, chip-and-signature |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 0 or 24 Days (see terms) |
With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Automatic reviews for credit line increase opportunities
View your Experian credit score online for free, terms apply
Choose your monthly payment due date for added convenience, terms apply
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
Show off your personality by selecting from a variety of card designs, a fee may apply
Can't find what you are looking for? Submit your question about Credit One Bank® Platinum Visa® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You should receive your Credit One Platinum Visa in the mail within 10 days from getting approved.
The Credit One application processing time is up to three weeks. If you apply online, you could receive an instant decision from Credit One Bank. But if your application doesn't get sent straight to either the approved or rejected pile, you may have to wait up to three weeks for a decision.
There is no Credit One Platinum income requirement, but they will definitely require an income in order to make sure you're able to repay the balance.
You can get approved for the Credit One Platinum card after you finalize the bankruptcy. It's a credit card designed for people with fair credit and the requirements are lenient in this regard.
You cannot get a Credit One Platinum card if you live in Puerto Rico.
You must reside in one of the 50 States or Washington, D.C..
Under the "Secured credit cards are much cheaper" paragraph above in line #4, it's clearly mentioned that this Credit One Bank Platinum Visa credit card is an UNSECURED CARD.
You can set up the PIN via the smartphone app on either Apple Store or Google Play Store. Or, you can also type the URL address (https://www.creditonebank.com) on your web browser, log in to your account, and go to settings to do so.
Share your insights and review the Credit One Bank® Platinum Visa®
I like it, is good for start up for credit, when you need credit, credit one bank is helping to perfect for stability credit, good Service
They lie to you told me $59 annual fee then charged me $95 when called tried to tell me that what said file even when had paper in hand they sent me saying $59 wouldn't give any way send show them straight rob you
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Offer last updated: Sep 17th, 2022 at 02:22 ET
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