What's the Credit One Platinum income requirement?
4
UpvotesReply
Robert Sambrick
There is no Credit One Platinum income requirement, but they will definitely require an income in order to make sure you're able to repay the balance.
Credit One Bank® Platinum Visa®
Credit One Bank® Platinum Visa®
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Sponsored Card
Rewards8,575Reviews187Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Fair Credit
Annual Fee
$39
Rewards
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
APR on Purchases
28.24% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
by John Kiernan
January 30th, 2023
Credit One Platinum Pros & Cons
Rewards on eligible purchases
Qualify with fair credit
Membership fees
High regular APR
Foreign fee
Credit One Platinum's Additional Info
| cash advance fee | $5/8%, whichever is greater (see terms) |
| cash advance APR | 28.24% (V) |
| foreign transaction fee | 3% or $1, whichever is greater |
| smart chip | Yes, chip-and-signature |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 0 or 24 Days (see terms) |
With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Automatic reviews for credit line increase opportunities
Free Online Credit Score and Credit Report summary, terms apply
Choose your monthly payment due date for added convenience, terms apply
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
Show off your personality by selecting from a variety of card designs, a fee may apply
Credit One Platinum Review FAQ
Can't find what you are looking for? Submit your question about Credit One Bank® Platinum Visa® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Can you get approved for Credit One Platinum after bankruptcy?
4
UpvotesReply
Michael Battle
You can get approved for the Credit One Platinum card after you finalize the bankruptcy. It's a credit card designed for people with fair credit and the requirements are lenient in this regard.
Where can I get a Credit One Platinum cash advance?
4
UpvotesReply
Terence Vaughn
There are no designated Credit One Platinum cash advance locations. You can use any ATM for that purpose, but that doesn't mean that you should do it.
You'll have to pay a fee each time, in addition to the ATM owner's surcharge. And interest will immediately begin accruing at a...
Can I get the Credit One Platinum card from Puerto Rico?
4
UpvotesReply
Mark Towers
You cannot get a Credit One Platinum card if you live in Puerto Rico.
You must reside in one of the 50 States or Washington, D.C..
What is the Credit One Platinum Visa balance transfer fee?
4
UpvotesReply
Cameron DiGiovanni
The Credit One Platinum credit card does not have a balance transfer fee. The reason the Credit One Platinum card has no transfer fee is that it does not allow balance transfers at all, and that means you'll need to look for another credit card to help reduce the cost...
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Will applying for this credit card affect my credit score?
4
UpvotesReply
Is the Credit One Platinum card secured or unsecured?
4
UpvotesReply
Richard M Joseph III
Under the "Secured credit cards are much cheaper" paragraph above in line #4, it's clearly mentioned that this Credit One Bank Platinum Visa credit card is an UNSECURED CARD.
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Do I just down load bank app link to set up pin
4
UpvotesReply
Richard M Joseph III
You can set up the PIN via the smartphone app on either Apple Store or Google Play Store. Or, you can also type the URL address (https://www.creditonebank.com) on your web browser, log in to your account, and go to settings to do so.
How can I pay my Credit One Platinum card?
4
UpvotesReply
Richard M Joseph III
You can pay your Credit One Platinum card via the Credit One app or at https://www.creditonebank.com on your laptop or personal desktop computer or tablet.
It's also possible to pay by phone, but if you call Credit One Bank customer service, you will get charged a $9.95 fee.The number's...
How can I go over my Credit One Platinum credit limit?
4
UpvotesReply
Sally Grant
You cannot go over your Credit One Platinum credit limit, so do not attempt it, as your transaction will be rejected.
Compare The Credit One Platinum
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR28.24% (V)
Regular APR14.99% - 29.99%
Regular APR17.24% - 31.24% (V)
Rewards Rate0 - 1% Cash Back
Rewards Rate1 - 3% Cash Back
Rewards Rate1 - 1.5% Cash Back
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Credit One Platinum Video Review
Credit One Platinum Reviews
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8,575 reviews
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5 Star Rating
Verified CustomerTy for cs Reps and quick response I like the cash back rewards too and they are good with online chat or using the app I haven't had a problem whatsoever
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5 Star Rating
Verified CustomerI have so so credit and got approved. Paid my balance in full each month, not the minimum payment and after 2 months my credit limit increased without notice. I don't see how this company gets such a bad reputation. I have had zero issues. Yes, the fees are high but if you don't have credit or enough good credit, you get what you can get.
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5 Star Rating
Verified CustomerExcellent Card. Just know the rules and it works great. Be on time. Make sure utilization is optimum so you can max your score. Have fun.
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5 Star Rating
Verified CustomerGreat Card. If you know the rules it works great. Pay on time. Make sure utilization is optimum so you can maximize your score. Good Luck.
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2 Star Rating
Verified Customer2 years now, zero late payments, considerable spend in ‘19 + ‘20, and my CL is as it was Day 1. This card keeps my socks company now. Do yourself a favor and get a secured Discover, Wells, BofA, Cap One, US Bank, Citi, ANYTHING but this black hole.
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5 Star Rating
Verified CustomerThis card was pretty easy to obtain. I use it mainly for a backup card. And it is also helping me rebuild my credit. Because when I was in my teens I abused a credit that I had. Then you find out when you lose your credit things that you can and cannot do anymore. Just because you have cash in your pocket doesn't mean you can still receive things as if you had a
credit card
credit card
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3 Star Rating
Verified CustomerThis card is very good for building credit pay my bill on time i have no problem with this card love it comes in handy thanks credit one in love the customer service
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5 Star Rating
Verified CustomerThe credit one bank has been a great card, the customer service is always quick to get to along with any other help they can be of device to.Thanks
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5 Star Rating
Verified CustomerThis is great card to have. Customer service is very nice and helpful. This is also a good card to have if you're working on keeping good credit.
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1 Star Rating
Verified CustomerThis company is TOTALLY predatory. Anyone giving a good review must have not had any problems with them. The site is constantly down and have had to attempt to make payments 3-5 times before it actually went through, and the way it's set up it seems like you've already paid. They charge you a fee to use the card and a fee when you don't use the card. THERE ARE OTHER WAYS TO BUILD BACK CREDIT. I went from 550 to 780 credit score in a year and a half. THIS CARD DID NOT HELP! Their billionaire CEO Ben Navarro is a totally corrupt guy, and actually BOUGHT a tennis tournament to put his daughter in and say that she won something. Look it up, Emma Navarro LOL. All so she could attend the modern and ancient white supremecist college of under achievers and alcoholics: UVA. Ask anyhoo who goes there.
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Offer last updated: Jan 30th, 2023 at 17:02 ET