INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Redeem cash back any amount, any time. Rewards never expire.
APR on Purchases
0% intro APR for 6 months, 12.74% - 23.74% Variable APR after that
Balance Transfer
0% intro APR for 18 months, 12.74% - 23.74% Variable APR after that
Balance Transfer Fee:3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
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NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
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Redeem cash back any amount, any time. Rewards never expire.
Can't find what you are looking for? Submit your question about Discover it® Balance Transfer to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Your Discover it Balance Transfer card balance transfer limit would depend on the credit limit that is available on your account with Discover. You can transfer up to that limit.
Share your insights and review the Discover it® Balance Transfer
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708 reviews
708 reviews
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Brian Schultz @brian.schultz.7967
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5 Star Rating
I am a new Discover card user. I was attracted to the Discover card because of the generous 5% cash back bonus program. After receiving the card, I registered my account online. The Discover Card website sets the bar pretty high for others to follow. The home page is like a dashboard with all the important information at hand it is easy to navigate and understand. I like the ability to set up text and email notifications for various functions like balance thresholds, warnings for approaching the limits and other important information. Additionally, the cash back bonus section lets you track you rewards in an informative and fun format. I am very happy so far and I suspect this will quickly become my favorite card.
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Rachel Duncan @RachADuncan
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4 Star Rating
It took me a long time to settle on a credit card, but I finally decided to go with Discover More. I love the 5% cash back on gas and restaurants. I travel a lot due to my job so having the ability to get money back from my Discover card when I go out makes me feel really good about spending a little more for a finer restaurant and maybe even some premium gas from time to time.
The $0 fraud liability and email alerts make me feel safe and protected. I have always gotten excellent customer service as well from Discover any time I have had an issue which is very important. Getting issues resolved in a timely manner makes me rate them as high as I have.
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Beth SIim @bob.slims
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4 Star Rating
I've had the Discover More credit card for about a year now and I've had positive experiences so far. The card is accepted at most retail stores, which is a far cry from some of the credit cards I had in the past. I had a fraudulent charge on the card after making some online purchases, but I contacted Discover to dispute the charge and they promptly sent me a replacement. The website is also pretty user friendly, which is convenient because I don't like mailing payments. I've only had to call the company a few times since most of the questions I had were addressed on their website, but the service representatives were helpful and didn't hard sell any other products. Overall, I'd recommend the Discover More card.
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Michael Charvat @tatsu91
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3 Star Rating
This card is marginally worse than others but still has a few redeeming quality’s. Unlike other you have a 5% cash back on your some of your changing purchases like gas or when you go to a restaurant which for those kind of transactions is a big help. You also get 1% on all others which is not a bad thing. The grace period is slightly shorter than the average companies going in on 23 days most go around 25 days. I would not say to not use this card it has it good features such as unlimited cash rewards but there things that other cards offer that are better. I would say 3 out of 5 and look around another card first then make a decision because a credit card is a big decision.
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Luke Harris @flukeharris
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5 Star Rating
The Discover more card gave me a credit limit way outside my usual and the 5% cashback on gas deal going on right now is a great deal. I have no problems getting ahold of them. The one setback is it takes a phone call to have the card activated and they try to upsell a lot of packages with the card. I had to be apologize and end the phone call early because they kept having offers! I would definitely reccomend the card though because they offer a very big intro credit limit compared to other cards and have an easy to reach customer service line with friendly people.
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Theresa Benson @theresa.benson.509
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4 Star Rating
The Discover More card is the first cash back card rewards that I've used, and I've had good experiences with the entire process. I've used it for several years now, and have consistently had cash back returns of a few hundred dollars a year, simply by setting up automatic payments for utilities, using the card for the 5% quarterly bonus categories, and using Discover's shopping site for gift purchases. The greatest thing about the cash back to me is that these few hundred dollars are worth 10-20 percent more than their face value when redeemed for many gift cards. Free money plus more free money:) I also like the mobile app that Discover offers, and the intuitiveness of the site itself. It's easy to navigate, and auto pay features mean I don't have to worry about missing a payment.
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Jolinda Powell @jolinda.powell
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5 Star Rating
I have only had my Discover card for about 6 months now and I absolutely love it. When I first was applying for credit cards I was a little nervous because I know people who have a lot of credit card debt and I was wary of being in that situation. I got the card because I have very little credit history and was trying to boost my credit and it definitely worked! I spent a little money around Christmas time for presents and such and got the 5% bonus on buying at different stores that Discover has. It was amazing! You can use your cash back rewards at so many different places. I earned so much in cash back I actually had enough money to buy an entire present with just the 5% back. The one time I lost track of the date and paid my statement a day late, they didn't even charge me any fees for it! Discover is amazing and I would definitely recommend it to anyone looking for the first (or fifth) credit card!
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Naomi Kovar @naomikovar
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4 Star Rating
I've used a Discover credit card for about five years. Since my credit isn't that great, I have a low credit limit. The card really works for me, though. The representatives in their customer service department provide the best service I've experienced with any credit card or bank. They are very pleasant, and make it easy to resolve any problems. I've never had any problems with errors on statements or transactions. All in all, they provide very reliable, accurate service. Their interest rates are competitive, I think. I pay about 5% interest on my past due balance. I especially love the cashback bonuses they give for certain purchases.
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WalletHub @WalletHub
Hi Naomi, you are currently paying only 5% interest? That's a very, very good rate! Is that something you are getting through a special program of some kind?
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Sue Tatic @sue.tatic
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2 Star Rating
I was solicited to open a discover card as soon as I finished high school. I opened a card with a thousand dollar limit, which I used to move to the city where my college was. Discover card customer service was very pleasant to deal with, but considering that I paid back nearly two grand, I highly doubt I"ll ever open another card. The interest rate was stupidly high, due to the fact that I had no credit rating, and I was too stupid to think about how I was going to make regular monthly payments with no fulltime job. Lesson learned! Now, I am out of college, and debt-free.
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Jennifer Leighton @jennifer.leighton
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4 Star Rating
I've been a Discover cardholder almost 20 years and have never once had a negative experience. I use it as my "first choice" card for all of my purchases, from groceries to gasoline to vacations, because of the cash back bonus program - I've consistently earned hundreds of dollars back every year and that is such a nice feature of the card! In all those years, there was one time where customer service could have provided me with a negative experience - a payment got lost on the way to their offices and I was expecting a huge hassle. But to my surprise, the customer service agent simply looked at my account, saw it was always in excellent standing and offered to waive any fees that should have been incurred. This is not how I'd expect a credit card company to act, but it proves Discover card is really a step above the rest!
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