Discover it® Balance Transfer
Discover it® Balance Transfer
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Redeem cash back any amount, any time. Rewards never expire.
APR on Purchases
0% intro APR for 6 months, 12.24% - 23.24% Variable APR after that
0% intro APR for 18 months, 12.24% - 23.24% Variable APR after that
Balance Transfer Fee
Discover it Balance Transfer Pros & Cons
No membership fees
Intro APR on purchases
Intro APR on balance transfers
High rewards rate
Spending caps on rewards
Rotating categories which require activation
Balance transfer fee
Discover it Balance Transfer's Additional Info
|cash advance fee||Either $10 or 5% of the amount of each cash advance, whichever is greater|
|cash advance APR||25.24% Variable|
|foreign transaction fee||0%|
|smart chip||Yes, chip-and-signature|
|max late fee||$41|
|max overlimit fee||See Terms|
|max penalty APR||None|
|grace period||See Terms|
No annual fee.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Questions & Answers
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