Excellent Credit, Good Credit
$0
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Every $1 you earn in cash back is $1 you can redeem.
0% intro APR for 15 months, 16.24% - 27.24% Variable APR after that
0% intro APR for 15 months, 16.24% - 27.24% Variable APR after that
Balance Transfer Fee
by John Kiernan
January 12th, 2023
No membership fees
Intro APR on purchases
Intro APR on balance transfers
High rewards rate
Spending caps on rewards
No initial rewards bonus
Balance transfer fee
| cash advance fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| cash advance APR | 29.24% Variable |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | See Terms |
| max penalty APR | None |
| grace period | See Terms |
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
Every $1 you earn in cash back is $1 you can redeem.
Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Click "Apply Now" to see terms and conditions.
Can't find what you are looking for? Submit your question about Discover it® chrome to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You don't get 5% cash bank with the Discover it chrome. That's for Discover it Cash Back, not for this one.
The Discover it chrome's intro offer for balance transfers is 0% APR for 15 months.
After the intro APR period expires, your regular transfer APR could be 16.24% - 27.24% Variable.
Keep in mind, though, that this card has a 3%-5% balance transfer fee!
Yes, the Discover it chrome does a hard pull on your credit when you apply for it. This might have a short-term negative effect on your credit score. You can, however, check if you qualify for a pre-approved offer on Discover's site, with only a soft pull on your credit.
The easiest way you can check your Discover it chrome application status is online. Just enter your Social Security Number and ZIP code and, lastly, click on “Continue.”
Alternatively, you can check the status of your application over the phone, by calling customer service at (800) 347-3085....
The Discover it chrome card's balance transfer limit is 95% of the credit limit (fees included) for new accounts. If you're an existing cardholder, you may be able to use your whole credit limit for balance transfers, as long as the credit is available.
Share your insights and review the Discover it® chrome
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Offer last updated: Jan 12th, 2023 at 13:46 ET
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