How long is the Discover it Cash Back shipping time?
It generally takes 5-7 business days following account approval to get a Discover card in the mail. You can find more information here.
Excellent Credit, Good Credit
$0
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Every $1 you earn in cash back is $1 you can redeem.
0% intro APR for 15 months, 16.24% - 27.24% Variable APR after that
0% intro APR for 15 months, 16.24% - 27.24% Variable APR after that
Balance Transfer Fee
Rewards earned in the first year get doubled
Up to 5% cash back
No annual fee
0% intro rates for 15 months
Potential for a very high regular APR
Bonus reward categories rotate, require quarterly signup and limit earnings
Balance transfer fee
cash advance fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
cash advance APR | 29.24% Variable |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-signature |
max late fee | $41 |
max overlimit fee | See Terms |
max penalty APR | None |
grace period | See Terms |
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
Every $1 you earn in cash back is $1 you can redeem.
Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Click "Apply Now" to see terms and conditions.
Can't find what you are looking for? Submit your question about Discover it® Cash Back to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
It generally takes 5-7 business days following account approval to get a Discover card in the mail. You can find more information here.
Discover it Card does not have an over-limit fee. Credit card companies charge this fee if a cardholder makes a purchase that exceeds the credit limit. The over-limit fee is typically $25 the first time you go over the credit limit. It can increase to as much as $35 for...
The maximum Discover it Card late fee is $41. There is no fee for the first late payment, and there is no penalty APR. Discover offers a grace period of up to 25 days from the end of the billing period to make at least the minimum payment and...
There is no way to prequalify for the Discover it Cash Back card. The only way to determine if they can establish an account is by applying.
To apply for a Discover it Cash Back card by phone, call 800-347-2683. But I find applying online to be way faster and more convenient.
To do a balance transfer to a Discover it Cash Back card, log in to your online account or call Discover at 1-800-767-7339. You can also request a balance transfer when you apply for Discover it Cash Back, if you don't already have an account.
How to Do a...
You can add a Discover it Cash Back authorized user online or by phone (800-347-2683).
You'll then need to enter the user's name, SSN, date of birth and address.
Discover it Card auto pay, also known as DirectPay, allows cardholders to set up recurring payments, which are automatically withdrawn from a linked bank account every month. To enroll, log in to your online account or visit the DirectPay home page. You will need to enter your address, phone number,...
The quickest way to check your Discover it Card balance is through your online account or the Discover mobile app. When you log in, your Account Summary will immediately appear. You will see your current balance and other account details such as total credit limit, minimum payment due, payment due...
Share your insights and review the Discover it® Cash Back
There is always something new to discover about credit cards, especially when you ask a panel of experts to lead the class. That is exactly what we did, too, posing the following questions about Discover it credit cards, particularly Discover it Cash Back, to a group that certainly has some insights to share.
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