Really good. Easy to talk support and even keep an eye on your spending. The ability to use points to pay your bill is awesome. I recommended this card!

Excellent introductory APR! Great customer service. Representatives are very patient and concerned for a complete resolution is reached.

Discover has some of the best customer service on the planet!! What you need they bend over backwards to provide! Short wait times and efficient customer service! Bravo!

Great customer service with customer first mentality and realistic rotating quarterly groups for 5% Cash Back like gas, groceries, restaurants

I got the Discover It Miles credit card about a year ago. I just got my Discover Match to all the miles I earned last year and they did indeed match it! I earned $166 myself and they matched $166 and I took it as a $332 deposit to my checking account.

So far it’s my favorite of all my credit cards!



I also have a USAA Preferred Cash Rewards, Apple Card, Capital One Quicksilver Card, AMEX Blue Card and Amazon Prime Card.




When I signed up I got a $4,000 limit with a 747 credit score. Not bad. USAA & Apple gave me a higher limit but I don’t usually spend more than $3K/month anyway so it doesn’t bother me.


This week they increased my limit to $9,000 even though I don’t plan on using even half of that but it’s good to know it’s there for those occasional times when I make a purchase over $4K (like my dogs vet bill a few years ago). I could pay cash or debit but I want my rewards since $120 cashback on a $4K purchase is nice so I’m glad I have that higher limit..



There are two things I absolutely love about this card:




1). ZERO interest for 14 months! That’s been amazing! Normally I pay my card off in full every month but in November I had to (not really “had” but I really wanted to) build a new gaming PC and it was about $3,300. I put it all on this card and paid $1,100/month for 3 months without worrying about a cent of interest. I liked that a lot. They basically lent me money for free!




Sadly my 0% APR promo expires in June :(




2), Even better than the 0% APR is the 1.5% cashback WITH Discover matching that 1.5% so a total of 3% cashback on everything! My USAA PCR card and Capital One card only offer 1.5% cashback. The only time I don’t use this card is on Amazon since my Amazon card is 5% cashback but only on Amazon purchases.




Sadly my 1.5% Discover Match promo expires in May. :(





All in all I really like this card a lot and use it for everything (except Amazon). I like that you can contact customer support via text on the Discover app and they are usually pretty quick to respond. But you can call in too if you want to talk to them. All the customer service reps I’ve talked too speak great English and don’t have strong accents that make it hard to understand what they’re saying.




The biggest downside is that Discover is not accepted at a lot of places that do accept Visa & Mastercard. But it is accepted at more places I shop than Amex at least.




When my promos both expire I’ll probably use this card and my USAA. card. I highly recommend signing up for this card if you have a Good credit score (720+) and plan on making a lot of purchases.

Discover is a not a good credit card. They will suck you in to apply. Drop your credit limit two or three times without letting you know. This was done a few times in leas than 6 months, which lower your great credit score. If they dropped it because I score went down, what impact will this foolishness have. Dissatisfied Card holder.

I used my Miles by Discover card for a few years while I was in graduate school. I attended a low residency program that required me to fly to a different city every six months and stay in a hotel for 10 days each time. Obviously, this added up to a lot of money and luckily that meant a lot of miles. I was able to redeem miles at first just for statement credits, but later for actual flights and hotel stays. The best feature of this account is the fact that I am able to just use the miles to take a percentage off of a travel charge. For example, one time I did not have quite enough miles to cover the entirety of a $330 flight, but I used the miles I had and took $200 off of my statement, effectively making a cross country flight only cost $130. Aside from the miles aspect, I have had great customer service with this card as well. I lost my wallet once and it was very quick and painless to cancel the card and get a replacement. Discover also offers temporary virtual card numbers in case you want to order from a website that you're not sure if you should trust. This is, in my opinion, one of the best features although it tends to be one that people don't know about.