The Discover it Secured Credit Card deposit amount is $200 to $2,500. But not everyone approved for a Discover it Secured Credit Card will be able to deposit the $2,500 maximum. Discover approves individual maximum deposit amounts based on each applicant's creditworthiness and ability to pay. Applicants will not know their maximum deposit amount until the application is approved. At that point, they will be directed to a page to set up the deposit payment. This page will include the approved maximum deposit amount.

Discover it Secured Credit Card deposits can be made through an electronic transfer from your bank account. This is currently the only way to pay the security deposit. Be sure to provide both your bank routing number and account number. You must also agree to transfer at least $200 toward your maximum deposit amount. The application is not considered complete until you submit the deposit information. Discover will initiate a transfer for the deposit amount after the application is completed. You should receive your Discover it Secured Credit Card within 12-14 days from the date you paid the deposit.

The amount of your Discover it Secured Credit Card deposit determines the card's credit limit. You can increase your credit limit by adding funds to your security deposit, up to the maximum amount you were approved for when you opened the account. You can make additional deposits any time after opening the account. To add funds to a Discover it Secured Credit Card deposit, call customer service at 1 (800) 347-3085. Be prepared to verify your bank account information when you call.

The Discover Secured Credit Card's requirements for approval are straightforward and fairly easy to meet, even with bad credit. Discover it Secured merely requires a bank account, some income to balance out any debt and a lack of bankruptcy in your history.

As a result, the Discover Secured Card's...

For the Discover it Secured Credit Card, and most other secured cards, your limit is the same as the amount you deposit. So, if you put down $200, then that's what you'll be able to spend.

That's why secured cards are easier to get: there's almost no...

You may be denied for the Discover it Secured card based on your credit history and the information entered on your application. Common reasons could be pending bankruptcies, tax liens or a high level debt in relation to your income. Discover it Secured requires a security deposit to open the...

Your Discover it Secured Credit Card approval odds are good, even with bad credit. The Discover it Secured Credit Card was designed for building or rebuilding credit, which means you can get it despite being a newcomer or having a bad score. But nothing is guaranteed. You can estimate...

​There are two ways to get a Discover secured card credit increase: 1) add money to your security deposit or 2) graduate to an unsecured card after consistent on-time payments. But depositing more money is certainly the easier and more immediate way to get a Discover it Secured Credit Card...

Your Discover it® Secured Credit Card may graduate to unsecured as soon as seven months (6th billing cycle) after account opening, assuming you pay your monthly bills on time and otherwise manage your finances responsibly. But there's no guarantee when, or if, it will happen. It all comes down to...

The Discover it Secured Credit Card phone number is 1 (800) 347-2683. This is the general customer service number for all Discover credit cards. Live customer service representatives are available to answer account-related questions 24 hours a day, 7 days a week. For calls from outside the U.S., the Discover...

Yes, the Discover it Secured Credit Card reports to all three of the major credit bureaus: TransUnion, Equifax and Experian. This will be reported within days after the end of your monthly billing period. 

After the Discover it Secured Credit Card account information has been reported to the...

You can check your Discover it® Secured Credit Card status online or by phone at (800) 347-3085. You'll need to provide at least your Social Security number (SSN) to help Discover locate your application. And your status will be one of three things: approved, denied or pending. 

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