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Disney Rewards Credit Card
Disney Rewards Credit Card
Info about Disney Rewards Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Get a $150 Statement Credit after spending $500 in the first 3 months from account opening.
Earn 1% in Disney Rewards Dollars on all card purchases with no limits to the amount you can earn.
Redeem Rewards Dollars toward most anything Disney and Star Wars™, including Theme Park tickets, Resort stays, shopping, dining and more.
Disneyland® and Walt Disney World® Resorts discounts: 10% off merchandise purchases of $50 or more, at dining locations and aboard Disney Cruise Line ships. 15% off the non-discounted price of guided tours. Terms and conditions apply.
10% off select purchases at Disney Store and shopDisney.com.
You can earn 100 Disney Rewards Dollars for each friend (up to 5) that gets approved for any Disney® Visa® Card.
APR on Purchases
0% intro APR for 6 months, 14.74% - 23.74% (V) APR after that
Balance Transfer
APR: 14.74% - 23.74% (V)
Balance Transfer Fee
Editor's Take
by John Kiernan
June 21st, 2022
Disney Rewards Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
$150 initial rewards bonus
Reports to the three major credit bureaus
No intro APR on balance transfers
Balance transfer fee
Foreign fee
Requires good/excellent credit
Disney Rewards Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 25.74% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 21 days |
0% promotional APR for 6 months on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort. Terms Apply.
Cardmembers get access to exclusive Disney Visa Cardmember events at Disney Store.
Benefits: Baggage Delay Insurance, Purchase Protection and Extended Warranty Protection.
If approved for a Signature account, your credit access line will be at least $5000. If approved for a Platinum account, your credit limit will be at least $500.
Questions & Answers
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Can i use my disney credit card anywhere?
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What is a 5/24 rule?
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How do I check my Disney Rewards Credit Card application status?
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How can I get a Disney credit card cash advance?
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How do I find rewards info and redeem rewards at Chase.com?
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4 Star Rating
I got my Chase Disney card in 2003 but am getting rid of it now. I got it to earn points to spend towards a Disneyland trip for my family. I spend about $2500/month on the card. After 4 years I was able to afford City Passes for my family of 5. I decided to save up again and hoped to get a hotel reservation this time. However, after weeks of looking through hotels I have found that I can get a better deal if I don't use my Disney Visa. I get charged full price for anything I purchase with my points while I can get significant discounts if I use an agent or call the hotels directly. I have found that I have a lot more choice on what I want to do (and can do it for a lower overall cost) if I just use a cash rewards Visa. I have changed to a cash rewards visa and am only making a few purchases on the Disney Visa to keep it active until I use the points to purchase my park passes. I am much happier with the cash rewards visa. Also, Disney has started putting a big push towards its Premier Disney Visa and I am getting tired of the constant mailings about upgrading.
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5 Star Rating
I was so thrilled to get this card! I needed a credit card to help me recover from student loans, and what better than Disney to help with that? I buy tons of Disney movies, especially on Blu-ray, which can get pretty pricey. But now I can use the points I get from using this card to buy them from the Disney Rewards website. The only drawback would be the rewards website itself. When you order something they tell you it can take up to six weeks for the purchase to arrive. So far it has taken about three to four weeks to get the stuff I ordered. But all in all, the card is pretty wonderful, and I definitely recommend it if you have kids or tend to buy a lot of Disney merchandise.
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5 Star Rating
We have had the Disney Reward card for years. It has been a great experience. We have used the rewards to purchase holiday and birthday presents for years. The rewards do not expire quickly. This enables us to gain additional points for bigger purchases. The interest rate has always stayed low. We have been very pleased. The customer service is very helpful as well. When redeming the points they are so nice and helped us understand the card prossess. We really like this card due to several factors such as it has a low interest, easy to use, a nice and helpful customer service, and not to mention that you get to pick your own design, which is a hit with my youngest who is a mickey fan.
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5 Star Rating
I was so psyched when I got my Disney Rewards card from Chase. I love the fun designs I was able to choose from when applying for my card, and I love all the perks I am able to enjoy not only at the Disney Store, but also at Disney World. My family and I are planning a trip to Disney, and I am very excited at the prospect of saving using my Disney Rewards card. Also, my girls are excited because my being a Disney Rewards member means they get an opportunity to meet and have their photo taken with the Disney Princesses at the exclusive Chase Disney Rewards Member area! Being a Disney Rewards cardholder not only increases my buying power, but provides me with extra incentives that make using this card a real treat!
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4 Star Rating
I do not use this card very often but I signed up for it when they were offering a promotion of $200 in gift cards. They followed through with it and I was really pleased with that offer. I live in Florida so I also get discounts when I am in Disney. With all of the out of town family and friends who come here, I end up at Disney at least once every year. The discount really helps because Disney can be pretty expensive. I am a fan of Disney, but I am a little bit burnt out on going there and it makes me feel better that I get discounts when I have to go.
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5 Star Rating
The Disney Reward Visa card is an amazing idea for those who love Disney. It definitely perfect for those who have young children. I got mine awhile ago, and now that my children are older I do not see use using the points as often. The only problem I have is that the point system is a little confusing to understand. I do enjoy however the regularly mailed updates that show all of the cool things your family can use the Disney Dream Reward Dollars to experience and enjoy. I never used the points for a vacation so I am not completely sure how that works, but I assume it would be as easy as everything else you can do with the card. It really is a great idea, especially for the kids!
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4 Star Rating
My wife and I discovered the Disney rewards card after we got engaged and decided to use this card for all of our wedding planning expenses and any other major purchases we made leading up to our wedding. We did this as we both really wanted to spend our honeymoon at Disney World, and by using this card, we were earning points that we could use during our honeymoon at Disney World. After our wedding, we were so surprised and happy with the amount of points that we had earned and felt it was completely worth the effort to insure that we used our card for all the purchases. We were rewarded very nicely and also were able to enjoy many different perks by using our Disney Rewards card during our visit to Disney World. It was a fantastic honeymoon and after all was said and done, we were very thankful that we had discovered this card and were able to benefit from it while on our honeymoon!
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4 Star Rating
The Disney Rewards Visa card from Chase has helped our family realize our vacation plans. We currently earn 1% in Disney Dream Reward Dollars on purchases we make with our credit card. For every $100.00 spent on & purchases on the card, we earn one Disney Dream Reward Dollar. One Disney Dream Reward Dollar is worth $1.00 when redeeming it for Disney products and offers.
In addition to earning Disney Dream Reward Dollars, the Disney Rewards Visa card from Chase comes with many perks. If you take your card to any of the Disney Parks, you are entitled to discounts at some of the park stores and also a "meet and greet" and photo opportunity with some of the Disney characters. You can get credit on a Disney Cruise and also interest free Disney Vacation Club financing. You can get discounted Broadway tickets to Disney shows and discounts on Disney magazines as well.
Redeeming your Disney Dream Reward Dollars is easy. You can request a Disney Rewards Redemption Card as soon as you have 20 Dream Dollars. A Disney Rewards Redemption Card is accepted at most Disney locations. Instead of paying by cash or credit card, you're redeeming the Dream Dollars you've earned. You can get a Redemption Card by mail or at one of the Disney Parks.
It took us a while to earn as many Dream Dollars as was needed for our Disney vacation. However, by using our Disney Visa card for everyday purchases, Chase is certainly helping us reach our goal of another Disney vacation soon.
In addition to earning Disney Dream Reward Dollars, the Disney Rewards Visa card from Chase comes with many perks. If you take your card to any of the Disney Parks, you are entitled to discounts at some of the park stores and also a "meet and greet" and photo opportunity with some of the Disney characters. You can get credit on a Disney Cruise and also interest free Disney Vacation Club financing. You can get discounted Broadway tickets to Disney shows and discounts on Disney magazines as well.
Redeeming your Disney Dream Reward Dollars is easy. You can request a Disney Rewards Redemption Card as soon as you have 20 Dream Dollars. A Disney Rewards Redemption Card is accepted at most Disney locations. Instead of paying by cash or credit card, you're redeeming the Dream Dollars you've earned. You can get a Redemption Card by mail or at one of the Disney Parks.
It took us a while to earn as many Dream Dollars as was needed for our Disney vacation. However, by using our Disney Visa card for everyday purchases, Chase is certainly helping us reach our goal of another Disney vacation soon.
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4 Star Rating
We applied for and got a Disney Credit Card last year just before Christmas. They were offering $200 in gift cards for signing up and are we ever glad we did. We used the gift cards to help with Christmas gifts and have used the credit card ever since. We are very pleased with the credit card and the terms of the credit card. It is accepted most places and easy to stay on top of my account and the payments owed. We have never had to pay an annual fee and are able to check up on our account on the internet which is a bonus.
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5 Star Rating
I love my Chase Disney card! I use this card for all of my everyday purchases, as well as my bills. It is so easy and fast to earn points for Disney. I mostly use my points at Disney World. They give you a fun credit card to use when you redeem your points. Plus you get a discount on merchandise at Disney World! They also are always doing special offers like discounts on tickets, resorts, and double points. They also have special events like members only photos ops at Epcot. The card designs you can choose from are awesome everyone always comments on my Finding Nemo card. They also have more manly looking cards if that is your thing. This card is a must for any Disney fan!
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Offer last updated: Jun 21st, 2022 at 09:19 ET