The Express Credit Card has a grace period of at least 25 days, lasting from the end of each billing cycle until the payment due date. If you pay your Express Credit Card statement balance in full every month, the issuer will not charge any interest.

Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period. The remaining balance and any new purchases will then start to accrue interest that compounds daily. To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months.

It can take as little as a minute to get approved for the Express Credit Card. If you don't get instantly approved, it usually takes 7-10 business days to receive a decision on your application.

Having said that, you can check the status of your Express Credit Card... show more

The Express Credit Card reports to the major credit bureaus Transunion, Experian and Equifax on a monthly basis, but there's no way to tell the exact date.

The easiest way to find out exactly when your activity is reported to the bureaus is by checking your credit reports.

You can download the Express Next Credit Card mobile app by clicking here. It can be downloaded for iOS and Android.

You can use it to manage your Express Next Credit Card, but you can also add your account to your digital wallet for faster checkout and... show more

It's hard to tell, as they will take into account multiple factors and make a decision afterwards. And while many users report initial Express Next credit card limits of about $500, that can change if you have a good or excellent score, a credit utilization of around 30% or lower... show more

No, unfortunately you can't get a cash advance with your Express Next Card. It's a store card, so it's relatively easier to get, but it does come with some drawbacks, like not being able to use it everywhere, or not allowing cash advances.