Farmville Prepaid Card

I’ll tell you what, I would feel pretty silly carrying around a Farmville Prepaid Card in my wallet. I mean imagine whipping that out to pay for a meal at a nice restaurant. On the other hand, I always preach evaluating cards on their terms rather than their branding, so I have to practice that. The Farmville prepaid card has very few fees, which might make it immediately more appealing to you than many of the fee-laden cards out there like the Suze Orman Card. But you have to consider how expensive the card would be practically, and if you’re someone who makes a few ATM withdrawals per month, the fees could add up. You only get free ATM withdrawal per month, and after that you’ll likely have to shell out around $4 for each transaction (the Farmville Card’s $2.00 ATM fee, plus an owner surcharge). So, if you are using a prepaid card as a replacement checking account, you can likely find a less expensive option. I like the GreenDot card since it does not charge a monthly fee when you deposit at least $1,000 per month (you could easily meet this requirement by directly depositing your paycheck) and offers free ATM withdrawals. If you’re using the card as a teaching tool for your child, well, the Farmville Card could be a decent choice since it has low fixed costs. I would probably just get them the standard American Express Prepaid Card though because it has the same fees and does not bring the Farmville aspect into things. I would be nervous that my kids would overspend just to earn some stupid in-game rewards. I suppose that could be a quality teaching opportunity though because I would just laugh if they tried to hit me up for more cash! Ultimately, the Farmville Prepaid Debit Card is decent, but that’s not because it’s Farmville branded, it’s because its terms mirror the standard Amex Prepaid Card. The Farmville aspect doesn’t really bring much to the table, aside from the dubious lure of earning virtual rewards on your real money.