You can log in to your First Digital Mastercard® account by going to the login page on the First Digital website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.

How to Register for Online Access on your First Digital Card Account

1. Register your First Digital Card for online account access. Click “New here? Register” and enter your 16-digit account number, the last 4 digits of your Social Security number, your postal code, and your email address to verify your credit card account.
2. Choose your First Digital Card username and password. Your username must be between 8 and 50 characters long, and can contain letters, numbers, periods, underscores, and the @ sign. Your password must be 8 to17 characters long; have no spaces; and have at least 1 lowercase letter, uppercase letter, number, and special character.
3. Log in with your new First Digital Card credentials. From the login page on the First Digital website or mobile app for iOS and Android, fill out the User ID and Password fields using your new credentials, and click “Log In” to access your account.

After you have signed up and logged in, you'll be able to manage your First Digital Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot your Password” on the First Digital login page. Then, just follow the prompts to reset or retrieve your username or password.

The First Digital Card credit limit is $300 or more. Everyone who gets approved for First Digital Card is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the...

Yes, the First Digital Mastercard® card is legit. This card is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The First Digital Card also reports information to the major credit bureaus each month.

Here's Why The ...

You cannot check for First Digital Card pre-approval. First Digital does not offer pre-approval through its website, so anyone interested in applying for the First Digital Card will have to do so without the benefit of checking for pre-approval beforehand.

You can, however, use WalletHub's CardAdvisor tool instead and...

The First Digital Card APR is 35.99%. That's one of the most expensive credit card APRs on the market, and the average credit card charges around 20.16%. Therefore, it's not a good idea to carry a balance on this card. The APR for cash advances (using your card...

The First Digital Card annual fee is $75 for the first year and $48 after that. The First Digital Card also charges cardholders monthly fees, starting with the second year an account is open. In addition, new cardholders are required to pay a one-time fee to open an account.

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The First Digital Mastercards requires a checking account to apply.

The application is available online, and First Digital's website says you can get a decision in as little as 60 seconds.

Yes, applying for the First Digital Mastercard will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.

There is no way to...

Otherwise, you can sign in to your account to contact them, or send your inquiries via mail to the following address:

First Digital Card
PO Box 85650
Sioux Falls, SD 57118

The First Digital Mastercard® works as a first-time credit card since it is available to people with bad credit. It is not the best choice for a first-time credit card, though, because it charges an annual fee of $75 1st yr, $48 after, and a monthly fee after the...