I think I was approved for a card weeks ago. Never received it. What can I do?
22
UpvotesReply
WalletHub
Your best bet is to call First National Bank's customer service at 888-530-3626 to see what's going on. When did you apply for the card?
First National Bank of Omaha American Express® Card
First National Bank of Omaha American Express® Card
We're sorry, but the First National Bank of Omaha American Express® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 888-530-3626, Ext.
You can review First National Bank of Omaha American Express® Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
RewardsAPRQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
A one-time $100 automatic statement credit when you spend $500 in the first 3 billing cycles.
Earn 1.5 points (equal to 1.5% cash back) for each $1 spent on net purchases.
Rewards earned never expire and are redeemable in 2,500 point increments equaling $25.
APR on Purchases
21.24% (V)
Balance Transfer
APR: 21.24% (V)
Balance Transfer Fee
First National Bank of Omaha American Express® Card's Additional Info
| cash advance fee | 5% (min $15) |
| cash advance APR | 25.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 21 days |
View your FICO® Credit Score each month online - for free.
Zero Liability guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
With CONNECT from American Express, you have access to a range of offers for shopping, dining, presale ticket access to popular entertainment, sporting events and more.
Auto Rental Insurance and Travel Accident Insurance.
Purchase Protection and Extended Warranty.
Questions & Answers
Don't see what you're looking for? Submit your question about First National Bank of Omaha American Express® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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What credit score is needed for the First National Bank of Omaha American Express card?
14
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WalletHub
You'll need excellent credit for the First National Bank of Omaha American Express card approval, which means a credit score above 750. You can get your credit score for free on WalletHub.
However, your credit score won't be the only factor taken into consideration, as the issuer will... show more
I have not received a bill from this credit card. Must I register online on this site to get a bill?
12
UpvotesReply
How do I pay my American Express at First National Bank of Omaha?
10
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What is my credit limit?
8
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How can I customize my First National Bank of Omaha American Express card?
3
UpvotesReply
Nicolas Muller
You can customize your First National Bank of Omaha American Express card by logging into the full site. Then select "Account Services" and then "Design Your Card".
If you have further questions, call 1-888-980-5840.
What's the status of my application?
3
UpvotesReply
How can I see if I was approved?
1
UpvoteReply
Does this American Express card have the same benefits through Ticketmaster as a regular American Express card?
1
UpvoteReply
How can I see my purchases on the computer?
1
UpvoteReply
Compare The First National Bank of Omaha American Express® Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 billing cycles
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR21.24% (V)
Regular APRSee Pay Over Time APR
Regular APR14.24% - 24.24% Variable
Rewards Rate1.5 points / $1
Rewards Rate1 - 4 points / $1
Rewards Rate1.5 points / $1
People Also Apply For
First National Bank of Omaha American Express® Card Reviews
Share your insights and review the First National Bank of Omaha American Express® Card
3.6
526 reviews
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5 Star Rating
Verified CustomerFNBO has been one of the best banks I've ever dealt with and their customer service is phenomenal. Everything from credit limit increases to some of the best balance transfer offers I've seen. Great bank.
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Thank you for the five star review, Steven! We appreciate your business and loyalty.
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1 Star Rating
They don’t even deserve one star. I was able to consistently make my payments until I had to file for disability and had no income.
The woman on the phone, Nancy, said she was not comfortable working with me.
Next thing I know they shut my credit card and I’m in collections.
The woman on the phone, Nancy, said she was not comfortable working with me.
Next thing I know they shut my credit card and I’m in collections.
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3 Star Rating
I just received a mail piece on this card. I'm reading posts here from cardholders saying there is no annual fee. The piece I just received calls for an $89 annual fee with a 3.5% variable APR. Anybody else get this? I'm skeptical.
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1 Star Rating
I just got preapproval in the mail today. No fee is all over the mail piece. But no rewards either. No intro rate either. I have a QS, Citi Double and Discover so why would I want a card with no rewards? I would like an Amex but not under those terms. My score is over 740
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5 Star Rating
Very good card so far. Fair credit line. Great app to pay bills online. Talked to customer service couple times both spoke clear English and reps are a joy to talk with . Got invite to apply for there Ram/Dodge card and it also looks like a great card. Will probably apply for it soon. All in all FNBO gets 5 STARS FOR SURE. GREAT CARD GREAT PEOPLE.
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1 Star Rating
i was with FNBO amex for years ..last month I called and spoke to a manager asking for approval for deferred payment 1 year to pay deal and i got approved she even increased my credit limit that i was able to buy airline tickets .. But when the bill came there is an interest of $45+. When a asked the supervisor named LYN,, she said that there was not a recorded or noted conversation stipulating i was approved for a deferred payment.. I will never use this card again..i had been a good customer,,and to be treated like this ,is just preposterous.. YOU people are LIARS!!
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4 Star Rating
The First National Bank of Omaha America Express Credit Card is a pretty good card that has a great feature of having no annual fees. The Rewards for this card is a Cash Back system, and you can get 2% cash back on gas and grocery store purchases and 1% on other applicable purchases. That is good in a way to recoup money after your daily needs. The Purchase, Balance Transfers, and Cash Advances are on par with other cards, and there's a Introductory 0% APR for the first 12 billing cycles for whenever you buy something. Comparing this to Blue Cash Preferred from American Express, the bonus from the Omaha American Express Card is lacking, since Blue Cash has an initial bonus of $150 and higher percentages on cash back. I'd definitely recommend the Omaha Card.
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4 Star Rating
The First National Bank of Omaha American Express Credit card offers a nice rewards program - 2% on gas and groceries, and 1% on everything else which most cards offer now a days. Now starting off you get 0% APR and balance transfers for 1 year, which is always nice and standard to decent credit cards. It also has a nice variable for which you can get as an APR, which is very important. This card is a great all around casual card if your the average person doing the average spending. Get your balance transferred, paid off, and earn some points, while getting some cash back on everything you do. It reminds me of my TD Platinum card which i use frequently for the cash rewards. I would highly recommend this card.
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4 Star Rating
In terms of a reward card, the First National Bank of Omaha Credit Card offers pretty decent awards. 2% back on groceries and gasoline is quite nice for the category, and the 1% on other purchases has become a standard for rewards cards. However, this card comes with a few nice perks such as the no interest for the first 12 months of owning the card, which I know can be a godsend. The rewards program is weaker than say, the TrueEarnings Credit Card from Costco and American Express, but there's no annual fee on this card and it offers good enough cash back - I would strongly consider this card.
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4 Star Rating
I love the fact that the First National Bank of Omaha American Express® Credit Card has no annual fee, and that the reward system they have is much simpler than any other. I rather just have a lower rate the some gimmicky rewards, but if I am going to have one, I'd much prefer one like this. Also, a year with no balance transfer fee and no interest rate on purchases is nice. Overall, the First National Bank of Omaha American Express® Credit Card is a solid choice for someone with great credit who wants a no-frills option but still wants a cash back reward program.
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Offer last updated: Apr 13th, 2022 at 00:37 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
See Pay Over Time APR
ANNUAL FEE
$250
REWARDS RATE
1 - 4 points / $1
REWARDS BONUS OFFER
60,000 points
MINIMUM CREDIT