How do I check my First Premier Gold Card application status?
14
UpvotesReply
WalletHub
You can check your application status by calling the issuer's customer service department at 800-987-5521. Good luck!
First PREMIER® Bank Gold Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The First PREMIER® Bank Gold Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubQualify with bad creditDoes not require security depositHigh membership feesHigh Regular APRForeign fee
WalletHubQualify with bad creditDoes not require security depositHigh membership feesHigh Regular APRForeign feeFirst PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card
We're sorry, but the First PREMIER® Bank Gold Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-987-5521, Ext.
You can review First PREMIER® Bank Gold Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
APRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Bad Credit
Fees
One-Time Fees$55 - $95
Annual Fee$50 - $125 1st yr, $45 - $49 after
Monthly Fee$0 - $8 1st yr, $6.25 - $10.4 after
APR on Purchases
36%
WalletHub Review
First PREMIER® Bank Gold Credit Card Pros & Cons
Qualify with bad credit
Does not require security deposit
High membership fees
High Regular APR
Foreign fee
First PREMIER® Bank Gold Credit Card's Additional Info
| cash advance fee | 5% (min $8) |
| cash advance APR | 36% |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 27 days |
Based on your creditworthiness, this card requires a one-time up front Processing Fee of $55 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $50 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after. If your credit limit is $500, the annual fee will be $125 in the first year. After that, you will pay a $49 annual fee and $10.40 per month.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account
* We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank
Questions & Answers
Can't find what you are looking for? Submit your question about First PREMIER® Bank Gold Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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How much is the First Premier Bank Gold card cash advance limit?
11
UpvotesReply
Sue Patterson
Your initial First Premier Bank Gold card cash advance limit is 10% of your spending limit, but it can jump to 50% after your account has been open for at least 90 days, provided it's in good standing. That means you could withdraw up to $50 initially and up to...
Can I use my card to pay bills once I pay the processing fee?
9
UpvotesReply
WalletHub
No, not immediately. Your card will be mailed to you after you pay the processing fee, and it can then take up to 10 business days to arrive. You will be able to make payments and purchases at that time. Hope this helps.
When will my card be activated?
7
UpvotesReply
WalletHub
You will receive your card 7 to 10 business days after you place your refundable security deposit. You will then be able to easily activate it online or over the phone. Hope this helps.
How much is the additional card fee?
5
UpvotesReply
How can I get a First Premier Bank Gold card credit limit increase?
4
UpvotesReply
Kim Porter
You can get a First Premier Bank Gold card credit limit increase by requesting it. After your request is evaluated and your account is considered eligible, the increase will be approved.
Keep in mind that every time this happens, a credit limit increase fee of 25% will be assessed...
How do I check my First Premier Gold card application status?
4
UpvotesReply
I paid the processing fee. When will I receive my card?
4
UpvotesReply
WalletHub
It should arrive within 7 to 10 business days. If you don't receive it in this timeframe, you may want to call customer service at 800-987-5521 to see what's going on. Enjoy!
Does it include rental car coverage?
3
UpvotesReply
@tzerla
No it does not include rental car insurance.
How can I get a First Premier Bank Gold card cash advance?
2
UpvotesReply
Robert Sambrick
You can get a First Premier Gold credit card cash advance at virtually any ATM, but that doesn't mean you should do it, because it's incredibly expensive.
If you decide to go for it, you will need a cash advance PIN that you can obtain by calling (800) 501-6535.
Compare The First PREMIER® Bank Gold Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR36%
Regular APR26.99% - 29.99% (V)
Regular APR29.99% or 36%
Rewards RateNone
Rewards RateNone
Rewards Rate1 - 3% Cash Back
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First PREMIER® Bank Gold Credit Card Reviews
Share your insights and review the First PREMIER® Bank Gold Credit Card
2.4
415 reviews
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5 Star Rating
Verified CustomerMy bank forgot to make a payment told me they made it and didn't come to find out they didn'I was very upset about it trying to build my credit up and it made me went bad but it'll be fixed
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5 Star Rating
Verified CustomerI like this card it's about time to ask for a credit line increase I should be able to double my credit limit which in the next couple days
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5 Star Rating
Verified CustomerI like first premiere! Thay are always there In a time of need! My card number got high jacked and before the charges even hit my account we had it closed out and a new card on the way.
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2 Star Rating
Verified CustomerSo many fees. Glad they took a chance on me but I was charged $95 (processing) fee and a $75 (annual) fee just to get started. To add an authorized user or ask for a credit limit increase all cost more fees. Plan on closing this card at my 1 year mark. Edit::: I closed the account just before the yearly fee as they would not waive the fee. So glad I did! My credit score has improved dramatically
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4 Star Rating
Verified CustomerGood card for building credit be careful of fee but they give a good credit line and increases if you keep on top of payments. Worth a try to rebuild!
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2 Star Rating
Verified CustomerFirst premier is a great first card to have. Just don't let it go over limit. They will put it in your credit and your credit will go down 100+ points but once you pay it, your credit will go back up. Slowly.
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5 Star Rating
Verified CustomerGreat card so far highly recommended if you are going to stay within your 20% of credit usage. This card has been a life saver and it’s my very 1st card
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2 Star Rating
Verified CustomerCustomer service is terrible, and getting a hold of a real person is impossible. Overall, I’m gonna pay it off, and just keep it as a credit utilization leverage.
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2 Star Rating
Verified CustomerAnnual fees and monthly fees are a deal breaker. These cards are all fees and very interest even though your credit is starting to level out. Consider them predator credit cards.
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1 Star Rating
FEES,FEES,FEES! It's a hassle to get anywhere on your balance with all the fees. There's no customer perks for being on time. I paid my card off and will be closing this account. Aspire offered me 2k with no fees so it's a no-brainer!
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Review First PREMIER® Bank Gold Credit Card
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Offer last updated: Apr 24th, 2023 at 18:26 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
26.99% - 29.99% (V)
ANNUAL FEE
$0 - $59
REWARDS RATE
None
BONUS OFFER
None
MINIMUM CREDIT