We're sorry, but the First PREMIER® Bank Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-987-5521, Ext.
You can review First PREMIER® Bank Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Based on your creditworthiness, this card requires a one-time up front Processing Fee of $55 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
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Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
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Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $50 - $125 in the first year, $45 – $49 after.
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Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.
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Reports your credit history to the major Consumer Reporting Agencies.
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Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
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* We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
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The First Premier Bank Mastercard phone number for customer service is (605) 357-3440. To make payments, check your balance, request a PIN or report your card lost, use their automated system by dialing (800) 987-5521.
You could also reach a First Premier representative online, by signing in to your account or via their app for iOS and Android.
Ultimately, you could contact First Premier via mail at:
First PREMIER Bank PO Box 5524 Sioux Falls, SD 57117-5524
You can pay your First Premier Bank Mastercard processing fee online, from the applications page by following the instructions. Once the payment is processed, your account will be opened.
The First PREMIER Bank Mastercard Credit Card charges an application-processing fee, an annual fee, and a monthly fee. The exact amounts depend on the credit limit you're assigned, but the processing fee could be anywhere from $25 to $95. Unsecured credit cards for bad credit come with processing fees and...
Share your insights and review the First PREMIER® Bank Credit Card
5
23%
4
25%
3
22%
2
13%
1
17%
3.2
60 reviews
60 reviews
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Selena @selenaikf2020
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5 Star Rating
Verified Customer
Great bank and pretty cool card I suggest this bank to everyone if they want a credit card I use it for everything and it has low payment cost each month
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Jeremiah @j1347568l
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5 Star Rating
Verified Customer
A great card to work with and they are so willing to help you so where you can grow your credit but at the same time get the things you need
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Brian @tezjork
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1 Star Rating
Verified Customer
This is the worst credit card company to deal with they closed my account for making too many payments on Ky card like umm that’s what y’all should want then sent me a refund check for the balance I had abs when I did a dispute that’s when they attacked my credit report. They said I frauded them before but if I did why open me a new account it makes no sense. First premier will be facing a lawsuit from me real soon
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Melinda @melindamiranda69
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3 Star Rating
Verified Customer
Low credit amount with no increase on credit limit. I made payments on time and was denied an increase. I am considering canceling my card.
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Natosha Tilmorn @natosha_tilmorn
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2 Star Rating
The Premier First Bank Credit card is one of the worst cards I have ever had. They have so many fees it is ridiculous. I got mines with a $300 limit, but with the fees they take off upfront it was only $225. Not only do they have a fee to activate, there is a yearly or sometimes monthly fee also. And the APR is way too high at 36%. This is basically a card for anyone that has credit problems and can't get anything else. Otherwise I advise not to touch this one. They do have good customer service though I will give them that.
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1
Jade Garcia @jgarcia001
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2 Star Rating
This is an alright credit card for beginners, with not so well credit scores. Never had a problem using card and came in handy once activated. But the fees are pretty high to activate and yearly fee also. I would continue to refer friends to this card to rebuild credit. With the advise of the fees, but all around a good starter credit card. Would also look into upgrading cards with this company since they are really easy to work with.
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George Gitmolykes @george.gitmolykes
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4 Star Rating
I have had this card since January and it has worked well for me especially since my credit score is not so well. After you apply for the card, it will arrive in the mail in about one week and then you can begin re-establishing your credit. The only major catch is to not miss a payment with Premier Bank because the bill amounts will stack up.
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1
Joshua Hallmark @joshua.hallmark.9
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4 Star Rating
This is a great card if you have had credit problems or are just starting out. There is a great average limit with a decent price tag on it. If you can afford the fees then you can move on to bigger and better credit. It is also great for emergencies when there are just not enough funds to get to the next check. After a great experience, I would recommend this card to anyone if they are just starting or need the credit boost.
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Vinni Anderson @foodwateroxygenmusic
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2 Star Rating
The card is an okay beginner card, the fees are expensive and when you make a high payment it takes a while for the payment to post to the account sometimes fifteen days.
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Kia Bia @kia_bia_758
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4 Star Rating
I am really grateful for this card. It has been very difficult for me to secure a credit card due to messing up my credit at a very young age. This card has allowed me to have some buying power. The rates are high, but they cater to customers with poor credit. The initial credit limit started off low but they will grant you increases as time go on. I have never experienced any issues with the card, nor have I had any issues with the company. I would highly recommend this card to anyone who has had credit issues in the past and are trying to rebuild their credit.
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