First PREMIER® Bank Mastercard Credit Card

The First Premier Bank Mastercard does not allow you to get cash back when checking out at the register.

You can do a cash advance at an ATM, once you obtain a PIN from customer service, but we recommend avoiding such transactions whenever possible given how costly they are.

You cannot use a prepaid card to pay the First Premier Mastercard processing fee. You will need a bank account with a debit card to perform this operation. Hope this helps.

Making a payment does not add to your credit limit, but it does free up some available credit for use. In other words, the amount of your payment can once again be used to make purchases. To actually get a higher credit limit, you will have to request an increase from your card’s issuer. You can learn more about that here: http://wallethub.com/edu/how-to-increase-credit-limit/25857/ . With that being said, it’s important to note that secured credit cards are a bit different. Because your credit limit will generally equal the amount of your refundable security deposit, you can increase your limit by adding to the deposit. More information about secured cards can be found here: http://wallethub.com/edu/secured-cards/19575/ . Hope this helps! Please let us know if you have any other questions.

Unfortunately you cannot. Your initial cash advance limit is 10% of your spending limit, which is likely to be $300 to $500. It can jump to 50% of your spending limit after your account has been open for at least 90 days, provided your account is in good standing, but even that might not be enough for a $1,000 cash advance. That could end up being a good thing, too, considering that you’d get charged a 5% cash advance fee and your balance would immediately begin accruing interest at a rate of 36%. It’s not worth incurring such costs for anything but the biggest financial emergencies. With that being said, this card belongs to a network of 24,000 surcharge-free ATMs, and you can find the closest location here: https://firstpremier.com/locations/ . Please let us know if you have any other questions.

Your First Premier Mastercard cash advance limit is 10% of your credit limit, or $30.

But you will need to obtain a PIN from First Premier before performing a cash advance.

You can reach their customer service department at 800-987-5521. You should also know that cash advances are quite expensive. You'll be charged a fee of 5% (min $8), and interest will immediately begin accruing at a 36% rate.

For more information about cash advances, check this guide.

No, unfortunately you cannot use a gift card to pay the application processing fee. You will need a bank account with a debit card to do so. Hope this helps.

Your available credit limit will rise again, when you make the necessary payments to your credit card.