Info about First PREMIER® Bank Mastercard Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APR1,663Reviews167Q&AContactBad Credit
36%
by John Kiernan
November 22nd, 2022
Qualify with bad credit
Does not require security deposit
High membership fees
High regular APR
Foreign fee
| cash advance fee | 5% (min $8) |
| cash advance APR | 36% |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 27 days |
Based on your creditworthiness, this card requires a one-time up front Processing Fee of $55 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $50 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.
Your account history reports to the major Consumer Reporting Agencies
Use your card everywhere Mastercard® cards are accepted.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
*We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
Can't find what you are looking for? Submit your question about First PREMIER® Bank Mastercard Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Your First Premier Bank Mastercard payment options include paying by phone (800 501-6535) with a checking account or a debit card, paying on First Premier's website with a checking account, or mailing a check or money order to First PREMIER Bank, PO Box 5529, Sioux Falls SD 57117-5529.
Lastly, you can pay using cash at MoneyGram locations, Western Union and other locations nationwide, which you can find here.
You can use your First Premier Bank Mastercard as a payment method at most car rental places.
You will even get the card's car rental protection. To qualify for the coverage, you must pay for the entire rental agreement (tax, gasoline, and airport fees are not considered rental charges) with...
10 percent of balance allowed
Paying off your First Premier Bank Mastercard will not waive the annual fee.
The First Premier Bank Mastercard has an up-front processing fee of $25-$95, and an annual fee of $75-$125.
It also has a monthly fee of $0-$8 waived in the first year. Starting the second year...
10 percent of balance only allowed
The First PREMIER® Bank Mastercard Credit Card's payment address is:
First PREMIER Bank
PO Box 5529
Sioux Falls SD 57117-5529
Make sure you send your mail payments at least 5-7 days before your due date to avoid being charged with late fees. For faster processing, though, you...
To apply for the First PREMIER® Bank Mastercard Credit Card:
You can get approved for this card even with bad credit, but it's also important to have enough income and an adequate income-to-debt ratio to qualify.
You can add a First Premier Bank Mastercard authorized user online or by calling (800) 987-5521. You may be charged a $29 fee for each additional cardholder you add to your account.
Also note that you'll be the one responsible for your authorized user's purchases.
Share your insights and review the First PREMIER® Bank Mastercard Credit Card
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Offer last updated: Nov 22nd, 2022 at 13:31 ET
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