First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card
Accepted Credit Scores
Fair Credit, Limited History, Bad Credit
Minimum Security Deposit
$200
Fees
APR on Purchases
14.24% (V)
WalletHub Review
First Progress Platinum Prestige Pros & Cons
Low regular APR
Qualify with limited or no credit history
Membership fees
Foreign fee
Requires security deposit
First Progress Platinum Prestige's Additional Info
cash advance fee | 3% (min $10) |
cash advance APR | 23.24% (V) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide program; available in all 50 US states *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Questions & Answers
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How can I pay my First Progress Platinum Prestige deposit?
Upon filling out a First Progress Platinum Prestige Mastercard application, you will be asked to add your checking or savings account information or use a money order, for your card's security deposit, should you get approved.
The amount that you choose to deposit ($300 - $2,000 with this First...
If I make a deposit of $250, what will my credit limit be?
$250. Your security deposit will become your initial credit limit.
How to increase the card's limit?
What's the starting credit limit for the First Progress Platinum Prestige card?
The starting credit limit for the First Progress Platinum Prestige card is $200. This is the minimum refundable security deposit you need to make in order to open your account.
This amount will also serve as your credit limit, not allowing you to spend more than you can actually...
Will First Progress check my credit if I apply for the Platinum Prestige credit card?
Yes, First Progress will check your credit if you apply for a Platinum Prestige credit card. But it will only do a soft pull, without hurting your credit score.
So your chances of approval are high even with a bad (300+) credit or without a credit score at all.
Can you pay the deposit with a prepaid debit card?
Yes, you will be able to pay your deposit with a permanent prepaid debit card. Temporary ones don't work.
Where can I check my First Progress Platinum Prestige balance?
How can I reach the First Progress Platinum Prestige card customer service?
You can reach the First Progress Platinum Prestige card's customer service:
- Online
- By calling (866) 706-5543
- By sending your inquiries to the following address:
First Progress Card
P.O. Box 9053
Johnson City, TN 37615-9053
How can I qualify for First Progress Platinum Prestige graduation?
Currently First Progress doesn't offer any unsecured cards.
If you've managed to improve your credit score and have at least a fair (640+) credit, you could apply for another credit card, one that's unsecured. Click here to check out the best offers.
Compare The First Progress Platinum Prestige
First Progress Platinum Prestige Reviews
Share your insights and review the First Progress Platinum Prestige Mastercard® Secured Credit Card
What's Your Rating?
DO NOT APPLY FOR THIS CREDIT CARD, SCAM!!! They will do a hard inquiry and they do report. My credit score dropped 71 points after being approved. I'm trying to build my credit and I paid them $200.00 to have score lowered by 71 points. They are LIARS!!!! Their inquiry is on my credit report. I spoke to customer service and they told me that "negative reporting" is not the same as "reporting" that incurs a negative result.
I just received my card, so far so good. Don't spend what you can't pay back. I'm hoping my credit score will go up. I found easy way to pay my bill online and early I downloaded the Doxo app and sent my first payment in and I subscribed to Doxo so I won't have to pay to send the money
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