You can get approved for the First Progress Platinum Prestige card even with a credit score of 300. That means even people with bad credit have a shot at getting approved for the card. It's worth noting that the First Progress Platinum Prestige card accepts people with limited credit, too.

You should also note that while the credit score requirements are lenient, approval is not guaranteed. Your application can still be rejected if you have a pending bankruptcy on your credit report, or if you can't afford to fund the card's security deposit.

Upon filling out a First Progress Platinum Prestige Mastercard application, you will be asked to add your checking or savings account information or use a money order, for your card's security deposit, should you get approved. 

The amount that you choose to deposit ($300 - $2,000 with this First...

The starting credit limit for the First Progress Platinum Prestige card is $200. This is the minimum refundable security deposit you need to make in order to open your account.

This amount will also serve as your credit limit, not allowing you to spend more than you can actually...

Yes, First Progress will check your credit if you apply for a Platinum Prestige credit card. But it will only do a soft pull, without hurting your credit score.

So your chances of approval are high even with a bad (300+) credit or without a credit score at all.

Yes, you will be able to pay your deposit with a permanent prepaid debit card. Temporary ones don't work.

You can check your First Progress Platinum Prestige balance by calling 877-724-0932 or requesting the free app online, after creating an account here.

This app also lets you track and pay all your bills and keep up with previous payments.

You can reach the First Progress Platinum Prestige card's customer service:

• Online
• By calling (866) 706-5543
• By sending your inquiries to the following address:

  First Progress Card
  P.O. Box 9053
  Johnson City, TN 37615-9053

Currently First Progress doesn't offer any unsecured cards.

If you've managed to improve your credit score and have at least a fair (640+) credit, you could apply for another credit card, one that's unsecured. Click here to check out the best offers.

You can make a First Progress Platinum Prestige Mastercard® Secured Credit Card payment online, by phone, through the First Progress mobile app or by mail. To pay a First Progress Platinum Prestige bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is...