First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card
Accepted Credit Scores
Fair Credit, Limited History, Bad Credit
Minimum Security Deposit
$200
Fees
APR on Purchases
14.24% (V)
Editor's Take
First Progress Platinum Select Pros & Cons
Qualify with limited or no credit history
Membership fees
No rewards
No rewards bonus
Foreign fee
First Progress Platinum Select's Additional Info
cash advance fee | 3% (min $10) |
cash advance APR | 20.24% (V) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide program; available in all 50 US states *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Questions & Answers
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Can you get approved for the First Progress Platinum Select card after bankruptcy?
Yes, you can get approved for the First Progress Platinum Select card after bankruptcy. More specifically, this card doesn't do a hard inquiry on your credit report. There's no minimum credit score, either. First Progress just needs to verify your identity and address, and you need to fund your refundable... show more
I sent the deposit i paid the 19. 95 where is my card how do i call these people
Can I apply for the First Progress Platinum Select card as a business?
No, you cannot apply for the First Progress Platinum Select card as a business. You can only use your Social Security Number (SSN) to apply. You might, however, use this card for business expenses if you'd like. Just make sure to keep your personal and business spending separate.
where do I find my account number?
Is the First Progress Platinum Select credit card graduation possible?
Unfortunately, First Progress Platinum Select credit card graduation is not possible.
How can I add an authorized user for my First Progress Platinum Select credit card?
You can add an authorized user to your First Progress Platinum Select account. To do that you should contact them at 866-706-5543 and leave a request. Please note that authorized users are not liable for account expenses and fees. You, as the primary cardholder, will bear all responsibility for the... show more
How much will my First Progress Platinum Select credit card credit limit be?
Your initial First Progress Platinum Select credit limit will be equal to your security deposit and that can be anywhere from $200 up to $2,000.
You can increase your credit limit over time to up to $5,000 with additional deposits.
Does the First Progress Secured Credit Card have a routing number?
No, it does not, as it is a credit card. Only debit cards and prepaid cards have routing numbers.
How do I find my First Progress Platinum Select Mastercard transaction history?
You can find a list of your First Progress Platinum Select transactions here. You can check your balance there too, which is always helpful.
Compare The First Progress Platinum Select
First Progress Platinum Select Reviews
Share your insights and review the First Progress Platinum Select Mastercard® Secured Credit Card
What's Your Rating?
And now, after I made the payment, I have to wait another MONTH to get a loan, because they have no ability to send a zero balance statement short of the regular mothly statements.
Disgusting customer service to save them money, When its ALREADY a secured credit card. And then they report to the credit beuraus even when they have YOUR CASH on hand to pay the balance. Insane.
And they call themselves a company to rebuild your credit. More like another shark to prey on those who have problems managing money or have fallen on hard times.
I opened my First Progress account with a mere $100 and kept increasing my limit as time went on. Eventually, after 1 year, I received my security deposit back. One thing I did not like about this card was the annual fee, but at the time I did not have many other options.
Overall, I would recommend this card to anyone who is trying to improve their credit score.
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