First Savings Credit Card ReviewsReviews, rates, fees, and customer service info for The First Savings Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo foreign feeQualify with limited or no credit historyDoes not require security depositMembership feesHigh regular APR
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The First Savings Credit Card phone number for customer service is (888) 469-0291. You can also call the number you see on the back of your card to talk to a representative.
How to Reach the First Savings Credit Card Customer Service
You can only apply for the First Savings Credit Card if you received an offer in the mail. Once you have your invitation, you need to go online and enter the reservation number and access code found on your acceptance form. After a few verifying steps, you'll be able to accept their offer.
First Savings Credit Card PO Box 2509 Omaha, NE 68103-2509
Keep in mind that payments via regular mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.
You can pay your First Savings Credit Card either online or through the mobile app. Alternatively, you can submit a First Savings Credit Card payment over the phone at (888) 469-0291 or via mail.
How To Pay Your First Savings Credit Card Bill:
Online: Sign in to your account and go to the “Services”...
If it turns out that your application is denied, there's still some hope left. Call (605) 782-3434 and wait until you're connected to a representative to ask for a reconsideration. Although it's not guaranteed to help, it certainly doesn't hurt to...
You can get a First Savings Credit Card credit limit increase by calling (888) 469-0291. First Savings will also periodically evaluate cardholders for an automatic credit limit increase, starting 6 months after an account is opened.
To improve your odds of being granted a higher credit limit, pay your bills...
The First Savings Credit Card annual fee is $49 - $75, based on your creditworthiness.
You can get approved for it even with a bad credit (300+) or a limited credit history. But currently there is no way to directly apply for it, unless you've received an offer in...
No, the First Savings Credit Card isn't a good card. It's an expensive unsecured card for people with bad credit. It has a $49 - $75 annual fee based on each cardholder's creditworthiness, as well as an APR of 29.9%. What's more, you can only apply for it if you've received an offer...
Share your insights and review the First Savings Credit Card
5
25%
4
17%
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8%
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8%
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42%
2.7
12 reviews
12 reviews
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Andy @andyn_10
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4 Star Rating
Verified Customer
Gor approved for alot higher amount than expected. Am finishing up a fraud data breach during holidays and so far been getting my money back.
Hope First Savings stays cool, so far so good
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joycepolley @joycepolley
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1 Star Rating
Verified Customer
I found out on February 16th that my bank account had been hacked. So they froze my account to do an investigation for at least 7 days. I called the first savings credit card and ask them if they could please give me a couple of more days to make my payment so I wouldn't get a late fee. I have no way of getting into my account whatsoever I can't get no money out or put no money in and do you think they would help me? NO NO NO IS WHAT THEY TOLD ME THEY CAN'T DO NOTHING!!! So anybody going to apply for this card and run into hardship good luck my advice to you would be not even to apply for this.......
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Soontobe221 @Soontobe221
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1 Star Rating
Fees - charges - RUDE CUSTOMER SERVICE. Hey, if this is what you want to deal with, the. This is the card for you! I never received a card, actually don’t know anything about the card itself, yet I receive bill after bill of what I assume is a start up fee? Which I refuse to pay and they add on a late fee. Comical! I have called twice to have this card canceled. Both of which I dealt with two very rude ladies who interrupted me before I got to finish what I was saying! My biggest pet peeve! I will NEVER do business with any company that does this. I don’t care who it is. Learn customer service! And stop trying to penny and dime people. It’s disgusting! Stay away from this card!
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wfauquier @wfauquier
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1 Star Rating
Verified Customer
This company does nothing to protect you as a user on their credit card. I have two false charges yes they are being disputed. My account was closed approximately two weeks ago and they are still allowing people to falsely charge on my credit card. We will be going to court. If you do business with this company you will get exactly what you deserve
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Steve Bier @bier79
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1 Star Rating
This bank blows. I was mailed an invitation to apply for one of their credit cards. I did the initial application online, filled out all of my information, and waited patiently. Several weeks later, I receive a letter at my PO Box, asking me to send them proof of address. When I called them to clarify, they requested me to send them proof of physical address. Kind of tough, as I don't have mail sent to my home, but I was able to find something to send to them. This was clarified with the rep I spoke with - three times - that it had to be my physical address, and that I could only send it in by snail mail. It could not be scanned, faxed, or emailed.
Several more weeks go by. Each time I call the bank, it's still in "processing" mode.
Today, I call the bank. I'm now told that it had to be something with my PO Box address on it, and not my physical address...and that, yes, I'd have to mail it in. You've got to be joking.
I had them withdraw the application. I can't deal with such stupidity.
Save yourself the trouble, sign up for Credit Karma, and take advantage of one of their credit card offers. Most of them will give you a higher credit limit, with less nonsense.
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Joe T @davis_jr_joe_t
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5 Star Rating
Verified Customer
Thanks for the accurate monitoring. This account is roughly 36 months old and I look at this as a way to measure my creditworthiness for personal success.
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Suz Ram @ssuz515
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2 Star Rating
Extremely high interest plus annual fees. This card helped me when I was building credit However once a person has repaired and has always paid on time an excellent customer should they stop gouging? I required a replacement card 2 months ago still no card. This does play in my favor though. I no longer use this high interest card almost paid off. It’s time to say goodbye. I will use my cards with much lower interest rates.
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Rey @DebtCrusher
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5 Star Rating
Verified Customer
This is a good card if your credit needs work. I think they are affiliated with First National Legacy and First Savings Blaze. Yes the annual fee is high at $75 and the interest rate is very high at 29.9%, but compared to a lot of other cards that gouge you with additional setup fees and monthly recurring fees it's palatable. They report to all three bureaus and regularly review your account for credit line increases. While they do have limits on the number and types of payments, I have never had a problem with them accepting the statement balance in full. Use them to help your credit recovery and then cancel the card once you get your profile where you want it.
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Jeremy @jdiettel
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4 Star Rating
Verified Customer
Great little card for someone looking to rebuild their credit. It has definitely helped me out! I would give it a five star if it weren't for being invite only, higher annual fee ($75 on my account) and no cash back offers. I've had this card since March and haven't ran in to any issues as of yet.
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Philip @enjoyingaz
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5 Star Rating
Verified Customer
Great card for rebuilding credit after being a homeless disabled vet for two years. Allows me to make small purchases when you don’t have the money with you.
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