Accepted Credit Scores
Excellent Credit, Good Credit
Get the business card that turns purchases into Earnings. Redeem Earnings towards a new GM vehicle and no annual fee.*
Get $750 in Bonus Earnings towards the purchase or lease of eligible, new GM vehicles after you spend $5,000 on purchases in your first 5 months from account opening.*
5% in Earnings on GM dealership parts, accessories or service purchases.*
3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on purchases everywhere else.*
APR on Purchases
0% intro APR for 12 months, 18.24% - 28.24% Variable APR after that
APR: 18.24% - 28.24% Variable
Balance Transfer Fee
GM Business Card™ Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
$750 initial rewards bonus
No intro APR on balance transfers
High regular APR
Requires good/excellent credit
GM Business Card™'s Additional Info
|cash advance fee||$0|
|cash advance APR||29.99% Variable|
|foreign transaction fee||$0|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Please note: approval is not guaranteed if you meet the credit score requirements listed above; many other factors are taken into consideration when considering your application.
0% Intro APR on purchases for the first 12 months, variable of 18.24% to 28.24% APR after.*
No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.*
See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
Questions & Answers
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