Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card
Earn 70,000 bonus miles
after you spend $2,000 in purchases on your new Card in your first 6 months.

Earn 70,000 bonus miles
after you spend $2,000 in purchases on your new Card in your first 6 months.
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0 intro 1st yr, $99 after
Rewards
Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
Enjoy your first checked bag free on Delta flights.
New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
Earn 1X Mile on all other eligible purchases.
$100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
Want even more flexibility? Take up to $50 off the cost of your ticket for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
Terms Apply.
APR on Purchases
20.24% - 29.24% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Delta Gold Card Pros & Cons
Good initial bonus offer
Up to 2 miles / $1 spent
Free checked bags
$0 intro annual fee the first year ($99 after)
High APR
Delta Gold Card's Additional Info
cash advance fee | 5% (min $10) |
cash advance APR | 29.74% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-PIN |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | 29.99% (V) |
grace period | 25 days |
Enjoy a $0 introductory Annual Fee for the first year, then $99.
No Foreign Transaction Fees.
With Send & Split®, you can send money and split purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
Delta Gold Card Reviews FAQ
Can't find what you are looking for? Submit your question about Delta SkyMiles® Gold American Express Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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How do I apply for the Gold Delta SkyMiles card?
The easiest way to apply for the Delta Gold Card is online. Alternately, you can apply over the phone, by calling customer service at (800) 223-2670.
If you have a mail offer, you can either fill out the application form you received and mail it back to...
Is the Delta Gold Card a good first time credit card?
No, the Delta SkyMiles® Gold American Express Card is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty...
Is Delta Gold Card metal?
The Delta SkyMiles® Gold American Express Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Delta Gold Card and a metal credit card, though, so don't dismiss the Delta Gold Card...
How do I earn the Delta Gold Card welcome bonus?
Delta Gold Card cardholders can earn a welcome bonus of 70,000 miles after spending $2,000 in the first 6 months. This is an excellent bonus offer for anyone loyal to the Delta brand.
Keep in mind, however, that you will not be eligible for this introductory bonus offer if...
Can I use my Gold Delta Skymiles card anywhere?
The Gold Delta Skymiles card is an American Express credit card meaning it is accepted at 8.5 million merchant locations in the U.S. and in 160+ countries and territories abroad.
Aside from the U.S., the countries where American Express is accepted most include Canada, Australia, the UK, India and...
Is the Gold Delta SkyMiles credit card a charge card?
No, the Delta Gold Card is not a charge card, like some Amex cards are. It's a regular credit card with a pre-set spending limit that allows you to carry a balance between months.
How does the Gold Delta SkyMiles refer-a-friend program work?
The Gold Delta SkyMiles refer-a-friend offer enables you to invite your friends to sign up for Delta Amex cards. You will earn 10,000 bonus miles every time one of the friends you invite gets approved for the card you referred them to.
You are allowed to earn up...
Does the Delta Gold Card offer cell phone insurance?
The Delta Gold Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it's not a benefit commonly offered by credit card issuers.
...How do I make a Delta Gold Card payment?
You can make a Delta SkyMiles® Gold American Express Card payment online, by phone, through the American Express mobile app or by mail. To pay a Delta Gold Card bill online, log in to your online account and click on “Make Payment.” Then, choose how much to pay, when to...
Compare The Delta Gold Card
Delta Gold Card Reviews
Share your insights and review the Delta SkyMiles® Gold American Express Card
What's Your Rating?
Instant available credit after making payment ( I love this because I use this card a lot and pay it instantly so I am constantly receiving miles)
No penalty for going over limit (there was an issue with a payment method I used and it put me way over my limit)
Bonus miles for groceries( this feature increased to 4x during Covid-19 which i very much appreciated)
Alerts are appreciated ( I get alerts for credits, alarming purchase, overages, and more)
Customer service is readily available and has always resolved my issues
The only con I have with this card is the fact that they changed the benefits of the card shortly after i got it. This gold delta card use to have the benefits of sky lounge but took that away. Kinda of a bummer
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