The Delta SkyMiles® Gold American Express Card is a good credit card for Delta loyalists, especially the first year. The Delta SkyMiles Gold Amex has a great initial bonus offer, has a $0 intro annual fee the first year, and gives you at least one free checked bag every time... show more
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Applicants can check their Delta Gold Card application status online or by phone at 1-888-826-3471. For both methods, you'll need to provide your Social Security number and ZIP code so that American Express can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.
How to Check Your Delta Gold Card Application Status Online
Give your Social Security number and ZIP code when prompted.
View your Delta Gold Card application status: approved, denied, or pending.
Typically, you'll receive American Express's decision on your application within minutes. If you haven't heard back within a reasonable time frame, you can always call customer service to ask about the delay.
Delta Gold Card miles do not expire as long as your account is open and in good standing. You will forfeit any miles you have yet to redeem if you or American Express closes your Delta Gold Card account for any reason.
Similarly, American Express will not allow you to...
Yes, the Delta Gold Card reports to the credit bureaus every month, within days after the cardholder's billing period closes. American Express reports the card's credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion, and Equifax.
Delta Gold Card purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse Delta Gold Card cardholders for up to $1,000 per item and up to $50,000 per cardholder per year.
You can request a Delta SkyMiles® Gold American Express Card credit limit increase online, through the American Express mobile app, or by calling customer service at 1-800-528-4800. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six...
Yes, it is hard to get the Delta SkyMiles® Gold American Express Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Delta Gold...
Yes, the Delta SkyMiles® Gold American Express Card is a credit card. The Delta Gold Card is issued by American Express, works wherever American Express is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know...
You can report a lost Delta Gold Card by calling American Express customer service at 1-800-528-4800. You can also report a lost Delta Gold Card through the American Express website or mobile app. American Express will request some security information in order to verify your identity before sending a replacement.
You cannot get a Delta Gold Card virtual number through American Express. You can get a virtual card number for a Delta Gold Card through Click to Pay instead, though. While American Express offers virtual credit cards to its corporate card customers through a program called American Express Go, this...
Yes, the Delta Gold Card does have pre-approval. American Express has an online pre-approval page where potential applicants can quickly check their odds of approval for certain American Express credit cards before they actually apply for one. Current American Express customers may also receive pre-approved offers periodically by e-mail or...
Share your insights and review the Delta SkyMiles® Gold American Express Card
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691 reviews
691 reviews
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Greg Takeshima @gregtake1
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3 Star Rating
I got this card because my girlfriends father works for Delta Airlines. It isn't a bad card but it doesn't really stick out from the bunch of airlines miles cards. It does get you a free bag (amazing what used to be free is now a privilege) for you and up to 9 of your guests on the reservation list. You are able to board early with some of the priority people so that is a plus as well. The APR isn't outrageous for a rewards card, something like 14-15%, but I pay off my balances every month as it is. The 30,000 miles is cool when you sign up but you're still short 5,0000 miles if you live in Hawaii to get a free round trip. Oh well.
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John Rea @john.rea.522
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5 Star Rating
I've been traveling for awhile, and it never really occurred to me to get a credit card with frequent flyer miles. I always assumed they were scams. Recently though, a friend received one of these cards and told me about the huge bonus miles you get early on. I could not resist the temptation, so I applied immediately. I received the card last month, and I've already been able to get two free trips across the country with it. I can not tell you how much stress this card has taken away from me. I can now use all of the money I saved up for tickets on fancier hotels and attractions. I highly recommend this card to anyone who loves to see the world.
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Christopher Fago @christopherfago1
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4 Star Rating
Traveling as much as I do, I really wanted a credit card that would benefit my lifestyle. I got the delta skymiles card because of how frequently I do fly, and how nice it is to get paid back to fly on my usual trips. A lot of people use this card to sign up for the perk of airline miles but I really like to use it to UPGRADE to first class. It's cheaper that way, then buying a full ticket with my miles. I really enjoy the bag check too because baggage rates are ridiculous now a days. Also the best thing about the Skymiles is that they don't expire, so I can use them without worry.
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Katy Stahoviak @katy.gordy
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5 Star Rating
My husband and I thought we should get an airline miles card after our recent vacation to the Virgin Islands. After some research, we decided on the Delta Skymiles card and we're quite happy with it! It's exciting to see the miles building based on spending we do anyway. We got 30000 miles for signing up, and if you spend $500 in 3 months with them, you get another 30000. They offer free bag checks which is great, and the miles don't expire or have blackout dates they can't be used on. We're excited about taking our next trip with an airline ticket we didn't have to buy, and enjoying the perks on top of that!
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Lumière Bass @lumiere.bass
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3 Star Rating
It is so nice to be able to earn miles while making normal purchases. While cash back and other similar offers are great too, miles offer me the freedom of experiencing new things and visiting loved ones. My favorite part of being a user of this card however is free bags on delta airlines! This may seem like nothing to many folks, but for me personally it saves a lot of cash since baggage rates are ridiculous nowadays. The free flight bonus on signing up is nice too, but I would look at other reasons to get this card instead. This is a good card, but in my opinion for most people who aren't as big in to travel is probably a waste of time and effort.
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WalletHub @WalletHub
Free bags have become a real perk for regular flyers. How much do you think you've saved on fees so far?
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Lumière Bass @lumiere.bass
A ton! Even if you only travel 3 round trips a year, that is 100 dollars in baggage fees for just one bag! If you have a travel partner that is 200 dollars a year and the card pays for itself and saves you an extra 100 dollars. I've had the card a couple years, but since I reach this quota easy it makes it worth it...not to mention my free 150 dollar initial flight I received at sign up. :)
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Matthew Steen @matthew.rian
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4 Star Rating
As a fairly casual credit card user, many of the big-time benefits of the Gold Delta American Express card are lost on me, as I don’t charge nearly enough to accrue enough miles to be worth anything significant. However, the benefit of getting a free checked bag on every flight I take when I use the card for booking saves me several hundred dollars a year, which is a huge benefit. Every experience I’ve had with customer service has been pleasant and helpful; my only other complaint is that it still seems as though many smaller merchants are hesitant to accept American Express. At any rate, as long as I continue to fly with Delta, I will continue to carry and use this card.
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Margie Cole @margie.cole.52
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4 Star Rating
I feel like a lot of people see a credit card offering a free flight and jump at it bc it seems really great. And while it is great, you’re looking for the most value, so it’s important to see what else is out there before applying. I’m not trying to discount the Gold Delta SkyMiles Credit Card from American Express but am just saying that it might not be as simple of a decision as you might think. To help you make this decision, here’s what in my opinion are the Delta SkyMiles Credit Card’s strengths and weaknesses.
Pros
- Free Flight - You get a free Delta flight from spending $500 in the first three months, which is pretty good. If you’re looking to benefit on summer travel though, I’d probably go with a rewards card that offers an initial bonus after your first purchase. - Free Checked Baggage - This isn’t a draw if youre not a loyal Delta passenger because other airlines like Southwest offer free bags standard, but if you fly a lot with a large family, having 9 free checked bags could save you a lot of money.
Cons
- Ongoing rewards: When you consider the fact that a card like the Capital One Venture gives you basically 2% cash back on all purchases, getting 2 miles per dollar on Delta purchases and 1 mile on everything else doesn’t seem all that attractive. - Priority boarding and in flight savings: Who cares that much about getting on an airplane first, and even with 20% savings, the stuff your going to buy in SkyMall is still going to be expensive.
When you get down to it, I’d say that the Gold Delta American Express Credit Card is a pretty good option for loyal Delta customers who fly at least a few times a year with big groups. If you’re just looking for a free flight and you don’t care who its with though, I might go with the Chase Sapphire Preferred or the British Airways Card instead of the Gold Delta SkyMiles Amex. The Sapphire gives you $500 to spend on travel or $400 cash and the British Airways Card gives you a free roundtrip transatlantic flight.
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Joe Weider @joe_weider
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4 Star Rating
Credit card companies really like branding their products with metallic colors that signify achievement and wealth, huh? It makes sense, but just like Will Ferrell in Elf, you could learn a hard lesson if you believe everyone who says they make the “world’s best cup of coffee” or offer “gold” rewards. Sure, it’s Christmas time (explains why Elf is on the brain), but you should be a bit cynical when evaluating the Gold Delta SkyMiles Credit Card from American Express. American express deals mostly with the excellent credit crowd, and the Delta SkyMiles Credit Card is no different. For your excellent credit, this card provides 30,000 bonus miles when you charge $500 in the first three months, which are good for a free Delta flight. Up to 9 people on each of your Delta reservations can also check their bags for free and you receive 2 miles for every dollar spent on Delta purchases and one mile for everything else. You also get 20% off in-flight purchases, which could be a perk if there is a good duty-free deal, but not if you just buy something from SkyMall. The priority boarding isn’t really a benefit because what does sitting on a plane for longer really get you?
When you get down to it, youre probably only going to get the Gold Delta SkyMiles Credit Card from American Express if you are a frequent Delta flyer. Other airline affiliated cards offer at least one free flight, so that’s not unique. A card like the Chase Sapphire Preferred offers a points bonus worth up to $625 in airfare, which you can use on any Star Alliance airline. The 2 points per dollar spent on travel and dining and one point on everything else also beat the Gold Delta SkyMiles Credit Card. All in all, I’d only recommend getting the American Express Gold Delta SkyMiles Credit Card if you fly a lot and mostly (if not all the time) with delta. Now aren’t ya glad you were cautious?
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