Hilton Honors™ Card from American Express
- Limited Time Offer: Earn 80,000 Hilton Honors™ Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. Offer ends 05/31/2017.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
- Enjoy complimentary Silver status with your Hilton Honors™ Card.
- Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.
- Terms Apply.
- ANNUAL FEE None
- BALANCE TRANSFER FEE 3% (min $5)
Hilton Honors™ Card from American Express' Additional Info
- MAX LATE FEE $38
- MAX PENALTY APR 29.99% (V)
- GRACE PERIOD 25 days
- ONLINE RESPONSE Yes
RATE 25.99% (V)
FEE 3% (min $5)
TRANSACTION FEE 2.7%
- SMART CHIP Yes, chip-and-PIN
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- Best-value Honors card bonus. You’ll get 80,000 Hilton Honors points by spending $2,000 within three months of getting approved for the Hilton Honors Card from American Express. That’s not the biggest bonus available from an Honors credit card – the Honors Surpass Amex Card offers 100,000 bonus points – but it is the most efficient. You’ll be earning 40 points per $1 spent with the standard Hilton Amex Card, or 23.2% “cash” back, considering that each Honors point is worth an average of $0.0058 in Hilton, according to WalletHub research. And Surpass gives you just 19.33% back with its bonus, as you have to spend at least $3,000 within 3 months of account opening to get it.
- Modest ongoing rewards. Considering the relatively low value of an Honors point, the Hilton American Express Card’s ongoing earning rates of 3 to 7 points per $1 spent amount to just 1.74% to 4.06% “cash” back, in the form of Hilton credit. That’s pretty good relative to the average cash rewards card’s offer of 1.02% back on all purchases.
- No annual fee. The standard Hilton Honors Amex is one of two Hilton credit cards with no annual fee (along with the HHonors Visa Signature Citicard). As a result, it is $16.78 per year cheaper than the average credit card, according to WalletHub’s latest Credit Card Landscape Report.
- Complimentary Silver status. Silver status is just one step up from basic Honors membership, but getting it for free from the Amex Hilton Card is still a nice benefit, given that you usually have to stay in a Hilton hotel at least four times per year to qualify. Silver status gets you a 15% bonus on all the points you earn, plus every fifth night free when you book a reservation for at least five consecutive nights.
- Above-average APR likely. The Hilton Amex Card’s APR ranges from slightly above the market average for a card that requires excellent for approval to slightly above the average for a good-credit card. And since the rate you get depends on your overall creditworthiness, people with excellent credit can expect something toward the low end, while applicants with good credit can expect a high-end rate. As a result, both groups are likely to overpay on interest if they carry a balance from month to month with the Hilton Amex.
- Good or Excellent Credit Required. You need at least good credit to qualify for the Hilton American Express Card, so make sure to check your credit score for free on WalletHub before applying.
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Last updated on: May 16th, 2017 at 10:57
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Offer last updated: May 16th, 2017 at 10:57 ET