Can I use my HSN card at other stores?
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HSN Store Card
HSN Store Card
Info about HSN Store Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Limited time offer: Receive a coupon for $10 off your single item purchase made with your new card if you apply and get approved the same day or $20 off when you apply and get approved at a later date.
HSN Card VIPs can now take advantage of 8 or more VIP Savings Events in a year.
VIP easy returns - Get $5 in Spendable Ka$h when you use the Easy Return Label, on an item purchased with the HSN Card, up to 6 times a year
APR on Purchases
0% intro APR for 12 - 18 months, 31.24% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
by John Kiernan
January 30th, 2023
HSN Store Card Pros & Cons
No membership fees
$10 initial rewards bonus
Qualify with fair credit
High regular APR
Deferred interest
HSN Store Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Deferred Interest Details: No Interest if paid in full within 12 or 18 months on items of at least $369 or $549.
You can use your card at Zulily, with benefits like 3 smart-pays on every merchandise order.
Questions & Answers
Can't find what you are looking for? Submit your question about HSN Store Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Will the HSN Store Card improve credit?
2
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Marie Fellers
You can use a HSN store card to improve your score, but that's really up to you. If you meant to ask "Will it report to the credit bureaus?" then yes it will. If you pay on time, and use it well, then yes your score will reflect that in...
Can I use my HSN card at other stores like Walmart or Best Buy?
2
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WalletHub
The HSN card is a store card issued by Comenity Bank, and it is not affiliated with a card processing network such as Visa or MasterCard; therefore, it can only be used for HSN purchases.
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How much is the monthly payment?
1
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thom Fotenberg
Well you have to take into account your balance, and the interest rate they gave you. If you used Flexpay, you can just check out the payments you have to make on their website.
How long does it take to get approved for the HSN Store Card?
0
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John Miller
You can get approved for the HSN Store Card immediately after applying if your application meets the issuer's exact criteria. Otherwise, it might take up to 10 business days to get a decision.
However, if you don't get a decision immediately after applying, it doesn't mean you won't have...
How can I pay my HSN Store Card?
0
UpvotesReply
Maria Adams
The easiest way you can pay your HSN Store Card is online. Alternatively, you can make a payment over the phone at (844) 889-9676 or via mail. The issuer allows cardholders to set up automatic payments, too.
To pay your HSN Store Card bill online, log in to...
What's the HSN Store Card payment address?
0
UpvotesReply
John Miller
The HSN Store Card payment address is:
HSN Card/Synchrony Bank
PO Box 530905
Atlanta, GA 30353-0905
When paying HSN Store Card bills by mail, be sure to submit either a check or a money order for the payment amount. The issuer does not accept cash.
Tips For...
Can I use my HSN Store Card anywhere?
0
UpvotesReply
Doug Long
You cannot use your HSN Store Card anywhere.
This card is issued by Synchrony Bank strictly for HSN purchases.
Does the HSN credit card have in app
0
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What credits score do you need for this card?
0
UpvotesReply
Keenan Avery
Just above 650, and you should have good chances of approval.
Compare The HSN Store Card
Purchase Intro APR0% for 12 - 18 months
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR31.24% (V)
Regular APR17.99% or 28.99% (Variable)
Regular APR29.74% (V)
Rewards Rateperiodic discounts
Rewards Rate1 - 5% Cash Back
Rewards RateNone
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HSN Store Card Reviews
Share your insights and review the HSN Store Card
3.7
38 reviews
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1 Star Rating
Do NOT risk your credit score applying for HSN credit card. I did amd regret it. Each month they check your score giving your credit a hard hit. Not worth it if your trying to keep your credit score up.
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Wish I would of seen this prior
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5 Star Rating
Well, I’m pretty early in the process. However, I had a chapter 7 bankruptcy discharge about 5 months ago. I was approved with a 1k limit. My scores are mid to high 6’s. I wanted to get the card due to their promotions with electronics. I need a new laptop soon.
I have others cards with this bank and I agree this card is for people that want to take their time and pay versus pay in full every month. And, it’s also a card that if you don’t need it don’t get it but focus on major credit cards unless you need to build your credit score or need to demonstrate your spending holistically at 30% on your credit portfolio. Otherwise, they do have a lot of great buys and you don’t want to get stuck in credit toy hell as they say.
I have others cards with this bank and I agree this card is for people that want to take their time and pay versus pay in full every month. And, it’s also a card that if you don’t need it don’t get it but focus on major credit cards unless you need to build your credit score or need to demonstrate your spending holistically at 30% on your credit portfolio. Otherwise, they do have a lot of great buys and you don’t want to get stuck in credit toy hell as they say.
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5 Star Rating
Verified CustomerLove the extra flex benefit. Applied online. Not too generous with CL, $500.00, but with smart usage I'm sure this will improve like my other cards! I also have other cards by same issuer so this might be a limiting factor. Will know with time and smart management.
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+ 25 users submitted a rating without writing a full review
Review HSN Store Card
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Offer last updated: Jan 30th, 2023 at 05:49 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
17.99% or 28.99% (Variable)
ANNUAL FEE
$0
REWARDS RATE
1 - 5% Cash Back
BONUS OFFER
None
MINIMUM CREDIT