What are the best IHG Credit Card benefits?
he best IHG Credit Card benefits include a 4th night for free when booking with points and an initial bonus of 175,000 points for spending $3,000 in the first 3 months, offered by the IHG® Rewards Premier Credit Card. IHG credit cards also offer purchase protection, trip cancellation/interruption insurance, and no foreign transaction fees, among other benefits.
Best IHG Premier Credit Card Benefits
- High Initial Bonus: IHG® Rewards Premier Credit CardIHG® Rewards Premier Credit CardLearn MoreLearn Moreon issuer's website
Initial bonus: 175,000 points for spending $3,000 in the first 3 months
Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases
Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.
Other perks: Complimentary Platinum Elite status, free nights, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.
Foreign transaction fee: $0
Annual fee: $99
- No Annual Fee: IHG® Rewards Traveler Credit CardIHG® Rewards Traveler Credit CardLearn MoreLearn Moreon issuer's website
Initial bonus: 120,000 points for spending $2,000 in the first 3 months
Ongoing rewards: 5 points per $1 spent at IHG hotels, 3 points per $1 at gas stations and restaurants, utilities internet, cable, phone services, select streaming services, as well as 2 points per $1 on all other purchases
Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.
Other perks: 4th night free when booking with points.
Foreign transaction fee: $0
Annual fee: $0
- Business: IHG® Rewards Premier Business Credit CardIHG® Rewards Premier Business Credit CardLearn MoreLearn Moreon issuer's website
Initial bonus: 140,000 points for spending $3,000 in the first 3 months
Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants, on travel, select advertising and office supply stores, as well as 3 points per $1 on all other purchases
Travel and purchase benefits: Purchase protection, trip cancellation/interruption insurance.
Other perks: Free nights, complimentary Platinum Elite status, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.
Foreign transaction fee: $0
Annual fee: $99
Ultimately, it is worth noting that all the IHG credit cards offer $0 fraud liability, which is a common benefit across all credit cards.
