JCPenney Store Card
JCPenney Store Card
Info about JCPenney Store Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards659Reviews112Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Get an extra 15% off today on select apparel, shoes, accessories, fine jewelry, watches, salon products, furniture, mattresses, home, blinds and shades. Plus 5% off select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches and Tempur-Pedic. Terms Apply.
Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
Get a $10 JCPenney Rewards certificate for every 200 points.
Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
Provide your email address to get your $10 rewards via email
APR on Purchases
0% intro APR for 18 - 48 months, 27.49% (V) APR after that
Balance Transfers Not Allowed
JCPenney Store Card Pros & Cons
No membership fees
15% discount initial rewards bonus
Qualify with fair credit
High Regular APR
JCPenney Store Card's Additional Info
|cash advance fee||N/A|
|cash advance APR||N/A|
|foreign transaction fee||N/A|
|max late fee||$41|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||23 days|
One application with two options you can get approved for. You can apply for the JCPenney Store Card but the system will determine if you are eligible for either a Mastercard version or the Store Card.
Limited time offer - Deferred Interest Details: No interest if paid in full within 18 months on qualifying furniture & mattress purchases of at least $499 (after discounts).
Limited time offer - Equal Payment Financing: 0% APR for 48 months on qualifying furniture & mattress purchases of at least $1,499 (after discounts).
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Once my credit is approved, can I shop right away or do I have to wait until I receive my card in the mail?
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