Yes, Kohl's store cashiers can look up your Kohl's Credit Card in-store without the physical card. To do so, you will have to provide them your license and Social Security number for verification. This way, you can use your Kohl's Credit Card immediately after approval, too, at any Kohl's store.

If you want to shop at kohls.com and you don't have your card, you can call the issuer at (855) 564-5748 and they will place your order for you over the phone. You will just need to provide them with the necessary information to verify your account, like your phone number and Social Security number.

Yes, you can pay your Kohl's Credit Card in-store at any Kohl's location by visiting the customer service desk during regular business hours. Kohl's accepts debit cards, cash, checks, and money orders for in-store credit card payments.

Pay Your Kohl's Credit Card In-Store: Things to Know

• Kohl's customer service desk representatives are...

Yes, the Kohl's Credit Card reports to the credit bureaus every month, within days after the cardholder's billing period closes. Capital One reports the card's credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion, and Equifax.

Once the Kohl's Credit Card reports your account...

Yes, you can pay your Kohl's Credit Card bill by phone, by calling 1-855-564-5748 and providing your debit card or checking account number as a payment method. The payment line is automated and available 24/7, so you can always make your payments. You can also pay your monthly bill by mail, online, on the...

The catch with a Kohl's charge card is that it can only be used for Kohl's purchases since it is a store card. The Kohl's Credit Card also has a high regular APR, so you could rack up expensive interest charges if you don't pay your balance in full every month.

Key...

The Kohl's Credit Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it's not a benefit commonly offered by credit card issuers.

If you're...