What happens if I go over my credit limit?
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Kohl's Credit Card
Kohl's Credit Card
Info about Kohl's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards1,262Reviews108Q&AContactRewardsAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save 35% on your first purchase using your new Kohl’s Credit Card within 14 days of credit approval.
Earn 7.5% back in rewards on every qualifying purchase made at Kohl with your new card. Enrollment required.
Cash promotional events from time to time. During these events, select purchases earn an additional $10 for every $50 spent in a single transaction during the event.
Enjoy a special anniversary offer every year.
This card entitles you to extra savings offers throughout the year.
Spend $600 with your card by the end of the year to receive additional offers throughout the year and enjoy monthly free shipping events.
APR on Purchases
26.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Editor's Take
by John Kiernan
May 16th, 2022
Kohl's Credit Card Pros & Cons
No membership fees
35% discount initial rewards bonus
Qualify with fair credit
No intro APR on purchases
High Regular APR
Kohl's Credit Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Use your Kohl's Cash® with your Kohl's Charge discounts.
Questions & Answers
Don't see what you're looking for? Submit your question about Kohl's Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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How can I look at my bill?
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What does a Kohls card do?
1
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Chip Lupo
A Kohl's card allows cardholders to make purchases at Kohl's department stores and online at kohls.com. Kohl's Credit Card users can also earn 7.5% back in rewards on every qualifying purchase made at Kohl's, and you are eligible for a 35% discount on your first purchase.
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Is Kohl's card a credit card?
1
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Does Kohl's credit card build credit?
1
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I just got approved with a 300$ limit is that what I can spend monthly or yearly?
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Where do I send my payment?
1
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Will I be able to get a Kohl's card with a 552 score? Should I wait more?
1
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If I made my payment one day late, will that be reported to the credit bureaus and have a negative impact?
1
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How can I contact the underwriting credit card department ?
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Compare The Kohl's Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR26.24% (V)
Regular APR17.99% - 26.99% (V)
Regular APR26.99% (V)
Rewards Rate7.5% in Rewards
Rewards Rate1 - 5% Cash Back
Rewards RateNone
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Kohl's Credit Card Video Review
Kohl's Credit Card Reviews
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1,262 reviews
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4 Star Rating
Verified CustomerI maintain my Kohl’s charge card for the savings benefits and special offers. I have been disappointed with the customer service I’ve encountered when I’ve contacted their credit card services, otherwise, I appreciate their brands and prices.
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5 Star Rating
Verified CustomerVery fast shipping have a very good selection for family and home the returns are hassle free the staff is very knowledgable the store is always very clean
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5 Star Rating
Verified CustomerNever any issues. Always a kind voice on phone. Good products great service. A great place to shop a great card to use. Have been credit customer for almost 20 yrs
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5 Star Rating
Verified CustomerKohls is the only store credit card I have. I always pay it off in full and using that card makes it easy to return items. You don’t need your receipt, just your card.
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5 Star Rating
Verified CustomerReasonable prices
Easy to find things
Customer service excellent
,,**************
Lots of parking.
Knowledgeable associates
Easy return
Easy to find things
Customer service excellent
,,**************
Lots of parking.
Knowledgeable associates
Easy return
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4 Star Rating
Verified CustomerGood card to have, easy payments. I have had this card for several years and enjoy the credit line with good store prices and sales
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1 Star Rating
Verified Customerif you looking to ruin your credit score this what you need. 7 days after my balance was paid in full credit score drops 56 points because of this trash card.
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5 Star Rating
Verified CustomerThis card is alright - seems difficult to obtain a credit limit increase!!! And the APR is quite high but I hope to get this lowered soon!
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1 Star Rating
This company is pretty horrible. I had missed my first on-time payment by accident (I had a misunderstanding of the due date) They immediately reported it to the credit bureaus and dropped my score by 65 points. I have worked sooo hard to get my score where it was so I could buy a house for my family and it all gets taken away instantly by one small missed payment! No its not their fault I was late by a few days but the fact that they jumped so fast to destroy my credit over a $35 payment speaks volumes. I canceled my account immediately and they will never get another penny from me again.
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5 Star Rating
Verified CustomerAwesome shopping experience, we count the quality of product we buy. Personnel are always very helpful and always professional. I would always recommend shooing there.
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Review Kohl's Credit Card
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Offer last updated: May 16th, 2022 at 10:24 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
17.99% - 26.99% (V)
ANNUAL FEE
$0
REWARDS RATE
1 - 5% Cash Back
REWARDS BONUS
None
MINIMUM CREDIT