it is saying I recently applied for credit and I have not.
2
UpvotesReply
Kohl's Credit Card
Kohl's Credit Card
Info about Kohl's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards1,347Reviews118Q&AContactRewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save 35% on your first purchase using your new Kohl’s Credit Card within 14 days of credit approval.
Earn 7.5% back in rewards on every qualifying purchase made at Kohl with your new card. Enrollment required.
Cash promotional events from time to time. During these events, select purchases earn an additional $10 for every $50 spent in a single transaction during the event.
Enjoy a special anniversary offer every year.
This card entitles you to extra savings offers throughout the year.
Spend $600 with your card by the end of the year to receive additional offers throughout the year and enjoy monthly free shipping events
APR on Purchases
28.99% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
by John Kiernan
November 29th, 2022
Kohl's Credit Card Pros & Cons
No membership fees
35% discount initial rewards bonus
Qualify with fair credit
High regular APR
Kohl's Credit Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Use your Kohl's Cash® with your Kohl's Charge discounts.
Questions & Answers
Can't find what you are looking for? Submit your question about Kohl's Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
I would like to apply for a Kohl's credit card. Is it Kohl's or is the card a Visa or MC or some other card?
2
UpvotesReply
What bank is Kohl’s charge card affiliated with?
2
UpvotesReply
What bank does Kohl’s use for their credit card?
2
UpvotesReply
WalletHub
The Kohl's credit card is issued by Capital One. You can learn more about it and apply online here: https://wallethub.com/d/kohls-store-card-1781c.
I overpaid my bill. Can I get my money back?
2
UpvotesReply
What happens if I go over my credit limit?
2
UpvotesReply
How can I look at my bill?
2
UpvotesReply
Is Kohl's card a credit card?
1
UpvoteReply
Does Kohl's credit card build credit?
1
UpvoteReply
I just got approved with a 300$ limit is that what I can spend monthly or yearly?
1
UpvoteReply
Compare The Kohl's Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR28.99% (V)
Regular APR17.99% or 27.74% (Variable)
Regular APR28.49% (V)
Rewards Rate7.5% in Rewards
Rewards Rate1 - 5% Cash Back
Rewards RateNone
People Also Apply For
Kohl's Credit Card Video Review
Kohl's Credit Card Reviews
Share your insights and review the Kohl's Credit Card
3.8
1,347 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Report Abuse
5 Star Rating
Verified CustomerEZ to apply and get approved with a small limit. Have to start somewhere. I was approved with a $300 line with poor credit and I asked for an increase several months later they raised it to $700. Handy little card to use at Kohls and builds credit history even if your limit will never be super high on this.
Comment
Report Abuse
5 Star Rating
Verified CustomerGreat card to have. It helps to improve your score as long as you always pay them off in full. Plus you constantly receive coupons and discounts.
Comment
Report Abuse
1 Star Rating
Verified CustomerDidn’t get a bill statement and instead of helping me out I paid it off and don’t use it anymore…………… I’m not going to use it anymore because it has messed up my credit. After making all my payments on time they did this
Comment
Report Abuse
5 Star Rating
Verified CustomerThis card is used at the kohls store only I wish it was more of a credit card instead of just a store card but you cash bucks to help
Comment
Report Abuse
1 Star Rating
Verified CustomerThis card was changed to paperless and I normally pay the total balance monthly; however, I failed to notice a balance oe$16 for 2 months and when I discovered it I immediately paid it off, including a ridiculous fee but my credit score went down dramatically anyway and when I appealed to Kohls to take it off of my report they refused even though I had paid many years without any other delinquency's. Kohl's is uncaring about their customers and I will not use their credit card ever again. I advise others to beware of this cold hearted company as well.
Comment
Report Abuse
4 Star Rating
Verified CustomerI always pay off the balance and the credit report does not reflect. They never increase the limit, it really works as a store card
Comment
Report Abuse
5 Star Rating
Verified CustomerExcellent relationship with Kohls. Great sales and incentives and fairly price merchandise. Pleased to shop with the merchant. Will continue in the future.
Comment
Report Abuse
5 Star Rating
Verified CustomerCompany approved me quickly with very minimal paperwork and they were extremely kind and patient while explaining my terms and conditions of using the credit card.
Comment
Report Abuse
4 Star Rating
Verified CustomerThanks for helping me with getting a new card to spoil myself and be responsible with as well!! I could have been happy to hear I was approved!!
Comment
Report Abuse
5 Star Rating
Verified CustomerKohls sis great and let's use the card as needed and has amazing customer service to answer and help with questions as needed. Great
Comment
Review Kohl's Credit Card
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For
Offer last updated: Nov 29th, 2022 at 05:16 ET
People Also Apply For
PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
17.99% or 27.74% (Variable)
ANNUAL FEE
$0
REWARDS RATE
1 - 5% Cash Back
BONUS OFFER
None
MINIMUM CREDIT