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Kohl's Credit Card
Kohl's Credit Card
Info about Kohl's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards1,347Reviews117Q&AContactRewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save 35% on your first purchase using your new Kohl’s Credit Card within 14 days of credit approval.
Earn 7.5% back in rewards on every qualifying purchase made at Kohl with your new card. Enrollment required.
Cash promotional events from time to time. During these events, select purchases earn an additional $10 for every $50 spent in a single transaction during the event.
Enjoy a special anniversary offer every year.
This card entitles you to extra savings offers throughout the year.
Spend $600 with your card by the end of the year to receive additional offers throughout the year and enjoy monthly free shipping events
APR on Purchases
28.99% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
by John Kiernan
November 29th, 2022
Kohl's Credit Card Pros & Cons
No membership fees
35% discount initial rewards bonus
Qualify with fair credit
High regular APR
Kohl's Credit Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Use your Kohl's Cash® with your Kohl's Charge discounts.
Questions & Answers
Can't find what you are looking for? Submit your question about Kohl's Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Will I be able to get a Kohl's card with a 552 score? Should I wait more?
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If I made my payment one day late, will that be reported to the credit bureaus and have a negative impact?
1
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How can I contact the underwriting credit card department ?
1
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Why do I keep getting denied?
1
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Are you able to tell me if my account is still active?
1
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If I lost my card, do I just apply for a new one online?
1
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I was 30 days overdue. This was the first time. Kohls reported the incident and my credit score went from 840 to 742. What can I do?
1
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Which bank do you work with for credit cards?
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If you're new to the credit world and don't have any yet, would they look at work history instead of credit history?
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Compare The Kohl's Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR28.99% (V)
Regular APR17.99% or 27.74% (Variable)
Regular APR28.49% (V)
Rewards Rate7.5% in Rewards
Rewards Rate1 - 5% Cash Back
Rewards RateNone
People Also Apply For
Kohl's Credit Card Video Review
Kohl's Credit Card Reviews
Share your insights and review the Kohl's Credit Card
3.8
1,347 reviews
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4 Star Rating
Verified CustomerVery good card and extremely easy to use. I've never had a problem with it. Customer service is amazing as well, they look into the issues if their is one and usually get it fixed same day.
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1 Star Rating
Verified CustomerNothing but problems with their credit department. I tried to get an increase in my credit limit, they made a hard inquiry on my credit report and I received a $100 increase! I told them to keep their $100 increase and to please remove the hard inquiry from my credit report. They agreed to do that. They immediately removed the $100 credit increase, but NEVER followed through with removing the hard inquiry as promised. Two phone calls to Kohl’s credit department ended with promises which were also broken. Recently the 2 years finally expired. I do not respect multiple broken promises. I now avoid doing business with this vendor.
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5 Star Rating
Verified CustomerGreat customer service, friendly and fast service, willing to work with you to solve your problems or issues. Great experience all around.
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1 Star Rating
Verified CustomerDon’t do it. Paid off my balance before interest should have hit, but got hit with interest anyway. Was reported for being 30 days past due on a $2 interest charge I was never informed was there.
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5 Star Rating
Verified CustomerA good card to build credit love cash back purchases and coupons for kohls member I recommend and will keep card in good standing my family and loved ones love the items I have purchased for them
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5 Star Rating
Verified CustomerI like shopping at kohl’s good sales , kohl’s cash , there’s a large variety of items to choose from, sales people nice and store always clean.
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5 Star Rating
Verified CustomerDefinitely a big help, to our family. During this year with taxes delayed. My family and I needed clothing items. And we were able to get them.
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5 Star Rating
Verified CustomerI love Kohl's card because it affords you savings that you don't get without it. Between sales, Kohls Cash & Kohls Rewards I save an average of 25% off my purchases. What's not to like?
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5 Star Rating
Verified CustomerGreat card trying to rebuild my credit. The card is easy to use online and in store and is also easy to monitor and make payments.
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5 Star Rating
Verified CustomerLove Kohl’s and all their stores especially the online shopping. Great store and the prices you can’t beat and delivery makes it that much better.
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Review Kohl's Credit Card
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People Also Apply For
Offer last updated: Nov 29th, 2022 at 05:16 ET
People Also Apply For
PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
17.99% or 27.74% (Variable)
ANNUAL FEE
$0
REWARDS RATE
1 - 5% Cash Back
BONUS OFFER
None
MINIMUM CREDIT